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 Is the recession real or not?
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 Do you think Marks and Spencer could be the next High St casualty?
Speculation is rife that tomorrows announcement is going to be very bad news for M&S with lots of redundancies.
What do you think?
Would they be missed?
Additional Details
C...


 Is it better to buy from a store or a person on Ebay?.?
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 How do I make an email ERGENT please!?
I didnt make this email its not mine I want to know how I make one and whats best! This account is one my friend made me but I want a new one HOW DO I MAKE IT best answer given to longest description....


 What all is owned by Budweiser?
I keep looking all over and I'm not having any luck....


 Is my job asking too much of me?
I work at a major retail store. I'm not going to say the name for legal reasons. I'll just say that it is similar to Walmart.

These are my requirements...
-Take out trash ...


 Can employees be a physical asset?
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 Has Google bought out Yahoo yet ?
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 Is Dubai Port the biggest port operator in the world?
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 Are There Any Legit Work At Home Jobs?
I know i've looked for months online. Maybe I wasnt looking up the proper things. I would like to find a job that I can do from home. I do not wish to do those surveys. I was sort of wondering ...


 Which store is better. Cosco or Sam's Club?
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 My partner and I suffered a touch of food poisoning from one of our local kebab shops recently?
...and I want to report them. Who is it I write to? Is it the Food Standards Agency, Defra etc. I'm not quite sure. Does anybody have an address for these companies at all?

T...


 What is everyones problem with call centres?
i currently work in one , and am shocked at the amount of abuse .It is a bit extreme and a bit uncalled for .Wots everyone's problem
Additional Details
alot of people assume when ...


 Any one got post today?
i live in a block of flats with 84 homes in it. no one has had post today.its usually placed in the pigeon holes in the foyer area our local sorting office say deliveries are all done today. and ...


 What ever happened to customer service?
I recently bought my children some items at a "children" type of store. When I paid with my check card the girl ran it twice & told me it went thru on the second try. I couldn't ...


 Coca Cola and its markets.?
how is it affected by international and national markets?
Additional Details
im not looking for a smart aleck answer so you can get points, im being for real, so if ur here for just ...


 Most people HATE Wal-Mart ... but most people LOVE Targert. Why?
http://www.wakeupwalmart
Wake Up Wal-Mart is a site that is all anti Wal-Mart. But no site like that for Target? I never hear Target in the news for doing stuff that people don't ...


 What is the easiest way of becoming a millionnaire?
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 Serious answers only, please...?
I have been extended a very generous offer to go work for a competitor. My question is for those that have told thier bosses that they will be moving on. How did you break the news to your boss (...


 Do you like CVS/Pharmacy? Or do you not like it?
What Pharmacies do you prefer, I appreciate your feedback.....



chad h
Has anybody ever heard of a bank putting a hold on CASH??!!??
I have an account at Bank of America and I deposited $200 in cash yesterday. Guess what. I only have access to $100 of it for 5 business days. Does that make any sense whatsoever?? It's CASH!! That's like going to Wal-Mart and paying for your merchandise and the cashier says, "Okay. Come back in five days and you can pick up your stuff."

I'm so fed up with Bank of America. They are the stupidest bank around. I've never had this problem anywhere else. I don't get it. Does anybody know what their deal is??
Additional Details
Here's something else that doesn't make sense. If I deposit a check at the teller, there's an automatic 5-day hold on it, no matter what. However, if I deposit it in the ATM, I have access to the entire amount the very next day. I don't like to put cash in the ATM though because there's no proof about how much you put in the envelope.
                     
 




Rob D
As odd as it sounds, banks do place holds on cash. It is due to concerns of counterfeiting and money laundering. Since the Patriot Act, this is more prevalent. But I don't understand the five days, particularly for such a small amount.


Addendum: I'm seeing a lot of responses here that suggest that this is simply a matter of bank policy. While it is up to each bank to determine the specific manner of compliance, this is based on federal regulatory requirements outlined in the Patriot Act.


Kilroy
Rating
Oh my god... oh my... GOD. I thought my Wachovia bank sucked. Well, you just made my day. At least the idiots at Wachovia know that money has value. That's about all they know. You sometimes have to convince them, but they get the idea. Eventually.


stefani h
I belong to a credit union and that is there policy also. Money is money I got real upset when I found that out also.. A new one happened to me the other day. I payed off a credit card and because if the patriot act I cant use that card again for a week even though it is payed off, they said its a security issue.


SDD
Rating
Undoubtedly they have a default operating procedure of restricting access to any deposits for five days. Have you asked them to waive that? Did they refuse?


luvsdogs
Rating
Holy crap that is stupid!!!

I would switch banks ASAP!!


tigglys
Rating
Never heard of such a thing! I'd be ticked too!

Did you ask them? Were you overdrawn? (Do they think the money's fake?? That's the only thing I can think of - and it's a stretch!!)

Open an account somewhere else!

Best of luck!


dpkmissy
Rating
Wow you're not the first person I've heard complain about BoA. Anyway, it is possible to put holds on cash, but you may want to get clarification at the same branch you made the deposit. Speak to an officer or manager, usually holds on cash are manually placed. If it was manual, that means an actual person made the decision to do it. If it was not manual, then it must be some kind of policy or procedure. Before you go, check your account and see if it was overdrawn before you made that deposit. And also understand...banks do check for counterfeits.


maxhound
Rating
Get out of that bank. Don't go to TCF either they really suck. Best one is Chase


Rusty Jones
Change Banks, nowadays they all have their own set rules on
everything. Every bank is a little bit different, but basically the same.


Hamish
If the cash was deposited into an ATM machine the machine does not differentiate between cash and checks.


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