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SIMPLE SAM | How do i get ex to refinance auto loan to stop messing up my credit? |
we got the loan jointly while we were married, got divorced shortly after, she maintains possession but has not been making regular payments, so creditor has been contacting me regarding payments. |
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Laura Z
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Nothing you can do. Should have had the Judge put the car in her name only, or had you both sell it and payed off the loan. |
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wizjp
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Should have been part of the divorce settlement. Probably not much now if her name is on title. |
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Dr. Deth
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you can't refinance a car loan - the asset depreciates, so it's probably worth less than the loan balance until the point where you only have a few payments left |
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Melissa S
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OK go to a lawyer and take her to court to sue her for the money, the court can make her pay the loan since it is now in her possession, but it also should be said that a court will and can tell you both to sell the car for the debt owed on it.
Tell the creditors that you are going to court over this as well. |
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S.
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When you got divorced, you should made sure that your lawyer got her to sign a quit claim deed and make sure that the finance company had a copy of it showing that she was not the owner in 100% possession of the vehicle. Barring that, you need to consult with an attorney possibly to fix the problem. |
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loveableandtrue
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Your divorce paperwork should have stipulated something about this loan. If your divorce decree states that she is responsible for all payments, then mail the loan company the documentation so they will stop hounding you. You can stop the credit issue by contacting the three major credit agencies and sending them the same paperwork.
If your divorce decree does not have the information you need, and if she is not willing to make things rights, then you'll have no other choice but to file a dispute against her legally and go back to court.
I hope this helps!! |
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reena r
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Cancel that loan |
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sublime1278
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kill him and burn the remains. then cancel the loan |
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