Also what is the appropriate thing to do. I didn't realize I had not cashed it and lost it. It's for $130.00 and I don't want to screw up my bosses checking account by cashing it now....
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Shan81
Where is a good place to get a car loan?
I want to buy a car off a friend and need a car loan. All I have ever done is gone to a dealer, so how to I go about getting a loan other than using a main bank like BofA or wells fargo. Additional Details Well I have money down but a okayish credit score. Just want to make sure I do this right.
your best bet, if possible, would be to get in at navy federal credit union. you can only get in if you have a family member who is already in. otherwise, you can get a loan through your primary bank. navy federal usually has the lowest interest rates. also keep in mind, lots of banks/credit unions will not finance cars that are too old (they all have their own rules). usually if it's too old you will have to geta personal loan. an average interest rate on an auto loan is around 7.9 and i know that osme places start their interest rates on a personal loan around 11.9%
Mike
Go to a local credit union.
This will by far be your best option, they will have the best rates, and it will be easy.
dusty_titus
GO TO YOUR BANK FIRST-- shop around for the LOWEST interest!!! --- If your credit is bad, you'll have to go with a "Finance Company" and Pay thru the nose!! -- If you have checking account - w/any bank start there!! -- Check on the Kelly Blue Book value of the car you want to buy, and be sure that your friend will sell it to you at a LOW KBB - If this car is GREAT - and your mechanic says grab it - offer your friend a couple of hundred dollars cash along with a regular loan (money you get from bank - they become legal owner till loan is paid off)
In other words, you agree to purchase car for 15000 and its blue book is
14700 - you pony up extra bucks just so loan from bank is less than KBB! Hope that helps!
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