OK, I'm only 14 and I don't ever remember anything like this! I don't even know what ATM cards are for or what the ITM is!

It says it will take 20,000 from my account until I pay off my debt.

I don't get this!!! I never had an ATM card!

Here is the message:

INTERNATIONAL MONITARY FUND
External Review Committee on
Debt Statistics Andfund audit
Balance DebtIMF-World Bank
Collaboration.


Attention:Beneficiary,
We wish to inform you that your overdue payment has be scheduled
to pay to you through certified ATM Card which you will be only
required to proceed to any ATM Cash Point to withdraw $20,000 per
day till your complete payment fund are completed.


This development was as result of new payment policy revolution of
2007 carry out by the World Financial Body in collaboration with
World Bank Audit unit and United Nations Policy maker unit under
world bank new year payment constitution.


This effort is to help the international monetary fund
Additional Details
restrict and
monitor every international transaction to avoid money laundering
activities and will help us to fight against fraudulent activities
from scam experts.

Furthermore you areadvice to reconfirm you billing address including
(1)FullName..(2)Contact:Homeor Office-Address..(3)Phone AndFax#..
(4)Your age and current occupation...Attach Copy ofyour Identification
to the Euro Finance Investment Bank for the issuing of certified ATM
Credit Card,the contact information is as follows:


EURO FINANCIAL BANK ACCRA,REPUBLIC OF GHANA
2 ROYAL,EXCHANGE BUILDINGS ACCRA,EC3V3LF
E-mail: financialbghservice@yahoo.cn
TELE/FAX+233274051850
NAME:MR:KrestWest-Richard.


NB:Note that you can only withdraw just $20,000.00 per day till your
fund is completed.Please do not reply to this E-mail contact the Bank
immediately with the necessary information required from you so that
they commence on proceeding.Once again,I apologize toyou on behalf
Of IMF(International Monitary