 Walmart grocery prices so low? |
| Does anyone know why walmart has such low prices on grocery's it is almost too low, why?... |
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 Ok, I'm banned from Wal-Mart, I stated why on a earlier question, but will they actually remember me? |
| The man said I was banned from all Wal-Mart's and I was just wondering will they actually remember me? They didn't take a picture of me or anything and will the others Wal-Mart's ... |
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 If I work wih the company but I have not been paid, which government organization I should contact? |
| I have been working with the company more than 1 month, they suppose to pay me every week by the contract at the beginning. But so far I have not got any payment, I ask the manager but there is no ... |
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 Walmart return policy? |
| I bought a change table at walmart and I lost the receipt, I was trying to put the change table together and one of the pieces broke, will walmart let me return this table or atleast exchange it for ... |
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 Do you think many companies are laying off strictly out of fear ? |
of the Obama economy ?
Additional Details
http://www.fightfoca.com... |
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 Who’s the richest person in the world? |
If you answered Bill Gates, then you’re still stuck in the past.
According to Forbes Magazine’s The World’s Billionaires List 2008, the World’s Richest Man is magnanimous investor. His ... |
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 Can I return a product to Wal-Mart without a receipt? |
| I purchased an $80 video card recently. Upon finding that I don't need this item, I decided to return it for a cash refund. I looked in the bag for the receipt, but it wasn't there. I don�... |
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 Ever had a rude walmart cashier moment? |
| I am a cashier for walmart and i tend to piss people off easy.. people always say i charged them too much when i dont have anything to do with it its already in the computer and then blame me for ... |
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 I want to know if Wal Mart does animal testing? |
| Do store brand go through the same guidelines and the major companies when it comes to animal testing?... |
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MDM | If you owe your cell phone company money...? |
If you owe your cell phone company money will it clear off your credit in 7 years even if you don't pay it?? |
 |
 
Randy
 |
It all depends on the agency and the type of record. It is usually 7 years, though. There is a difference between the statute of limitations (how long they have to seek legal action) and when the debt is removed from your report, too. The statute of limitations can be anywhere up to 15 years depending on the state and type of debt. It doesn't matter if the debt gets rolled over. The time it takes for the record to be removed from your credit report starts with the debt (when you are first delinquent). One thing you should consider is how much you'll be paying while the debt is on your record. Almost every company uses your credit history to determine your payment nowadays. Your insurance company does (expect your rates to go up when you renew), any credit cards will automatically default (expect huge rates), and you'll get terrible rates on any future loans for up to 10 years. Is a cell phone bill really worth it? Maybe you should be responsible and stop sending so many text messages and calling all of your friends. Just an idea... |
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nile_ransom
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no you have to pay it |
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All I Hear Is Blah Blah Blah...
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Depends on the company..Some companies will write off debts after a few years, while others will seek out judgments. If a judgment is issued and collections are not made. DO NOT IGNORE IT! You can be arrested for not answering a court summons or order to pay, which means now you owe the bill, a fine and possible bail...That phone bill just got really expensive didn't it??
Not to mention that a judgment can be extremely detrimental to your credit score...I suggest you honor your debts. Call and make arrangements..Companies will ALWAYS work with you, naturally they try to insist on total payments up front, etc. But that is only because you have shown that you can't be trusted to pay the money, so they want to get what they can ASAP. Prove them wrong! Don't let them intimidate you. They just want the money, be upfront and honest with them.. |
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Double A
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I don't know...but why don't you just pay your debts?!?! |
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Shawn M
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Not sure of that, but another issue you will have is if that cell phone company affiliates with another cell company that you are trying to get service with they will not let you until the debt is paid |
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Ginger Snap
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that just depends. generally this is what happens...
you owe money to company A. company A has tried with no avail to get their money that you owe them. if they choose not to sue you by garnishing your wages or putting a judgment against you then they will sell your account to a collection company - company B. company B will try the same plus charge you extra for legal fees, etc. if they can not get the money they will sell you to company C. this will go on and on until someone gives up. but lets just say it has been 4 years since company C tried to contact you. boom! all of sudden you have activity on your credit reports which is you disputing the fact that you owe money to company C. you now have activity with company C so now it starts over again.
i used to work for a credit "counseling" company. and i would recommend you don't use them because they are rip offs. once i saw that they do not help but actually do more damage - i quit.
but as we all know - pay your bills. |
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pyelder
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why wait? in the meantime it will keep you in financial purgatory. Moreover, if it goes to multiple collection stages, that 7 year period could get extended as the debt is rolled over to new creditors. I suggest that you contact them and try to negotiate the debt down to a reasonable amount (reduce fees and interest) with a payment schedule, and stick to the payment schedule. |
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Ben Jeepin
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People like you causes my bill to go up. Loser. |
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Chillout
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Hey to everyone ragging on the dude to just pay the debt sometimes it's not so cut and dry. I have a problem with a $900 bill because I had it set up to AutoPay through my bank, it was AutoPaying fine then I left on a sailing trip and the AutoPay stopped paying (even though I had thousands of $ in the bank to cover any bills). So Verizon charges me delinquency charges, late fees on top of months of service fees when I wasn't even using the phone. Then they charge me a cancellation fee and more late fees so when I hit land a few months later the bill is at $900 and they won't let me contest it because it's over 30 days past due. So I said screw em' I'm not paying, I'll use Net10 for 7 years or maybe the rest of my life. If they want to settle for $200 ($89/mo for two months before they shut off the phone) I'd be happy to pay. But they are greedy bastards so to hell with them. |
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