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drakekse
Should I cash a check for her?
One of my friends in in a tight situation. She has been having problem w/ idenity theft and her checking account is going to havoc at the moment. So today she asked me to cash a $800 personal check from a relative for her so she can put a deposit down on a new apartment. I have known her for a couple years now but something about this just doesn't seem right. Anybody have some advice on how to handle this situation?
Additional Details
Oh her relative is from a differant state, so it is a out of state personal check.
                     
 




JANET O
Rating
I don't think I would. You might tell her a small lie tell her you checked with your bank and you don't have enough in your account to cover it. If you do decide to do it have your bank call the bank on the check to verify the moneys there, and that doesn't ensure you'll get your money. Once you hand her 800.00 bucks all you have is a check if it bounces you have to go after the person who wrote it. well good luck I have been there done that ,if shes your friend she will understand you reservation.


Spiral Wizard
HAve her go to a check cashing place that charges like 1 to 3%. Offer to front her the charge ($8 to $24) and never expect to see the money.

Don't let her cash a check in you account and then give her the money. It might not be anything, but if she screws you then you're just that... screwed.


Tammy W
Rating
Yikes! If you've got a bad feeling about it, don't do it. You don't want to get tangled up in her mess, no matter how much you like her or want to help her. That would end your friendship. She needs to deposit the check herself and wait for the funds or ask her bank how she can work out the check cashing problem.


Desiree D
Rating
Tell her your bank wont let you cash 3 party checks, most banks will put a hold on money in someones account for a 3 party check. If your worried about DONT DO IT!! Just Say NO!


brotherlove@sbcglobal.net
Rating
Advise her that she should close her current back account and open a new one.

That bit of common sense aside, do like any bank would do. Hold the check until it clears your bank. Once your bank informs you that the amount is now available to you. Give her the cash. If she is unwilling to wait the 5 business days or so that will take, her relative can wire her the money thru someone like Western Union for a nominal fee and she can have it virtually the same day. This service is available at many grocery stores. If those suggestions don't work just tell her you are not comfortable doing anything else.

I have a link to find a local Western Union below.


angel1^[]^1 divine
Rating
no they have a lot of checks fraud.I lost met some people with those bad experiences.If she wants to borrow have her sign a promise to pay with her driver license copy


Michelle H
Go with your instincts and just say no thanks.


ProfessorC
I wouldn't. Unless you can verify the check before hand. Deposit and if it clears 3 weeks later and its not disputed you won't be stuck.

The relative really could have written the check to the apartment company.


Joshua
I understand you'd like to help your friend, but I agree with you : something about this doesn't seem right, not at all.

My advice would be to not get involved in something you can't oversee the consequences of....you could tell your friend you don't want to risk your friendship by letting money-issues get in the way of it. (often friendships fall apart over this, it's a proven fact)

Should your friend get angry at you for not helping her out with this unusual request, then IMHO she's not a true friend.....true friends would understand the predicament you're in, and accept your answer.


punkgrlsmom1
Tell her you do not feel comfortable cashing personal checks and she should cash it at a currency exchange/check cashing service.


Nina
Rating
If the relatives check is from a large branch like B or A, you can take it directly to one of their branches and cash it. They can tell on the spot if it is okay. This wouldn't put you out in any way. Your friend could even do that. Or you could take it to your bank and ask them if you can cash it there. They can advise you best. I would not however deposit the check in your account and write her a check or give her cash. Otherwise you can tell her you would like to wait until it clears.


mo_betta_budda
Rating
Don't give her the money until you are confirmed the check will clear.


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