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BIG HAY
I have received a threatening letter ref a debt from a company I have never heard off.?
It is from a firm of solicitors ref a debt owed to Hutchison 3G UK Ltd of which I have never had any dealings with. The sum is £20.44 and I do not intend paying for something I do not owe.

If you could advise I would be much obliged.

Thank you.

William Hay
                     
 




ARAVIND
Rating
These type of mails are fradulent ways of getting money.Dont pay a single buck to those guys.Bcos the real company will never move in such a way.Be careful i future as these practices are high now a days


freddiem
Rating
Having been through a similar scenario when an ex-partner bought stuff on mail order by forging my signature or rather by signing in my name. I wrote a letter denying the debt and asked for a copy of the invoice so i could prove that the signature wasn't mine. The invoice or rather a photocopy was duly produced and with the help of a friendly bank manager and the citizens advice bureau i was able to disprove the claim. It wasn't the amount that worried me it was the principle of the thing. Good luck.


13caesars
It is dangerous to ignore these people as your credit record can be damaged.

Telephone them and get the exact details of the debt and whose name it is against. Also make sure the address is correct. It may be that a previous occupier of the place you are living at has done a runner.

Once you have these details, write to them stating your case and asking them to amend their records accordingly. Also inform them that if your credit record is damaged, they will be liable for your financial loses incurred. Another technique is to let them know your billing scheme: for instance if you have write another letter on the topic, they will be charged £25.00 and £15.00 for each further telephone call you have to make.

The alternative explaination is that you have been subjected to identity fraud. This would be a matter for the police.


shane l
Rating
that company is the 3 network in the uk, mobile phone. you might have had a contract with them at some date and forgot to pay the last payment?? i had the same problem. just phone them and explain.


Shelly B
Write the debtors a letter. It will then be on dile should the matter go to court!


SuPerSt*R
No i wouldn't pay it either. Make sure you get everything together that could show you don't owe them anything. If they won't agree say you will take them to court. You should win if there is no way you can owe anything to them. They might just leave it as they won't want to go to court for such a silly amount!! YAY HEHE


luludoodie
Rating
You may have been a victim of identity fraud.

Don't ignore letter. Write (don't phone) so you have record and say "not my bill - identity fraud".

Check your bank and c/card statements NOW if you can access online, or phone and ask for your latest spends to be read out.

Mobile phones are one of the first things to be used to get money from you as they look a normal low value purchase which slides under the checking computers vision.

It happened to me about 3 months ago on my c/card. Talk to the card provider, they will reimburse you, cancel card and provide new card.

It is actually a god thing (no I am not mad) as now my account is on the watch list so anything slightly irregular get blocked and they check with me, so I am better protected than ever.

It does mean you need to carry 2 different cards so if one is blocked temporarily you can use the other!


DJAM
tell them to pi!!! off


lily_evie
Rating
write to them explaining that you would like to know exactly what the debt is for as you have no recollection of it, tell them you will not be making a payment until you have recieved written proof. Make sure you send this recorded delivery.

Then just wait for a response. My partner had this from another company for a really small amount (£12.00) and they wrote back and said that it was incorrect information.

By ignoring it they are authorised to add interest onto this and what is a very small debt could spiral quite dramatically which wouldn't be nice if you were found to be owing the debt.

I hope this helps x


Robin
You can either ignore it or contact the Solicitors and tell them you have had no dealings with that company.


s w
phone em up, tell them that nobody by that name lives at your address, theyll log it into their computer and it'll be a matter for them to sort out - if they can. Which is highly unlikely

I had the same problem last year:

A letter arrived for an ex-tenant of this property who I'd never met, he owed some bank or another about 10grand. We get a bailiffs letter with threats etc on it, I phoned them up and told them the situation. Simple, if the guy their after isnt at the property you live at then they cant do a thing to you.. it not your debt.

So it got referred, dont know who to.. interpol maybe ;)

alles gut!


Neil M
Rating
Are you sure you don't owe the money? For a small sum like this perhaps there was a small bill you forgot about, and they didn't remind you. And now they have passed the debt to a debt collection agency.

I think Hutchison 3G UK Ltd is the company behind the "three" mobile phone network. So perhaps you had a three phone in the past that you cancelled?

If it was me I would call them up to ask them to check that they have sent the letter to the right person - that you are not aware that you owe the £20.

But if you are flush with cash it might be easier all round just to pay the £20 - if nothing else to avoid the hassle.


ALAN W
Ask them what the sum is for and details of the account .


brian m
mistake just reply and tell them to stick it where the sun dont shine and see what happens
good luck


Sylvia H
Hutchison 3G UK Ltd own the 3 mobile phone network. Who is your contract with for your mobile phone? Have you perhaps overlooked a bill from them?


Knownow't
Don't just ignore it. Get in touch with the Solicitors and ask them to explain exactly what the debt is about. Bear in mind some companies trade under one name, but the parent company might be another name. It happened to me on a credit card bill. I didn't recognise the company so I queried it and it turned out the Parent company issued to the bill. See to it as soon as possibe or legal proceedings could be taken and then you would have legal expences which believe me are much more than the original sum.


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