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dmtv08052003
My boyfriend owns this house, and wants me to go sign some papers to have my name on it 2, sound like a scam?
He is in the army, and might be going on leave soon, so while he is gone he wants me to live in the house. I wont have to pay for anything, I just dont see why I have to sign papers to live in his house while he's gone. Nothing ever comes good out of signing some papers if you dont know what your getting yourself into, so has anyone heard of having to have someone sign papers for you to live in thier house while thier gone, oh and he wants to give me his car while he's gone, but he says I need to sign some papers. To me it sounds kinda of weird. HELP!
                     
 




vettepower81
Rating
i was in the army, dont do it unless your married. ive seen too many good girls get themselves and thier credit screwed over from the same situation. tell him you want to be married before that kind of financial commitment and see what he says. that will tell you if hes trying to screw with you or not.


uchaboo
Rating
To insure the fact that if anything happens to him, you are just not kicked out of that house. But, that would also means you have a responsibility to keep the house up. now, when he comes back, both of your names would be on it. It would be a 50/50 deal. So, if he ever wanted to sell that place, whatever he gets for it, it would have to be divided in half. So, if you want that responsibility of being part owners of a home and you are stable enough financially for that, go for it. If not, just live there and let the chips fall were they lay.


kristenlball
If you love him and plan on being with him having your name on stuff isnt necessarily a bad thing. If he is going to active duty it might not be a bad thing for your name to be on his stuff because if he gets killed then it won't be taken away from you. If you don't have any claim to it someone else will get his things. But you know him, I don't, why would he scam you?


Mr. Curious
Well, if you two are not married it is clear that he has something up his sleeve. If you do sign for it and he defaults on the mortgage take a wild guess who the bank will come to for the payments? That's right--Miss Sucker. If your boyfriend hasn't married you it is clear that he is either afraid of commitment, immature, or not interested in spending too much time with you. My advice? Politely tell him, "No." And see where the chips fall. Because if YOU are on the loan agreement it is YOUR neck on the line if he defaults and it is YOUR credit rating that will suffer if the house goes back to the bank.


blessedonengod
don't sign nothing. Because if the relationship doesn't last you'll be in court fighting over the house. Get your account in your name. If it ends you have something to fall back on.


js8incher
it does sound a lil weird. i wouldnt do it and u could jus say u dont want the drama or the responsibility


Rollover Mikey
It sounds like a few things happening here. One, he is in the military and knows that he most likely will be/is a target for the enemy. If he OWNS the house in question, he may be wanting to put your name on the deed in case something permanately unfortunate happens to him, then you will be owner of the house. Same thing with the car. He may not have any family he feels worthy to takeover ownership of his property. OR he may not have anything of a family to even speak of. In either case, it sounds to me that he would rather YOU take posession of this property than the local government or any other intity like that.


flossintru
Rating
don't sign anything. If you sign and he cannot make the payments while he is gone you will have to. you can live there quite fine without signing anything. If he wants you to =sign anything tell him marry you.


cybereagle03
Rating
It sounds like he REALLY trusts you. I suppose you should read whatever it is your signing carefully, be sure he isn't behind in any payments. And say THANK YOU!!


fallenangel
It'shard to say without seeing the papers. Read through them carefully, discuss it with him - ask him to explain exactly why you need to sign and if you're still not sure take them to a solicitor and ask them to explain it to you.


bigtalltom
Rating
you'd be responsible for the mortgage/car loan payments too, so if they aren't made, you would be liable.

I wouldn't do it.


bmwdriver11
Does he have a mortgage on the place? If so, and you become a partial owner of the house, you will also become responsible for the mortgage. You would also be jointly responsible for taxes due on the place as well.
On the positive side though- maybe he is trying to look out for you. If he was to die in combat, you would then own the place and continue to have a place to live after he was gone...


yes_im-addicted@sbcglobal.net
Maybe it's all for your protection..He is in the military and used to doing alot of paperwork to finalize things and make them proper and legal. He probably just wants to make sure that if anything arises while he's away that you have documentation that you are to be in that house and have the car.


MissViolence
Rating
signing it means you now own half! do it but if your weary get a lawyer to look over the papers first...sounds to me like he wants to commit to a stable relationship and offer his life to you to blend with yours....hell be getting a ring out soon by the sounds of it! lol


cutiepie11wi
Rating
it depends on what the contracts say. Is he giving you co-ownership of his property?


dandandandandan
Rating
That is kind of weird - he's giving you half his house. Why would he be doing that? Ask him!


