whyme
 |
Maybe your friend is referring to an IOU.
A valid check can be written on anything as long as it has the essential information:
place of issue
cheque number
date of issue
payee
amount of currency
signature of the drawer
routing / account number
transit number
(you could have a checking account with no money in it or a closed account. where would they take the money from if you write a check from that bank account that doesn't exist anymore? They don't. The check bounces. It would be fraud if you sign a check like that.) |
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Andrew C
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i heard of a farmer who wrote a cheque on the side of a cow as a protest. |
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blahthequah
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Of course, otherwise its not a cheque. |
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ÛžÛžÛžÛžÛžÛžÛžÛž
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he's pulling your leg mate. |
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Strotte
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An instruction to your bankers is usually validated by your signature not necesarily by the medium on which it is written. Usually they call to confirm. However checks are very convenient because of the safety features they carry within them and for various other reasons. |
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S Csparky
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of course you have too what bank is going too take
a piece of paper unless its money.!!!!!!!!!!! |
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Jonathan
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Just try writing one on a piece of paper, give it to someone and tell them to walk into a bank and try to cash it. |
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benjoe021
 |
sounds very unlikely to me! Anything else would be an IOU! |
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Sleepyguy
 |
i cash checks at the store i work at. all i know is there is no way we would cash a piece of paper instead of a check. |
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djdaveyuk
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Nope, you can write a cheque on anything, toilet paper if you want to. It is a contract stating you will pay the recipient the agreed amount. Like any contract once signed and agreed to etc it is binding. |
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sparkles
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It helps! I think someone is telling you porkies if you wrote a cheque out by using another way it wouldn't be valid no bank would recognise it therefore it would bounce that's if it was even excepted into the system at all which it wouldn't, would it? |
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#6 BEAN IS HERE MISSION COMPLETE
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A cheque has bank codes on it so they know which persons account to take the funds from. If they wrote it on just plain paper how on earth would the bank know where to take the money from?
I think the person in your office has not thought this through!!!
It's quite funny actually - who would accept payment handwritten on a serviette anyway!!! LOL. |
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Joyful97
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You can write an IOU on anything, but a cheque has to be on a cheque as it is a legal document the bank produce and is linked direct to your account. |
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Adze
|
Your friend is most certainly right.Cheques have been
made out on all manner of objects and presented
at banks and honerd.
I wonder if some of the septics who have given you answers
would present a cheque,written on the sole of a shoe
for say ten thousand pounds,to there bank for payment or
would they throw it away ? |
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Paul D
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As long as it contains the relevant information, a cheque can be written on anything.
Here's an example. http://news.bbc.co.uk/1/hi/uk/3159242.stm |
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red lady-bird
|
As long as it has all the information required on it, then it legally can be written on anything. |
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Lifesabitch
|
I heard many years ago that you can write a cheque on anything if it contains the right information. A man wrote one on the side of a brick as a protest about bank charges. Imagine the storage problems if everyone did that. lol |
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l h
 |
Yes you can (UK). My colleague did it - a friend put their sortcode, account number and signature saying to pay him the amount. He took it into the bank and they accepted it! |
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Bee
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Theoretically speaking, you could write it on a cow, as long as you have certain things on there such as who you're paying it to, who you are, how much, etc. I can't remember what the all are now though.
Although I don't think the bank would be very happy about it.
Or the cow. |
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jackie m
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It has to be a real cheque or its fraud - the cheques are numbered with bank details on them.
I don't have a cheque account so where would they take the money from if I wrote a so called cheque on a piece of paper? |
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