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Elizabeth C
How can I stop my father from using my debit card?
When I opened my checking account I also gave my mother a debit card to acess my account. I did this because I know she's in debt and so instead of her having to call me all the time and borrow cash, she can use it whenever as long as she tells me first. My parents are seperated however they're still living together. I am saving for a car, so my father drives me to work. I appreciate him doing this, however I recently found out my mother gave him, her debit card to get gas. There was no money in my account and so I recieved an overdraft fee. I didn't sweat it because I know I would be responsible for gas if I had my own car. However recently he's been using it for his expenses like credit reports and parking. I've recieved two overdrafts since then. When I tell him this he complains because he owes the IRS and so he doesn't have any money. When I go out my bf pays for everthing and although he says he doesn't mind I want to have my own money. Any ideas on how to tell him to lay off?
                     
 




chimp_ax
Rating
Cancel your debit card and get a new one with a different account number.
Problem solved.


Jennifer M
change your pin number so he cant use it anymore. go back to letting your mom call you when she needs money , you can transfer from your ccount to hers online. then you would be in charge of your money, still helping your mom, and keeping your dads spending of your money under control.


Holadios
uhh cancel ur debit card just pay wit cash, or get a new credit card.


justmedrt
Cancel that card have a new one issued for your use only.....easy enough!


DrB
Cancel the card and get a new one. You might want to get an overdraft account so you don't have to pay fees—but you might not need that if you have the only active card.


Tam Tam
Rating
Change your pin and give it ONLY to your mother and ONLY if she says she understands that if she gives it to your father that you will no longer be able to allow her access to your money.

Give your father some CASH for gas whenever he drives you somewhere and a big "Thanks!"


clflave
Rating
Why not ask for the cards back and give them a set amount of money to spend as they wish. Giving them your card can cause lots of problems and you dont want to cause any more friction then is already there. Good Luck :)


hargonagain
Rating
You can tell the bank that your pin number was compromised and that unauthorized charges were put on your card and you want a new card. Then don't give your parents a card. If you want them to have access to some money but not full access to your account you can open a separate account with both your name and your mom's name and then put a set amount of money in it each month and no more, when they run out, then oh well. Also, you should tell your mom you are giving HER the card, not your dad and if she gives him the new card, you will stop helping her out. Your dad is ruining your credit and costing you money and he doesn't care about that. So you have to protect your financial well being from them and not let them ruin your credit the way they ruined theirs.


notyou311
Rating
You need to get the card back immediately. Notify the credit card co. that no one but you is authorized to use it. Your parents are irresponsible and you will end up with debts and ruined credit. Do not loan either of them money either. You are enabling them to use you. You may end up having to sue them for what they owe you.


babysnake2007
It does not seem like he would listen if you tried to talk to him. I would go to the bank and close that account and open another or tell the bank your card was stolen ( in a way it has been as it is being used without your permission) and they will give you a new card with a new account number. I would not give my mother or father a card as your mother gave it to him in the first place. Mother and Father should show you more respect and take into consideration all the money they are costing you in the money they take from your account and the overdrafts. If they ask any question about the account just tell them it was closed due to so many overdrafts. They do not have to know whether it was closed by the bank or yourself. Good Luck


Jessica B
Rating
First off, close the account, or freeze your mothers card. Only give her the money when she calls and asks for money. That's about the only thing you can do. You might want to close the account completely and reopen a new one.


gpatrick900
Go to your bank have all your debit cards canceled. Now find a bank that has Visa buxx. Normally, it is for teens but they might be able to issue it for your parents This way you can put a certain amount of money and set up for automatic loading-like when you get paid. Get one for your dad and one for your mom. Get yourself a normal debit card.


alvaro
Rating
Have your mom send you the debit card and send her a monthly allowance.


De-1-4-me
Yes first of all you need to go to bank and have your credit changed so that he & she does not have any more access to your account with out your approval I'm sorry you trusted your mother and she over step her bondaries by allowing your dad to access you card with out permission so she no longer should have that privillage dad never had it and I understand why now because he has no respect for you and personnel accountsor you as a man you tried to help it failed so cut your loses and in the future if they need any help let them come to you and asks like anybody else would have to take back control of your finances you,ve done nothing wrong your kindness was taken as a weakness but you no longer have to put up with that!!!be a Man and that how you stop your dad easy Right Yes it is just do what I said ......now go on get to the bank pick up the phone call your creditors what! you waiting for go ahead ''''' _o>_ bye -bye


kate
Sorry, you screwed up big time giving anyone your debit card, now you are literally paying in overdraft fees.
Contact the bank today and shut down that card.
Have a new one issued and NEVER give it to anyone again . Deal with the hassle of giving them cash when they ask , he will never "lay off" .
Thank the deities you learned this lesson with small losses, some loose thousands before they get a clue.


smiling_freds_biz_info
Rating
1) change the pin #
2) arrange to transfer funds to their account whenever you deem it to be necessary.

Stay in control of your affairs.

You are a nice kid - don't change!


topguntony
Don't do buisness with family,if you are responsible.You have to pay for this.They are taking advantage of you.


Lou C
Simple... close that account and do not let anyone have debit cards... too tempting for others and then family trouble. Explain that overdrafts are extravagant waste of hard earned money this system is not working . Must use scheduled cash only.


Middlefinger!
YOU have allowed TOO much drama to go on for TOO long!
YOU have the power to put the brakes on your father.
YOU need to do it; but something tells me you're not!
So...live with it!


Lauren
Rating
Just tell him straight up that you don't have any money. If he doesn't have a job, help him get one. You can't let this keep going, or you won't have money to pay for your own expenses.


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