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simi arora | What is the difference between ATM Cards & Credit Cards? |
keep in mind "HDFC BANK" |
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pineapplepower
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ATM cards you can use to get money from an ATM.
Debit cards allow you to make purchases at stores that deduct the money immediately from your bank account. You can also use it to get money out of the ATM.
Credit cards allow you to make purchases based on credit. You have to pay the credit card company back every month in installments. |
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jadem
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An ATM card (keycard) lets you access your own money ie: savings from any ATM.. A credit card will let you access money the bank has loaned you. With a credit card you will pay interest on any purchases/withdrawals you make.
Usually you will start paying interest from the date of your statement, but if you withdraw cash from a credit card, you start paying interest immediatley. |
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Tanya
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ATM cards, which are sometimes called debit cards or check cards, are cards that you usually use at the automatic teller machine to withdraw money from your bank account. They are basically a direct link to your account (don't lose the card!). Depending on the card type, you can purchase things online and in stores with your ATM card if you like, and what you spend will be directly deducted from your bank account.
Credit Cards are very different. They are cards that you can use to make purchases with credit. Credit is basically money that you don't have right now. The bank gives you a certain amount you can spend using your credit card, and it's money you have to pay back later. You buy things with your credit card, which is not directly linked to your bank account, and then you get a bill at the end of the month which you have to pay with money you have. If you pay late, you'll get a late fee that is very expensive usually. So be sure never to purchase extremely expensive things with a credit card if you're not sure if you can pay for it later!
Not sure if you needed all that info, but that's what I know. |
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Samir Roych
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I suppose, ATM Card means all time money i.e. your deposited money with the bank can be drawn at any time with the help of ATM Card and Credit Card means with the help of it you can buy your needs in credit from the place where this facility is available. |
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Rita Pratiwi
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I don't live in same country as you are but generally difference between credit cards and atm, try to distinguish it here.
Credit cards, opened with recommendations (the one who will be eligible to pay if you fail yourself to pay the credits i.e. buying this n that using credit cards for the month passed)
An Atm is a card that you got from the bank because you have fund in your savings - you can take it because the fund balance are enough.
I hope you see the difference.
A credit card does not need to have a balance, but you should be able to settle the payment when they send you the monthly settlement-obligation.
An ATM did need to have a balance in your savings.
Balance means money here.
Hope I've helped your confusion. |
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robe
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ATM cards are for cash withdrawals from Automated Teller Machines
Credit cards are for purchases at restaurants and stores, with a bill at the end of each month. |
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