Biker
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If you have no other choice to get stuff then use them.
I personally think they are crooks getting over on people who are less fortunate. |
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almo
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Its a good alternative for someone with out credit are someone who can use the same as cash option. |
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Adam Gerard Nix
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These companies are for people who have bad credit and can not get financing elsewhere. You often end up paying 2 or 3 times the value of the item you are buying. These companies are aggressive in reposession if you are late. They should only be used as a last resort. |
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were making fiction of our lives
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1 really extremely psychoticly long word-GRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRR... cough*RRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRR... I was gonna get a computer from rent a center and it was gonna cost me a total of 4k, when i could of got a better computer 4 2k, which is the one i have now |
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MYRAJEAN
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They have there own market niche , they are for people who do not have any credit or have bad credit and are not willing to wait to save the money up to buy the item they want. in return you simply paid 3 or 4 time what the item actual cost. hmm if you are going to go to rent to own i would use Arron's usually they are cheaper then every body Else, and also the merchandise you get may not be top of the line. |
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DocsKeepinTIme
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BAD IDEA! Rent-to-Own is really a scam to take money from people who already don't have it. They charge huge interest rates, people end up paying more than triple what the item (washer, TV, house) would have cost them through normal financing. However, people with poor credit are left with little choice since they cannot qualify for a normal financing agent. However, instead of paying a ton of interest, it would be better to simply save and pay cash. |
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lil mami
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its nice to use when your credit is shot but other than that its a rip off |
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cldb730
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It sounds good, but if you total up how much your payments add up to, you would never buy the item. |
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damn_sam
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The items they usually have a lower quality and are overpriced. Also, most do not report to credit agencies (most use 'in house financing') so when you do pay it off, it doesn't help your credit. Even if you don't have good credit you would be better off saving up for what ever you want. Since most of the items are not necessities this is usually an option. |
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Leahnora
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not today no thanks |
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Mrs. Potts-Reilly
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I think it's a major rip-off. I know people who rent computers and TV's from those places who are paying about 4 times what they'd pay a month if they bought it from a store. I know--they cater to people who don't have credit. If you don't have credit, then use the lay-away plan. Most stores have it. Learn to do without things for a while, until you can pay the lay-away. When you do get it, you won't have paid 4 or 5 times what it should cost. |
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kayboff
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My thoughts are, if you need a certain item for a short period of time,rent it. If it's something you plan to keep, most rent places charge too much. |
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godschic02
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I think it's ok just if you make sure that after you make all those monthly payments that it's not more in the end. And also if you stick to it. |
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