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Daddy's girl | My friend is dealing with a co. called American Solutions center for a grant for cc payoff, are they a scam? |
They want her to send them 299.99 for the up front cost and then they will send her a huge amount of money (grant) to consolidate her cc debt |
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united9198
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SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM |
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DaddysGirl
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Your friend should be very careful. It sounds like a scam. Usually grants are free meaning you don't have to pay any upfront costs. She should do some research on the company. Search the web. I would hate for her to be out of $299.99. There are some debt consolidation companies, normally you just pay your monthly fee though. She should be careful before sending this money. |
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imisidro
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YES they are a scam
I would be EXTREMELY WARY of companies that claim you can get grants for whatever purpose you want because that is absolutely false and not how federal grants work. And I would be SCARED all the more that this company wants you to apply for grants through them because there is only ONE site where you can apply for grants legitimately - and that is Grants.gov http://www.grants.gov
The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.
Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.
For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.
There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.
Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.
Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs |
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BigBadWolf
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Yeah that's a scam.
all that info is free in the first place... http://www.grants.gov/
and to be honest I've never seen a grant to pay off CC debt.
I would have applied if I had and I do grant writing as a side gig!
tell her to save her money, give her the link and maybe you two will find something that may help on the site...
just remember the first rule about free stuff! you get what you pay for! |
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cdhpotter
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SCAM- no one asks you to send them money to process a grant. If they can't afford to process it, then they can't afford the grant. |
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Pinolera
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NO! Tell her to stop right there. She is being scammed! If she wants to consolidate she needs to go to a bank or maybe get a low interest credit card and consolidate that way. Anyone that ask you for money upfront before a service is provided is a S.C.A.M. |
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