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Additional Details
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gwicheard
How can i stop letters from dept collecters which do not apply to me but are to the previous occupier?
tried returning and phoneing
                     
 




ceaskew25
we had this problem, if you own the house you just have to keep sending them back to the return address, but if you are renting send everything to your letting agent and they should deal with it thats what we had to do and within a month it stopped


Elle J Morgan
Rating
It's not your problem just keep sending them back


Mr Blues
Just shred them, Ive had the same probs and was ignored so now everything that arrives in another name gets shredded !.


ChocLover
As long as they are not for you you don't need to worry about them. Just return them in the post marked "not known at this address since (and then put in how long you have lived there)". I've been at my address for 5 years now and still get them occasionally but don't worry, the bailiffs may come round but they can't take any of your stuff!


heebygeeby
Rating
Ask the citizens advice to call them.


des10euk
Don't bother dealing with the debt collection agencies, they will take no notice. As you have phoned them you have obviously opened previous correspondence and therefore know for whom they are collecting a bebt, say a credit card company of utility company.

Assuming you own your property, you need to write to them and tell them that person no longer lives at this address, and this is the important bit, tell them to remove details of the debt from your property. Tell them you will conduct a credit search for your address in 8 weeks time and will take action against any company who still has a debt registered who has been informed to remove it. It only costs about a £1 to do that search and is usually worth doing now and again just to see how good your credit looks.

I know it's a bit of a pain to do this but your credit will be affected by others outstanding debts at the same address, even if companies swear blind it isn't! If no joy after that you need to speak to the Citizens Advice Bureau about the next step.


Cab Sav Girl
Rating
I know some people feel 'it's not your problem' but usually things like this don't go away. Keep sending the mail back to sender, have you tried sending a copy of a utility bill to show that you live at the property and have you got a forwarding address for the previous occupant? They will usually keep on at you until they get new information about the previous occupier. If they send bailiffs around DO NOT LET THEM IN I believe that you only need to let them in once and they can then come into your house anytime they like.
If all else fails you may have to seek legal advice and ask a solicitor to send a letter to the debt collecters if they persevere.


spacebuff2001
Rating
Simpy write "Return to Sender" in big bold letters and then in smaller letters "Former Occupant No Longer Resides Here" on the front of the letter. Then put the letters back in your mail box. The mail carrier will pick them up and they will be shipped back to the sender. Eventually they will get the picture.

Unless the guy is still using your address as his current address to create new credit accounts--then you may need to talk to the post office about putting a block on his mail.


gofrfkim
Send back to sender all letters addressed to the previous occupant with "gone away" written on the front.

Inform the company pursuing the money that you are the new tenant or occupier and send written proof.

If possible, find out who the original creditor is and write to them too, explaining the person they are looking for does not live there any more.


homemanager22
just ignore them, there are a pain in the ****. i've had a similiar problem. i even phoned and wrote to them, the advice they gave me was just send them back and sooner ot later they will stop. they did in the end.


Kes51
Rating
Don't just return it - write "Gone away" on the (unopened) envelope, then put that in another envelope - write the firms name and address on the front then post it back WITHOUT A STAMP..

I think you'll find that paying the penalty postage will concentrate their minds a little.


lbaker2656
Rating
I had the same problem. I just rang the agency concerned and told them that the debtor had moved out and I didnt know where they were. You need to get it sorted as I think it can show up on your credit report as bad credit, even though its not yours! You could try writing a letter. Include an sae then you're more likely to get a reply.


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