 Should a president ( or any company officer) get away with murder? |
| If two individuals in your organization commit an offense of the same gravity (i.e. serious offense) who should get punished more severely, the officer or his or her staff and why?... |
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 Who are the owners of ASDA? |
| who owns asda, are they a major shareholder or did they buy it.... |
|
 Where have all the Esso petrol stations gone?? |
Years ago you used to lots of Esso petrol station in the UK, but I hardly see them anymore!! Where have they gone.
Additional Details
Here in the UK there are no petrol stations named E... |
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 Lauren M Harper , Staffing/Management Team eXplico Advertising, Inc. from Germany? |
| This company emailed me. They have customers in the US & Canada. Explico wanted me to send my name and address (no bank account numbers). Checks or money orders take too long to process in G... |
|
 How long do you think Yahoo,Google,MSN will offer email as a free offering? |
| Yes it is nice and wonderful to experience & enjoy superior technology thru google, yahoo & msn. Yes I certainly enjoy the emails, blogs, chats..VOIP.. but just couldn't understand till ... |
|
 Express Financial Group Mega 2000 London, England? |
| I recieved a winning certificate from this company with a check for 2998.40. I took it to the bank. They said it was real and wanted to deposit it for me. I did NOT deposit the check. The number I ... |
|
 Anyone know when the recession will end? |
Also what the outcome will be?
Additional Details
I asked if anyone knew because I know some people who are closely looking at the stock market, in the know how of the news, politics, ... |
|
 I paid $10.00 postage for an ebay item and the postage was actually $3.63? |
Should I give the person a positive feedback?
I feel they made quite a profit on the postage.
Should I email them and ask them about it first or put a comment in the feedback?
T... |
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 Answer this question about direct tv 18 AND UP PLEASE? |
HAS ANYONE HAD ANY PROBLEMS OUT OF DIRECT TV COMPANY
I HAVE BEEN HAVING SOME PROBLEMS FROM THEM FOR A WHILE NOW ITS A REALLY BIG HEADACHE AND I CANT SEEM TO GET THEM TO TAKE CARE OF THERE BIZ. O... |
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 Free iPods, Laptops, Gift cards? It is a scam? |
| What do you think of websites offering free expensive stuff after you complete a survey or sign up for a subscription? What's the catch? Do they really send you your free Mac laptop??? Sounds ... |
|
 Why is the privately owned Federal Reserve devaluing our currency? |
Why is our own private central bank using economic warfare against US citizens?
Additional Details
But why are they being such d*cks? Can't they just NOT devalue our money?
... |
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wizard101z | How does a bank earn a profit? |
Pls. explain how a banking works ? explain in simple terms...
what are other important things I need to know about banking? |
 |
 
Awesome Dude
 |
interest on loans and credit, and investing |
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hollywood34731
|
By taking portions of the money you deposit and investing it. |
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Tim
 |
By taking in more income than their expenses. |
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Danni
 |
not sure but i do know that wells fargo has tons of my money by ridiculous over draft fees that i never used to get with bank of america. when its 35 dollars it adds up quick |
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Doctor Deth
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interest on loans they give out plus all the outrageous fees they charge for stop payments and overdrafts |
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TMac
 |
Loans - interest |
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Doran P
 |
This video does a good job of explain it. It was made 3 years ago...long before the "government bailout" situation we find ourselves in today.
http://video.google.com/videoplay?docid=-9050474362583451279
All of the facts and quotes you may see in it can be researched independently for verification. I looked up quite a number of things and they were all correct. |
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devilish
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Lots of ways. For example, they invest other people's money--the money that is deposited, for example--to earn their profits. They also receive interest on the money they lend, so that, say, when you borrow $10000 you end up paying back $12000. They get money from fees (ATM fees, overdrawn accounts, etc.). |
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Steve D
|
The real simple explanation for how a bank makes money is:
1) The bank accepts deposits via savings accounts, checking accounts, etc.
2) The bank pays interest on these accounts to entice folks to save.
3) The bank then turns around and takes the money people invest in these accounts and lends it out to folks who want mortgages, car loans, etc.
4) The bank charges interest on these loans. The interest is high enough to cover the cost of paying interest on the underlying accounts, plus overhead (salaries, etc.), plus make a profit. Included in the overhead is the risk factor of people not paying back the loan. |
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