 I need to know 5 organizations that have made headlines in the past 10 years due to extreme success or failure |
I have to wirte a paper comparing their management actions to ao book on well and poorly managed corporations. Pleas help I have no idea.
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govindha r | Can any bank give us a loan for 1crore if so,what proof they ask from us...............? |
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CA,S K somani
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Generally bank do this job for customers on the following :
a) They do give for a valid and good business.
b) Prepare a good business plan and project report (with the help of your CA or consultant) with business forecasting for past and next 2 years for working capital loans and if it is a term loan than for the period of 5/7 years till the period of loan continues.
c) Collect your own id proof and address proof and promoters net worth with IT R's .
d) Your own business and management experience . Banks are comfortable for the Public or Private companies for loans.
e) Prospects of the proposed business and demand forecast.
f) Bring your own contribution for the business.
g) Place suitable property as collateral security to the satisfaction of the banker , generally it is the market value of the property up to the 100% exposure of the bank.
h) Any other details as may be asked by the bank. |
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delta
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do u have property or some other thing to mortgage against the loan and the value of the property or jewellry etc should be more than two crores.
secondaly the bank will ask u how will u repay. what is ur month income. your income tax returns of last five years would be required. if u are a business man, details of your assests, company balnce sheets, income tax returns for the last five years at least. In short, you have to satisfy the bank that u are fully able to replay the loan |
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Pandian p.c.
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Any bank ( preferably a bank where you have an account ) will give you a loan of 1 crore if
1) you have the earnings to repay the loan
2) you have a collateral immovable security of 2 crores.
3) you convince the banker that you have a viable project to invest the 1 crore and make it earn for you.
other things like address proof etc. are only incidental |
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kani r
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s ma proof is an immovable asset I think. U contact finance officer they will help u |
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alsnowh
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surprisingly, the dodgy u.s system used to give loans to people who SAID they earned say 90,000 dollars, when really they earn say 30,000, they didnt need any proof
in the u.k they would ask for 1 or 2 id's, bills, check ur credit scores(how ur doin with other banks) and so on |
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