kimilou2001
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In order to be able to save money, you must realize where you SPEND your money. Keep all of your receipts, then at the end of the month, look at where you spend your money and figure out where you can cut things out (like eating out or going out all the time) and limit yourself. It's hard to cut things out completely because you want what you can't have. |
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Turophile
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give it to me and i ll save it for you.... |
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recom273
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Pay off your credit card with any available savings you have .. stop smoking .. dont go drinking .. and cook more than you can eat in for one meal, put it in the freezer and eat at work another day.
worked for me. |
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sparklybrighteyes
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cut up all your cards, and set yourself a weekly budget and stick to it,
Or find a rich lover Ha!Ha! |
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Steven S
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Get a big Jar and put all your change in it. |
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sophieb
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stop spending, cut up your credit cards, move into an efficiency apartment or share an apartment with someone else, don't use cable or a cell phone, don't buy music, shut off your computer, drive less than 10,000 miles a year, don't buy anything (except food and insurance), when your income comes in pay yourself first, and take on 2 or 3 jobs (on the way to or from your main job or very near the place you live). |
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cool runings
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Do not compet for things with your friends and neighbours. If you do not have cash to buy something do not buy it because you can not afford it. Do not go around getting loans and Credit cards. The only thing you should buy using a loan is a house save deposit money before you buy. Be carefull when buying gifts for friends. Use public transport cook all your meals and carry your lunch to work. |
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Spook
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yes set up a direct debit with a savings bank that you cant touch your money without a 3 month claim,it comes off your wages you get the best interest rate,and you get used to it not being there.all the time you are saveing |
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jyoti mehta
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open a savings account for about a 10 year plan and then fill out a standing order form for lets say £50 (its up to you) to be takenout from your normal bankaccount where you are recieveing your income and hey presto in 10 years time you will have enough money to live on for 3 years or even more
k good luck |
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Bealzebub
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Put a pound or 2 in a Jar every day that isn't easy to open. Each time you go to the bank put it in an account that requires say 30days notice to access, and it will build up in no time. Because you have to offer notice to get at it you will forget its there and let it build up until you really need it. |
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bitchenbrod
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You can set up a savings account that will automatically draw a certain amount of money from your checking account every month. Or if you have the option of direct deposit at work, you can often arrange for a certain percentage of your paycheck to automatically be deposited into your savings account. That's the best option for myself, as it's easier to pretend the money doesn't exist. |
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David R
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Before you buy anything, say to yourself "Do I really need this"? |
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Rx
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Well what I do is, never spend a single coin. I always break money and then all that change (coins, no bills) I get back, I put in a jar. After about a month or so, I roll it up. I usually have at least 50-70 dollars after a month or so. Then I just give it to the people at the bank and deposit. Its an easy way to save without feeling like you have less money. |
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dawn18417
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Use coupons eat in and no trips other than to go to work and home do your grocery shopping on way home from work,pay bills on time so there is no late fees.cancel internet service cancel television do not eat fast food,buy super unleaded gas you will getbetter milage than regular unleaded. |
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Sugar
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Good luck with this. I pay my self Just as I would a Bill that I owe. you decide what you want to pay yourself. Put it aside like you don't have it, By the week or month however you get paid. It can really add up. Buy only what you really need,not what you want. |
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cope_acetic
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If your company offers it, have them deduct a certain amount from your check each payday. You won't spend it if you act like it isn't there!
Put it into a special savings account, and do not TOUCH it! Put in as much as you can into a 401K, too, it's pre-tax, and most employers match at least SOME of it---which is truly FREE MONEY. The best part of a 401K is that you can only get it at retirement or huge hardship case. |
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mark790@btinternet.com
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get yourself a job in catering so you can get the most expensive thing all the time ''food' |
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super stud
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Write down every penny you spend everyday. See what you really don't need. Then average that amount and take half of it and put it in a shoe box.Use the other half to spend on other crap you don't need. |
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parrs161
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A couple of years ago i started i started 'collecting' £5 notes - each time i had one i put it away in the drawer. Now this does take some willpower not to dig in at the slightest thing but in the past 2 years i have managed to save £2500 which i would otheriwse have wasted.
I've not missed the money and its proved a great way to save, plus there is nothing better than walking into the bank with a huge wad of notes and watching the cashier count it...! |
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Rawz
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emigrate to a cheaper country |
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Ninja's girlfriend
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dont spend it |
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Kimber B
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The most simple way is to pay yourself first. Anytime you get money (paycheck, bonus, whatever) take a set amount and put it in a savings account. Some places will let you set up an allotment for a certain amount from your checking account on the same day every month. That's the best way so you don't really notice it leaving and so you don't miss it. It really needs to be a savings account so you will earn interest and it will take a little effort on your part to take it out. Then tell yourself that using that money is not an option! |
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Chris cc
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Depends on what you spend your cash on.
Make food yourself, and booze and fags if you have these.
Think seriously about energy efficiency in the home. |
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GOD ALMIGHY
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Spend less than you earn!! |
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