I have a Visa check card and when I use it they ask me, "debit or credit." How is credit an option if it's a check card which uses my checking account? What do they mean by credit?...
It depends on an individuals personal circumstances.
Generally, the first thing to do is clear any personal loans/credit cards.
Afterwards, put £3000 into an ISA before April 5th, and then £3600 into it after April 5th (new tax year).
Whether you put anything down on the mortgage depends on how big the mortgage is. If your mortgage is less than £20,000 then you could become mortgage free. Otherwise, if you have a large mortgage then its not really worth putting anything down.
The best thing is to try and hang on to as much as possible. There could be a recession soon, and you may need to fall back on the money if you lose your job etc.
Also, if you know that you're going to be replacing your car in the next few years then if you save it, you'll be able to pay cash and not worry about car loans etc.
falutd
Give my daughter a lovely wedding, but I may need a bit for a face lift first.
taxed till i die,
Put it in the bank.
DESPERATEDAN
Save it, I'll be needing it when I move to Canada!
mistickle17
Not enough to retire on so I would put it into a high interest account.
Maz
Move to Australia
resignedtolife
Tell my children that they now don't need to pay me back the loans they have had.
kelly_XX
Turn myself into a brunette barbie haha, boob job, liposuction, nose job etc, make myself perfect :)
Aless
.Give it to charity
PUNTER
put £5 to it and pay all my bills
dubbleyu
Invest 18,000, and blow the other 2 grand
Liam P
put it in the bank and if i want it i will just get it out and buy what i want
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