MojoMan
It sounds like he might want you to sign a Grant Deed. This will give you part ownership in the property. If something were to happen to him it will make it easier for you to keep the home.

If you are only signing the Grant Deed you will not be responsible for the loan or the payments.


guido
Rating
Dont sign anything. If he stops paying and your name is on it...guess who is also responsible??? you! You can live in his house and drive his car without having your name on the papers. Use your womans intuition...if you dont feel right about it there is probably a reason!


answerman63
OK...from what you are saying, he already owns the house and car and just wants you to sign some documents to allow you to be able to use them. Basically, he is entrusting these things to you and wants assurance that you will be responsible for them in his absence. You need to have someone knowledgeable about the law look at the papers to see exactly what you are signing, but it sounds like you will be liable for any damage, theft, etc. while he's gone. You say you won't have to pay anything...are you sure? What if he DOESN'T own the house & car and you just co-signed the loans for both of them? Then you are totally responsible if he bails. Take the paperwork to a lawyer or paralegal...they can tell you exactly what you would be signing for. Boyfriends as a rule generally don't ask the girlfriend to sign on legal documents. Have someone who knows what they're doing check it out! Hope this info helps.


Jenelle
Rating
yea you can...it is called a name change affedative in ct...you change the name of the house to both of your names!


Ayax
DON'T SIGN !!!!


avalm@sbcglobal.net
Rating
Ummm, He does sound like he trusts you and wants a committment?
As for signing papers on the house, if its a quick claim deed where he is putting you on as joint or tenant in common, you really can't lose by doing this.......this would be signed in front of a notary only, then recorded and this would give your ownership rights in the house.
However, any other type of papers would sound to me a little suspicious and I would take them to an Attorney to have him look them over and tell you what they mean essentially.
Same with the car,is he putting you on the pink slip? If you are on the registration, then you are legally able to drive the car, take responsibility for its maintanence and so forth.
If its ownership in part of the items here, sounds like you won't lose a thing and he's just being responsible and insuring your okay when he's gone.
"In order to live in the house", if he is saying you can't live there unless you sign something, again, call an attorney and have him look over the papers..........and just tell your boy friend that this is what you are doing to ensure both your interests


Catepillar miss
listen to your conscience! he knows the truth and lies!!!


rdjhoya
Rating
Getting your name on the title to the house isn't all bad especially if you need to do something to the house while he is gone. Putting you name on the mortgage means that you are liable for the payments of the mortgage.

If he wants to put you on the title but not on the mortgage, he may end up owing gift tax with out even knowing it.


Aeris
it really depends on what the papers say... what the contract is. read it very carefully and give it to someone else to read over and explain to you before signing anything.

if you can get in touch with an attorney, have them read the contract as well before signing.


dreamee
I don't think you should sign your name, because if something goes wrong the responsibility will be on the both of you.


tivodan1116
Tell him there is a much easier way to allow you to live in the house a drive the car... Get married.

If you're married: He dies, you get house and car, depending on the state might not even be liable for payments.

If you do what he wants you to do: You're responsible for the payments and might not even get the stuff if he dies.

Which sounds better?


duchessdreams
Signing stuff huh? signing stuff means u take responsibility for that stuff. You may not have to pay for the house say for the next few months.... But a house is a big responsibilty and he's only a boyfriend not even a husband...

you MUST read everything he's asking you to sign and if u cant get a lawyer to do it


Cosmo
If he is putting these items in your name, he is a great guy that loves you and wants you to have these things in case he does not return. If he is putting you on the loan for these things, without putting you on the deed/title, well he could be an *** and not worth your time.

When you get the papers, tell him you want to look them over. W/O his knowledge, take them to an attorney, tell him of the situation and ask him/her to look them over.

Do you know what CYA is?


twistedt83
Rating
what he's doing is protecting his financial responsibilities. he obviously doesn't trust you enough to not cause any damage. now as far as scamming you? i think you're afraid of him leaving his finacial burden upon you. make sure he clearly states that he wont abandon his assets on what ever you're signing, and make sure you're not signing to be a "co-signer" in his lease/mortgage/rent/whatever. if you trust him don't worry. besides, he'll recieve military punishment under the U.C.M.J. for whatever he does if the military should see it to be moraly wrong or illegal.


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