 What is the deal with all the God freaks on this thing? |
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Oh, I'm sorry god-freaks, I should have mentiond that this question is extended only to non-God-freaks. I want an actual answer. You guys don't put answers. ... |
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 Why do white people talk a lot of crap on the Internet but they won't say anything to your face? |
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I'm not trying to start anything, I'm just wondering. By the way I'm half black and half white.... |
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 Why do people expect themselves to be perfect at all times? |
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 Let's say for a moment that there is no such thing as Gay, Straight, or Bi......? |
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 Hollister price.? |
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 How Can I Make Quick Money In 2 Weeks LEGALLY? |
I Really Need Some Fast Cash. Can You Please Help Me?
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I Have A Job. Although I'm Broke Right Now & I Need Money For A Concert In 2 Weeks.... |
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dunaja | How long can someone hold a personal check without depositing/cashing it before it is void? |
How long can someone hold a personal check without depositing it or cashing it before it is void? Can you hold a check for 10 years, and then suddenly cash it?
Additional Details
Catwoman, I was being hypothetical -- there was nothing in my question that would make you say "I think you may have a problem." And to the person who said "10 years LOL are you crazy", that was completely an example. I haven't written a check, nor am I holding a check, that I am concerned about. |
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kate
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Some checks have a 'void after xx days' stamped on it ,
Otherwise , depends on the bank , call them , ask them .
> |
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Gem
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Everyone is right
and wrong.
Each bank has it own rules for length of time they will take a check. Some use 90 days, some 180, some 365.
It depends on your bank. Call them and they can tell you their policy.
It also depends on the teller and if she is paying attention. If she doesn't catch the date, then they may cash a check dated from 3 years ago. Can't count on it, but I have seen it happen.
And finally, keep in mind that any checks sent to a government agency, especially the IRS, the date doesn't matter. It does not even matter if the check is made out to someone else. The IRS will cash it. |
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rayco420
 |
No, a personal check is usually voided by a bank after 180 days. Check with your bank as to exactly how long they will wait to honor a check...
Good luck |
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me_myself_&_eye
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I think it is generally good for six months. Contact the bank to be sure. |
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Judy1
 |
After six months, it's considered "stale dated", and US banks won't honor it. |
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Exoilfeildtrash
 |
90 days. |
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daryl
 |
Six months, |
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mia
 |
After 6 months, it is true the check is considered "stale dated" but most banks will cash it anyway. You can request a stop payment on the check to ensure the check is returned if it is presented for payment, but also beware that most stop payment orders expire after one year and need to be renewed. |
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howfuzzywuzee
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Check with the Institution that the check is written on.
6 months to 1 year is about the max.
10 years......LOL.....are you serious.....any banking institution would think you are crazy. |
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Mama Mia
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Generally it is good for 6 months to a year. However if it is a debt that you owe, it doesn't relieve you of the responsibility to pay. |
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lilshortsunshine2002
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3 months |
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Leprechaun of Jupiter
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should say on check i think usually 'void after 90 days" but bank may overlook i rember cashing 4/5 month old check 10yrs i doubt it |
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Catwoman
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I think you may have trouble. Best tactic would be to get it reissued, but if you can't, try to deposit but don't use any portion of that money until it clears. The reason for that is that the person that issued you the check may have closed that account and gotten the money refunded to them because it was still there-so there may no longer be any funds behind it to cover it. next time deposit it or place it on a savings account. Dont' hold on to an uncashed check for more than 3 months-when most checks expire. |
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