ascoile
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You owe her money, and the interest is mounting up.
She will hassle you until she gets paid.
Don't pay her and end up in court with a poor credit history so you never het credit again.
You could get a job tomorrow, that might help. |
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pam d
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I'm sure if you make an afford to pay something of the loan she will see you are trying and maybe you and her can come to some arrangement to pay it off...it's when you make no attempt to pay anything then she will come after you for the money you borrowed.. |
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nellie
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offer her a couple of pounds a week people dont realise that agents get money deducted for a non paying customer every week times that by 50 or so misses and thats a big dent in a wage if you show youre willing to make an effort she'll stop pestering but she is obliged to call on you however the level of calls you claim are a bit over the top if you really cant afford anything pop to the citizens advice who will contact them and get a breathing period arranged for you hope this helps and good luck |
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nic nac
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Give her some money. |
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bill.oreilly@btinternet.com
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You have taken out a loan and signed a contract to repay the money at £9/month.
You have now broken that contract. What do you expect the Provident to do? To them it looks as if you have taken out a loan with no intention of repaying it! You need to come up with the money and then maintain the repayments. If not then you'll probably end up being taken to court, getting a CCJ against you and having difficulty ever getting credit again. |
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stanthemansmum
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Some provy agents are absolute bast*rds and do overstep the mark. The reason people have to use them is because they do not have access to other credit and need to get money fast - sometimes for essentials!
Even if you offer £1 a week, they have to accept it. If your agent refuses and threatens you with court, tell her, bring it on - she won't as you have offered to pay back something and if they go to court, the chances are they will be told to take the amount offered and will not get their costs covered.
If this continues, ring provy yourself, explain that you are having difficulties - they might be difficult or OK, but say you are not prepared to deal with this collector any more because of their behaviour - you certainly have this right
If you cannot pay anything at the moment, write a letter giving a date when you think you can pay something and if you can, do £1 a week until things improve. Whilst I agree that if you can't take out a loan if you can't pay back, things happen in life that you can't avoid and with the amount of interest these people charge, for £300 you will end up paying around £560 back, these people should get used to having to wait for their money - might as well get their interest's worth! |
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jen1969@btinternet.com
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just pay what you can even if its £2 a week but do try to contact the head office they wont bite your head off if you explain i was in the same position as you and payed less because id explained they were fine just hiding wont help |
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steviepats
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Talk to them and explain your predicament and ask them if you can defer your payments for x amount of time or pay a reasonable amount back that is both affordable to you and satisfactory to them . If you cant pay at all you could be in serious trouble for taking out the loan in the first place and not having the money or you could end up in court or even have the bailiffs out for property of that amount .Try and pay something it will help honest |
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hooterville
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Go get a job and pay them |
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brendanbehan38
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Provedent loans are only one step up from loan sharks. They charge massive interest and want repaid very quickly.
If you're not going to repay the loan you'll have to get used to her calling and harrassing you.
They're not going to send round the heavies to beat it out of you. So tell her to go and take a running jump. You're not going to pay.
What can she do? |
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Karolis
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It is illegal to stalk people, she has no right to invade your privacy or tell you what to do. she can only go to her office and get you to court. if she will still stalk you, just record everything than you will have some leverage ;) |
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