 What letter on the Keyboard do you hardley ever use?? |
| Ok, so I know it's kind of a random thing to ask, but I was just curius.... |
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 At this day and age, is SweatShop labor even necessary? |
| As an American I am appalled that we still contribute to the sweatshop labor around the world in various other countries. I never really though about things like this up until here recently and I ... |
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 A CEO is not emailing me back, shoot him another email? |
A CEO of a firm (THAT I AM DYING TO GET A JOB) is not emailing me back. It's been 4~5 days.
1. SHOULD I email him back?
2. WHAT kind of email should I send? WHAT should I ... |
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 Boss made me 10% owner in S-corp. What are the tax dis/advantages to this.? |
| This is a new company - an S-corp. I also make a regular salary with this company. Am I entitled to the salary as well as 10 percent of the profits at the end of the year?... |
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 Cash checks for cash? |
| Has anyone received any mail where you are offered money to cash checks for a foreign company? Has anyone tried this and is it really true or is it just a scam?... |
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 What make wal mart different then any others? |
| What make wal mart different then any others?what make it expant to other contries on the world ? do they use a different way of selling ??... |
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 What do you think about wal-mart vs. target? |
hey,
i have always been disgusted by the concept of wal-mart but buy personal items/hygiene items frequently at target. my friend recently told me that target and wal-mart are basically ... |
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 How to start a Private Limited Company in India? |
| Friends, Pls tell me the formalities to start a private limited company in Chennai, India. And also tell me how to start a bank account for the company? I am confused over this.... |
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 Should we Bail out GM ? |
| The way I see it, GM has no chance of ever becoming profitable again! It is dead weight that should be cut loose. It would actually cost less to keep the employees at home and continue paying their ... |
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 Free ipod, ps3 electronics tv etc, is this real? |
Hi,
I came across a website which claims to give many different electronic gifts for free in exchange for you reffering the website to others certain amount of times. Has anyone tried this, ... |
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sparkles | How to get our of deb with credit cards? |
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catzrme
 |
Try this site, it sure helped me and my husband: http://www.daveramsey.com
He doesn't want your money, he wants you to work hard, think, get rid of your credit cards and live the good life. Give it a try.
My hubby and I were deeply in debt. We now (after five years) own a home (no mortgage) a new car (well, 2006 PT Cruiser--no payments) and have no other bills except the regular monthly ones. They teach you how to budget, get rid of debt quickly and live debt free. What can it hurt to go and see for yourself? |
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young2bballin
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Take them on one at a time. Dont try to spread the money that you have evenly over 4 cards or so. Take the money that you have and put it on one card until you pay that one off and then move on to the next one. I also suggest that you start first with the ones that have the least balances on them. When you pay those off you will have more motivation to continue cause you will feel like you are getting somewhere and not just throwing a pea into a bucket. Tighten your belt for a while and use all excess money to pay them off. Any large sums of money like tax returns should all be put on them. More important than anything is to track what you are paying. First order your credit report so that you will know exactly what you are looking at. From there take them on small to big. In no time you will be celebrating being tax free. Just dont pay for it on the cards. :) |
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♥mary♥
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There are alot of books about how to get rid of debt at the library. I would look there first. |
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T the D
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First you should contact your credit card company and inform them that you have been offered a lower interest rate and that you intend to switch cards if they can't give you a lower rate.
Yes, it's lying, but it works. And you'll be able to pay off your credit cards faster if you have a lower interest rate.
You can also apply for cards with introductory rates of 0% and transfer your balance to that card. This is what I do. I have debt from having to pay for books with my credit card during college.
But do whatever works for you. Then you just need to be diligent in paying your credit card on time each month, and pay as much as you can. It is also important that you stop using your credit card to make purchases unless you absolutely have to. This might mean you go without a few luxuries, but it's better than being in debt forever.
You also need to look on your credit card statement and find out what your "minimum payment" is and how much you're paying for finance charges. If your minimum payment is less than your finance charges, then you're actually not doing yourself any good. Make sure you try to pay at least double what they're charging you in finance charges. This way you're at least paying off part of your balance, and not just the interest.
Just be smart about it and keep making your payments. It might feel like it's taking forever, but you will pay it off. |
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Mister Bon
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paying not only the minumum every month but extra..lets says if the minimum is 50 then pay 200! you will be debt free before you know it! |
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Free Thinker
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Work at paying off the lowest one first by paying an additional amount every month. Then apply that amount to the next one. DO NOT CHARGE ANY MORE ON THE CARDS! |
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tamarack58
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I always pay cash when I visit with "our of deb" She doesn't take credit cards. |
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