A friend out of town asked if he could use my debit mastercard for some emergency car repairs. He said it would be about $800 and he promised he would pay it back in a few days when he sold the car (a BMW) to his brother. I gave him the card #. It ended up being $2,000 when the amont was deducted from my checking account. It is months later and he hasn't sold the car, hasn't paid me any money and now won't return my phone calls. I technically did not authroize use of my debit card for the transaction and I did not want to get him in trouble with the law. Is it too late to do anyt hing to get my money back?