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 I have many credit cards that are in a collection agency, should i pay them monthly or pay all at once?
Im trying to raise my credit score, so is it better to pay off all at once or should I pay monthly payments?...


 What's the best credit card to get?
Please don't tell me "None" for an answer. What's the best card that give you the best rewards and easy to pay off online? Where did you get it?
Additional Details
ok ...


 Please help fast?
well here i go me and my husband bought a new tv but on intrest free for 40 months well the guy said they dont have any in stock.ok well when i asked he said in a week....week went by then i called ...


 What's a good credit card, for someone who just wants to build credit, to get?
...


 Statute of Limitations / Collection Agency?
I was contacted by a collection agency about a debt from WI that I had 10 years ago. It was a state debt (Unemployment compensation to be exact). They went to court and got a judgement against me ...


 Credit cards with bad credit?
Does anybody have any experience of bad credit and being able to obtain a credit card, if so which one accepted you?

I have a few defaults from about 6 years ago which should be clearing ...


 Personal loan?
where can i borrow money online where there is no credit check and on benefit are wlcome in Sydney australia?...


 What is the best way to resolve credit card debt?
My husband and I are struggling to pay our mortgage, two car loans, consolidation loans, two credit cards, student loans as well as medical bills for new baby. Should I see someone in a CCCS ...


 Does She Have Any Options?
My 25 yr. old son, asked my 23 yr. old daughter, to CO-SIGN on a new car loan. While at the car dealer, daughter Lauren states SEVERAL times, she does NOT want to be on any paperwork OTHER than the ...


 Anyone get their Stimulus-Rebate check yet? Since they started early how soon will second batch start?
...


 Can almost using all your credit line hurt your credit score?
I had to my credit card to pay for denist appoinments and tuition. My credit card was always at $0-$200 and now its almost at its max. Is my credit score doomed because my credit card is so close to ...


 I need the names of 3 credit report companies? I have 2 trans-union & equifax?
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 My credit card company just called, asked me about a potentially unauthorized charge to my account?
US Bank.

I verified that it was unauthorized.

Question: do banks call proactively like that?

This is a first for me. Plus, I checked the internet account, and the ...


 Where can I find a free credit score?
A real score. not a gimmick. not a report....


 I need a recommendation on a new credit card. I'm building my credit and I don't want a fly by night card.
I just bought a car and increased the limit on other card of mind. I think my credit should be good enough to get a card that doesnt have a annual fee and or high apr.
T...


 Has any 1 ever been took to court for a matter of £1000, i owe it to a debt collecter but cant pay it.?
i lost my job nd cant pay them their money, im not a home owner and live with my ...


 What is a good credit card to get so you can restore your credit?
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 How can I get a car loan if I have bad credit?
I have a 2 yr old bankruptcy and they are saying I was denied due to this and the fact that I have no revolving credt currently... no credit cards...

I dont want to pay out the butt... ...


 What do you do if someone is using your credit?
I think that someone has stolen my identification some how. I and 23 and have never had bad credit in my life. Now all of a sudden. I am being told that my credit is bad. I am scared what should I do....


 What does 25,000 a year break down to be an hour?
...



theskywalker1942
300 pound debt?
My friend don't want to pay to the phone company (about 300 pound) cause he is going leave UK soon and probebly never come back. The phone company keep calling and send him letters. Plus,they find a collection company.

In this case, will my friend get in any trouble? I mean a big one, will the collection company visit his house or bring him to court?
                     
 




wonderingstar
happens all the time, just make sure your name aint caught up in it all............


jed slade
Rating
No ,they will send someone to collect.Sometimes the debts are sold off to bad debt collection companies,and these boys make sure you pay ,one way or another.


Paul S
hes best agreeing a small repayment over say a 12 month period or something.

usually they send a baliff round with a collection notice, dont let him in. this will increase the amount owed for his time to serve your mate the notice so his debt will incrase by about £60 or so.

if it goes to court thats more costs he has to pay.

if he is leaving the uk and wont be coming back, then he shouldnt worry, as long as no one tells the phone company and the baliff where he has gone, they wont be able to find him.

in the end it will be written off and stay on his credit report for 6 years.


Gem Gem
They will, but if he is not here it won't matter. They aren't going to kick up a massive fuss over £300 quid. Be warned, when (or if) he comes back, they will be all over him like a rash, and he won't get credit for love nor money.


liquidator01uk
Rating
You haven't said why your "friend" doesn't want to pay. Presumably because he wants to spend his (their) money on something else.

This is so common nowadays and its all part of the decline in the moral fabric of this country - people take a service, but because its not something that can be taken back, they decide they don't want to pay, want to leave the country and stuff the creditor. I woudn't be surprised if they've got credit card debts they want to get out of too.

If it's the case that your friend can't pay, why not wrap all the debts up in bankruptcy - pay £600 for the privilege and legally walk away from the debts? If you've nothing left in this country as far as assets or interests are concerned, and you never want to come back, this is at least a better way to do it.

Otherwise, I think your "friend" needs to get a conscience!

Everyone will say that the phone company is a big business that £300won't hurt, but say if 10,000 customers did this - that would add up and in the end, its the remaining, good-paying customers that pick up the bill in increased charges, that have to be introduced to make up the profits again.


finance info
CCj is probably the outcome! phone companies love them ! - his debt will always be there - if he returns to the uk even after 7 years the debt still wontbe stat barred - pay it - no one knows what could happen in the future


Scarlett
Rating
He'll end up with a CCJ against his name, which will make it harder for him to get credit in the future. As for the debt it will follow him to wherever he's moving to. It would be in his best interests to pay off his debt before he goes.


jackie m
If he has a CCJ then it will appear on his files at the airport, and he wont get out the country.


deane c
Rating
If the debt has been sold on to a collection agency they can't take them to court all they can do is harass them with phone calls & letters.


Bacon Double Cheese Burger
Rating
Ok - I see you use (or your alledged friend does) £300 and you question if you should be pay up - I tell you what why not go out for slap up meal and eat so much that you feel like your going to burst, order a bottle of the finest wine and then say to the waiter "I not pay", see what happens then. I think you will probably end up in A&E


luscious_linz
If he's still in the UK he'll get taken to court, might get the bailliffs to his house, and might get a fine from the courts!If he's left the UK to go somewhere like Mexico.....they won't be able to do anything until he comes back!!If he's going to mexico then tell him not to pay and to do a runner now!! If he's only going to france or spain or sumwhere like that, tell him to pay coz he'll get caught!


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