 In order to save our economy why cant the goverment print money in order to get us out of debt? ? |
| i know the goverment could not just hand out money but in order to repay banks to get our economy going so that banks would lend money why cant the goverment just paint enough money to clear our ... |
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 Suicide because of debt? |
right now I'm in debt: check boucing,car payments,payday loans,credit cards.and etc.
I have 2 jobs.but every paycheck I get payday loans swallows it.it leaves me no money or most of ... |
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 My Citibank card in good standing just notified me that they were raising my rate from 9% to 25%!? |
| I have never paid late, my fico score is the same (over 700) and I haven't made any late payments on any other accounts. Why would they do this? I can opt out and close my account, but is there ... |
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 How Can I REALLY Improve my credit ASAP ? |
| I can't even get approved for a department store card ! My student loan is in default, also I screwed up my last bank acct by overdrawing checks, so I'm on check systems... I want to buy a ... |
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 If you very bad credit is it possible to get a personal loan? |
Bad credit personal loans if its possible how and were?
all over the internet they say you can get a personal loan no matter what your credit is, if so then who can testfi and what company ... |
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| If I co-singed for a car for a friend and we no longer speak, is there any way to get my name off the loan? |
| Mine name is also on the title of the car. There is no way my friend can get the loan amount on their own or pay it off, and I won't pay it off either. Am I stuck with a chance of bad credit ... |
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 I need advice on a loan? |
| I have a loan out that i got maybe like 3- 4 months ago, to supposably pay off my credit cards, which i did then max'd them out again, I recently bought a 30,000 dollar car w/ a co signer, and I ... |
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 Hi. im 34 years old and in 180.000 dollares debt.my monthly payment is 3G p/m.is bankrupcy a good idea? |
| do i keep paying the monthly payment until i pay it off in about 16 years (3000 per month),or do i declair bankrupcy and get it over with?... |
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 What are my rights when a creditor calls to collect a ghost debt from an account I had over 13 years ago? |
They said they purchased the account and I had to resolve it because they purchased it from the original creditor.
It's been longer than seven years and it should not be on my credit ... |
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 Is this a scam? |
| so i got hired by this company and the deal is that they send me money in my name through a cashiers check, and i keep 10% of it and send them the rest... does this sound like a scam?... |
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 I was being stupid and signed up for the publishers clearing house sweepstakes and somehow i bought magazines. |
| but the thing is that i did not buy them intentionaly, i just got an email saying that thank you for your order and you will get these within 10 days. but the thing is that they charged me 20 dollars.... |
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 They're going to sue me. What can I do? |
| Citibank is going to sue me for my credit card debt. I'm a 22-year-old full time student without much money, working basically minimum wage. This is like a nightmare I can't wake up from. I&... |
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 Would you marry someone with Bad Credit? |
some say yes, some say no.
Additional Details
Some people totally obsess with their FICO score. If you've made mistakes in your past but learned from them. Does it really matter ... |
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Mr. Right | A collection agancy said they would freeze my bank account if I didn't pay. Can they do that? |
I know they can file a lawsuit, but I don't think they can touch my bank account. |
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Bard's Babe
 |
No, they can only get a legal judgement in a civil court action. This process take at least a few months. Even if they do that, you will be informed of any court action against you since it is also necessary for the other party to prove they have served you with all information in their case. Freezing accounts happen when the government gets involved, not for disputes with every day creditors and every day people. If you are concerned about your bank account though, make sure you never provide anyone you bank information. |
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thepenismightier
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Only the IRS can freeze your bank accounts. Everyone else is full of crap. |
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campusqueen57
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They might be able to go to court and put a lien on your bank account. This means they would be get a certain percentage/portion of your paycheck until balance is paid,,,,,if there arent enough funds in your acct to pay the bill |
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Studly
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chrisgarden4girls, and all the rest are wrong.
I can guarantee you that once you have been taken to court, and they have been awarded a judgement, they can (and will) go after your bank accounts. Actually, after garnishment, seizing bank accounts is the next easiest way to force payment.
I saw one answer that said to take your money out of your account...(got 3 negative answers). Actually that's good advice. |
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jkf728
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Theoretically, yes, BUT.... they must have a lawsuit and judgement already accomplished. They can't do it without taking you to court and getting a jdugement from the judge.
That takes time, and likely all they're doing is trying to scare you, which is against the law. If they're gonna do it, they should do it, and not threaten idle threats to elicit payment. Next time they call, tell them that you want permission to record the coversation (not that you have to actually record it in reality), and say that they're infringing on your rights according to this:
http://www.expertlaw.com/library/consumer/fair_debt_collection.html#3 |
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Paula M
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Wow....a lot of wrong answers....there are a few states that don't allow bank garnishments for unsecured debts (one is South Carolina i think),
make no mistake, they can and will.......and they can get a judgment w/out your knowledge.....and one day out of the blue....BAMMM!!! your account is empty w/ bounced checks all over the place.
Zero out your account and don't let money sit in it anymore....They warned you, but may not execute the Judgment for weeks/months.....
Bank account garnishments are a one time event (unlike a paycheck garnishment which continues until the full amount is paid).
States have different general rules.....google your state and garnishment and see what you find. |
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Geneddly
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I don't think that's possible. Best thing you can do is ask your bank about it? |
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noonetome
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I seriously doubt that but to be on the safe side, call you bank IMMEDIATELY. |
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Just Me
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Only if the debt is from that bank (like a loan). |
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muncie birder
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Absolutely not. They would first have to take you to court and get a judgment against you. But even then the court is very unlikely in fact almost assuredly not to attach any of your assets. They would most likely just find in favor of the collection agency and then state that you owe them the money and then give you 5 years to pay it off. |
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Frank Castle
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Yes. |
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Blondie
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yes... go and with draw all your money and take it home |
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