 How many numbers or on a credit card? |
| iv never had one how many are there?... |
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 Where can i get a credit card without having credt? |
i already tried target and bank of america
Additional Details
i just got denied for the capital one visa ... |
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 Credit cards? |
| 3 years ago i got behind in payments on credit cards and got a ccj on one of them after a few months i was able to pay all my cards off in full. would i now after all this time with no debt be ... |
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 Should I be mean to my credit card company? |
| I have never missed a payment, never overdrawn. This months bill just came in and they jacked the apr to 31.24%. I mean WTF is that? They will not even discuss it. I think I will max it tomorrow ... |
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 I need a personal loan of 1700 in 3 days!! HELP? |
| I need a personal loan of 1700, if I don't have it in 3 days the company will take me to court. I have bad credit because of this company, so no banks want to lend to me. I am an honest person ... |
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 Is it possible for someone who has just gone through bankruptcy to receive a new credit card? |
| My mother-in-law is 89 and has just filed for bankruptcy due to $37,000 of credit card debt incurred over many years by her son...primary caretaker. I am concerned that he enjoyed "getting away&... |
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 Which card is safer dibet card or credit card to shop online? |
i am just scary to shop online but i dont know which card is safe and how do i know which site is safer PLEASE GIVE ME SOME HINT ABOUT WHICH SITE IS SAFE AND WHICH CARD IS MORE SAFER
THANK YOU... |
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 Credit Problems? |
| I'm 21 years old and have been trying for over a year to get a credit card, and no matter what credit card I apply for through whatever company, I always get declined. I have no idea why. I was ... |
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 I need a loan for a car but i have no credit ? |
| i need to get a car i could pay monthly payments but not a whole lot what do you recommend should i try to get a loan or what i am confused HELP!!!... |
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 What are some things I can do to improve my credit in the short-term? |
| I want to improve my credit. I know what to do overall but I need to know what to do in the short-term to increase my credit score.... |
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 What happens if you say you never received your credit card and you really did? |
| I recently called my salute credit card company because im sick of the way they do buisiness and the way they've been taking out funds from my bank account without my approval but they claimed ... |
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 Debt and Overdraft problems. Advice please? |
Hi,
I was made reduntant from my job last September. I worked for a large bank and they layed off 80% of the department.
I had only been there 8 months so I was not elible for ... |
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 Credit Card without large fees? |
Additional Details
I am talking about the annual fees and application fees. I know there will be fees for late payment and I am not talking about that.... |
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 How can a vehicle title be transfered without my knowledge or permission? |
| A vehicle I cosigned on,and still has an outstanding balance,has had my name removed as owner,and co-owner is now listed as sole owner...I never signed title,certificate to gift vehicle,or any power ... |
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skeewee1990 | A bill collector is calling me every 20 minutes from 4 p.m - 9 p.m. Who do I report this to? |
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cejay1953
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Is it the same one? If so tell them from now on you want all calls to cease and everything in writing. If they choose to ignore you asking them than you can sue...C |
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Joe M.
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See the link for a summary of the Fair Debt Collection Act.
You can shut him up by sending a registered letter to his address, which he is required by law to give you. In this letter, you may state that you wish his company to cease communication with you on this matter.
Next time he calls, tell him that you know he is specifically in violation of Section 806, subsection 5 (causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number) of this act, and that you are reporting him to the state Attorney General; that you can and will sue him if he persists, and that your phone records will prove he's in violation. |
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karenmarie
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you can call a lawyer and get the lawyer to call them...you can ask to speak with their supervisor and explain your situation (send monthly expenses vs money coming in) or you can claim bankruptcy and all creditors stop calling or there will be a lawsuit against them...hope this is helpful...kt |
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viana0181
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better business bureau... or.. look them up online.. there are probably other people w/ the same complaint from the same company and you can see what they're doing about it. |
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Studly
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Here's the problem...
There is a huge hole in the Fair Debt Collections Act law. It only applies to collection agencies, attorneys, and third party collectors. If it's the original collector there isn't much you can do.
So, if this is a collection agency, you need to read and understand the Fair Debt Collections Act. Go to the link below.
To get them off your back it's fairly simple. Send them a cease and desist letter. By law, once they get this letter they can not contact you again.
Be sure to send this letter by certified mail so you can prove it was sent. In the case of these phone calls, I'm going to bet they are blocking their phone id information, but it will still show up as a call on your telephone records. That should be all you need to prove in court that they are still bothering you.
You can file a small claims suit very easily. |
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GRUMPY
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If you owe the money there isn't much you can do, IF ANYTHING. I mean they can makes attempts to collect the money owed them. Be glad they aren't calling you as late as midnight. |
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tvlscat@flash.net
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go to this website: www.bendover.com. This guy has a talk show & has forms you can print to get these people to leave you alone. |
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Sara
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Well, if you owe money, you really can't complain. |
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onesmaartlady
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You may wish to refer to this site:
http://fair-debt-collection.com/fair-debt-act.html
They are legally allowed to call during certain hours, etc, but you do have the right to not be totally harrassed too. |
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jardin
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Check out this web site:
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
It is the Fair Debt Collection practices Act.
consumers have rights against harassment or abuse.
Notify the debt collector in writing to cease and desist. |
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justheard
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Tell them to stop and decease once you say that even if you owe money they can't call you anymore. Next time call them up and tell them that you are filing a harassment suite on them twice in a normal shift is all they should call you. Good Luck! I would report it to the BBB or my the attorney general call your phone company too they may have better advice plus you can block their # to where they can never bother you again although sometimes it is better to get it settled i tried to ignore mine and ended up with garnishment papers |
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jj
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ONCE YOU HAVE ASKED A COLLECTOR TO STOP CALLING AND THEY CONTINUE TOO, THAT IS CONSIDERED HARRASSMENT. DIAL *57 EVERY TIME THEY CALL YOU. THAT SENDS A MESSAGE TO YOUR PHONE COMPANY THAT YOU ARE RECEIVING HARRASSING OR OBSCENE CALLS. AFTER THE SEND TIME THEY SEND A MESSAGE TO THE CALLER THAT IF THEY CALL AGAIN THEY WILL SEND THE POLICE TO INQUIRE.
IF THAT SHOULD WORK, ALSO YOU CAN REPORT THEM TO BBB AND ALSO CONTACT LEGAL AID.
JJ |
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