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 Anyone know how to get a mortgage loan with 100% financing with bad credit?
i have a credit score of 570 and have no money to put down any help to someone who might knw how to help me get this loan to purchase my home????...


 It's unavoidable - we're gonna miss a mortgage payment. How badly will that affect our credit?
We can't make our December motgage. We can't borrow from anywhere and all our savings are depleted because my spouse has been out of work for most of the year. He's the only person on ...


 Does anyone know a loan shark that can help me with a loan within 24 hrs. I know you want to help but please?
do not tell me not to go to one. I am in a serious situation and I need some real help....


 We receive points =money for each qestion we say?
hi,my name is camelia,i am from romania.i want to ask you something.this bussines ,with yahoo answer,they really pay you because you ask or answer something?i want to know sure .i want proves....


 I have been trying to find a bank that will give me a chance with a credit card even though i have bad credit?
I am getting married end of this year and would like to have a beautiful wedding but as we all know weddings are expensive, i dont want a fancy wedding just one i wont forget .So i guess i just want ...


 My credit card is being used illegally by someone using a yahoo e-mail. How can I get Yahoo to help?
Yahoo has no e-mail to report fraud and no phone numbers to call about problems so how can I get them to cooperate?...


 Should i notifiy the police that i'v beeing scamed?
I believe this website is a scam. http://www.premiumart.co they sent me a check so that i my cash take a way 10% and return the reminding 90% back to them through western union. I yahooed ...


 Are the drug dealers suffering from the credit crunch?
If all the high fliers from wall st and the city are finding a shortage of usage of thier flexible friends . #
does this cause a shortfall for drug dealers , is the price of good coke falling ...


 What happens to all your debt once you die?
...


 How will my husband's bad credit history affect mine, now that we're married and looking to buy a house?
My husband's had a very bad credit history before we were married, and mine was excellent. He's working on rebuilding it now, but what can and should I do not to get mine damaged? Is ...


 Does it affect my credit much if I don't pay off my balance in full each month?
This is my first credit card, and although I was paying off my balance in full each month, circumstances have led to me being able to only pay the minimum each month. My payments are always on time, ...


 I asked a question and it got removed?
I'm not sure why it was about getting a loan on the house I'm trying to get.what was the problem?...


 Why is Pay Pal taking over the internet?
A lot of sites you cant even use your credit card anymore. If you dont use paypal you dont get the service. Then they just wont get my business. Paypal locks accounts and you have to go through so ...


 What to do when. my debit card have been stloen?
...


 I have bad credit!?
I have HORRIBLE credit, but I need a loan or a credit card. Where can I go to get approved?? Ive never had a credit card before but I only have two things that are holding my credit back. Im slowly ...


 Credit history question
I am a fresh college graduate. I had an interview with a company a few weeks ago, and I haven't heard back from them yet. What concerns me is my credit history: I made a few late payments on my ...


 What do you use your credit card for?
I was just wondering what people use their major credit cards for (major meaning visa or mastercards that are accepted everywhere and not store cards) ---- do you use them for emergencies, daily ...


 Getting a credit card?
So i've recently been contemplating getting a credit card. But i'm afraid of getting into debt. I just want to have one for emergencies, and I mean real emergencies. And even when they come ...


 Why do people think they need so much stuff?
...


 I cosigned my brother's car; now he wants to file for bankruptcy. How will this affect my credit? Thanks.

Additional Details
If he says he plans to keep the vehicle and keep making payments on it, will his bankruptcy still show up on my credit?...



farry
A bank has sent me 2 credit cards when I do not need any. How do I get rid of these ?
A bank has sent me 2 credit cards when I do not need any. I have heard that the credit cards are ‘not activated’ when they arrive through mail.
They get activated only upon usage. Is it true ? Can I simply destroy these credit cards without using them ?
I have had a bad experience in getting the help-line agents to cancel the credit cards earlier, so do not want to call them this time.

The Bank has already linked the credit cards to my savings account. I can see the credit cards when I check my savings account through internet. Will they debit the annual charges even if I do not use these cards ?
                     
 




Laura R
normally credit cards are not activated til you call the number they give you to activate it. Seems odd that they have already linked it to your savings account without you applying for the card in order to give them such detail. Are you sure someone else in your home didn't apply for the cards? Does anyone you know happen to know your bank info? I would call your bank and ask them to take the information out of your savings account and then call the bank that sent it (if it's not the same bank) then cut it into many pieces. Better safe then sorry.


George K
Rating
If you did not ask for them,you don't have to accept them.Cut the cards in half and return them.Write a short note telling them that you want the account closed.Thank you.


dettie
Take it from some who knows DESTROY them NOW!!!!!!!!!!!!
Credit cards are the best way to ruin your credit.


webworm90
Rating
If they have the exact same numbers on the front and on the back of the card. I would keep it. When you activate it. You will be able to use both cards. This way if one get worn out. You can use the other one. Yes the will debit the annual charge even if you don't use them. Just keep an eye that they could double charge the annual fee. If they are different numbers. Take it or call the bank and tell them to close one.


pinkie
Rating
i would phone your bank and cancel them if they aren't any help go in there and tell them straight you do not want credit cards and to not send you them! good luck x


churchonthewayseniors
they will charge your account for the fees. i would go to my bank and cancel them if you do not want them. if you do it online or by phone you will not know if they cancelled it until you see the charges...............


dodgsun
Rating
cut them up!! dont use them. you get fees in an account if you use it! destroy now!!(in dalek vioce) destroy!!!


chrystalhow
Rating
Well its better u write to the bank to inform them your deciding to cancel the card and return it together with your letter then there will be no annual charge incurred. Also, you can tell the bank that u already had other credit cards and do not need so many cards unless the card is free and the bank will not charge the annual fee. The card can only be activated once u call the bank to let them know your intention to use it.....


pattibcacl
Rating
First find out who got these cards then cut them up then get take them out


leadbelly
you should call the bank, there's probably a number on the letter that came with the card(s)....and talk to Customer Service.
get them to cancel the cards.
then you cut the cards into pieces.


Asher S
It sounds like these are debit, rather than credit cards if they're linked to your savings account.

Check with the bank about how to cancel these cards and get a regular ATM card. It might be a better idea to walk into a branch of the bank, rather than trying to deal with the bank over the phone.

In any event, don't assume that you can simply cut the cards in two and never use them. If the bank issued them, the bank will probably try to charge you a fee for issuing them.


Infilia
usually it is recommended to cut them in 2 or more pieces across the magnetic strip.


Gone fishin'
Go to the bank and get this straightened out asap. Tell them you don't want to get credit cards sent to you under any circumstances or you will take your business elsewhere. This is ridiculous.


cuite
Rating
call the bank and say hey i dont want your credit cards and dont send me any more of your junk then say you will not activat them then cut them up in bits and burn them so none can use them and talk to the bank manager and say stop sendig me this junk or i will go to my law office and have you done for bugging me


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