MrNobody
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yes. the bank will never miss an opportunity to charge you a fee. i know from first hand experience. unless this is your first time, if thats the case, they might let it slide, you'll probably get charged |
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tobygross73
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yes. unless you know your tellers really well. it's amazing what they can erase |
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kenknickerbocker
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yes, if the bank COVERS the transaction the second it was placed |
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tvmaly
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it depends on when the over draw will be posted to the account and when your deposit will be posted. |
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ranlav27
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yes, deposits do not post untill after 2 pm. So, if you deposit money in the morning, it will show untill 2 pm. |
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tadreams95
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Yes...the money has to be there to cover it before the overdraft occurs. |
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Sherri Anne
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it really all depends when the item that causes it to be overdrawn gets posted. if you call the bank and let them know that you will be in to put money into your account, I'm sure they will have no problem waiving a fee if you do receive one! |
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*~ciao bella*~
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YEah they still hit you with the fee, you should try transfering money from one account to another online, quickest easiest way to do it next time, so you dont over draft (in my opinion) |
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happy
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most likely yes. they normally do the deposits last, after everything that goes though your account.... |
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c'estmoi
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I used to bank there and they charged for everything! Yeah, I think they'll charge you. If you ask a bank manager nicely, maybe they'll reverse the fee. |
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my16paws
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If at the end of business Today you are NOT overdrawn and as at the end of business tomorrow you are not overdrawn, then your bank should not charge you anything.
The overdraft charges are usually charged at the end of business based on the closing balances. |
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Lililily
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Once something has cleared and overdrafted you will be charged a fee. If you ran a transaction and put the money in 3 hrs later it's according to if it was before 2pm or after that you made the deposit. If it's before 2 it will clear at the same time and not overdraft. If after, then it's according to you bank...some banks don't make cash automatic after 2. If this is the first time you can call customer service and sometimes they will give it back to you as a courtesy.
Bank of America charges overdrafts on pending charges before you get a chance to cover it!!! They are awful!!!!!
Hope this helps |
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financing_loans
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You probably will. This is how banks make money. On overdraft fees we paid for every salary for our entire branch. Before anything else.
Here is my suggestion, call the bank manager and say okay this is what happened. Can you please take this fee off? You need to call, the computer puts it on, if its not a habit the manager doesnt care.
I personally always took it off, if I got a call. I didnt know it was on their account if I didnt. If you get a charge call the manager or your branch, not customer service. Thats the only person that can take it off.
And they prolly will just because you callled them. |
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zachcoggin
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Probably. Can't say for sure. |
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Jack
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You will be charged a fee...however if it was your first time and you call the bank tomorrow they will most likely wave the fee. Make sure to talk to them tomorrrow morning because if you wait then most likely you will have to pay. |
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ashley e
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more than likely. however some banks will drop overdraft fees if you have had a good standing account with them for a while. It is my banks policy to waive overdraft fees once a year if you ask them to do it for you. check into it, they are usually willing to help |
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Helstead
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Your overdraft shouldnt register till after 4pm as that is when banks consider an account normally to be overdrawn if theres a lack of funds. |
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blackheart_987
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As long as it is done in the sane day, you will not be a charge, but banks balance accounts at night after the bank day is over at 5 P.M, so you may all ready be overdrawn, and when the bank opens in will be a new day, and you will be assist a overdrawn fee. You needed to put money in to the bank to day. My bank here in North Florida did away with the 2:00 close of this day. I use to play th float on check getting to the bank after 2:00 and now I have to make sure that there is money to cover the check I write on the day before. |
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kilobosch
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Yep. |
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