 Where do you get a loan? |
| When even prosper says your credit score is to low? I just bought a car for 200 on friday it broke down on monday. Need a car BAD. is there any place that will loan money to people with less then a 52... |
|
 Debit Cards? |
| If i want to purchase an item online, and it asks for credit cards. Am I able to still purchase that item with my debit card?... |
|
 I owe several old debts under $70. Should I pay? |
Additional Details
The debts are all from the year 2004... |
|
 Which bill should I pay right now? |
| I know they always say to pay off the credit card/loan with the highest interest rate. In my case, if I have $1,100 to spend, should I pay off a loan that has a balance of $600 (7.9% interest) and ... |
|
 Where can I go to see my entire credit history? |
| Is there anywhere on the internet where I can go to find out exactly what debts I have in my name? I'm in the process of trying to fix my credit but I have a few things that I'm not even ... |
|
 How can I get a Visa card? |
| I'm 18 years old, just finished high school and frequently I find myself on the internet wanting to buy cheap things in the $20-50 range, and I was wondering how and if I can get a $500-$1000 ... |
|
 What is a good site to check out your credit score? |
| i was told that i have some debt in collections.. is there anyway to find out how much and from who?... |
|
 I owe $700 to American Express, but I think the account has been sold to a debt collector-who do I pay? |
| Nationwide Credit wants the same amount, they are representing them, I think-I can still access my American Express account online-who do I pay to resolve this matter? Would it make sense to just pay ... |
|
 Can you really claim free gift cards? |
| I get these emails about claiming free gift cards if I participate in some offers. If I participate in the offers, would I really receive the gift card? Has anyone ever gotten one?... |
|
 Is there any credit cards you can get with no credit? |
| My Credit is really bad from long ago. I am trying to pay it off an reestablish credit. Any credit cards i could apply for? Thanks!... |
|
 I had a phone call from my credit card company yesterday...? |
| and they said they have blocked my credit card because they have reason to believe someone has got my details. what does this mean please? has someone stolen my identity? should i change my bank ... |
|
|  |
x0xme3x0x | A few questions about credit cards? |
I was thinking of getting a credit card ..but before i do i have a few questions and i am hoping someone will be able to help me.
I was thinking of starting with a credit card of a limit of $500 only ( this is the lowest credit card limit my bank has) so i was wondering if it sounds like a good credit card..it has
no rewards.
$48 annual fee.
55 days interest free period.
12.99 % p.a on both purchases and cash advances.
after the 1st may 2008 cash advances will increase to 18.49% p.a
If that is not good, then if i was to go with an other bank for a credit card, would i need a regular bank card with that bank in order to get a credit card with them?
Also, whats the difference between purchases and cash advances?
one more question, if i pay on time each month the interest will not affect me right?
Im so clueless about this.I'd appriciate a well detailed answer =]. |
 |
 
exs214
 |
NOOOOOO. Dont EVER get a card that charges you a fee. A good credit card would be the link below:
http://www.chaseinformation.com/dynelpmc/?cell=64Y9
purchase are just that (buying at the store etc), getting a cash advance is getting cash from the credit card (dont do this since they always charge big fees). If you pay in FULL every month, then you will not get charged interest.(you still want to get a card with a low interest just in case you dont pay in full that month) |
|
♥[NiiKii]♥
 |
i dont trust credit cards...but i am looking for one too, so i'll be keeping an eye on this question. =] goodluck and hope you find a credit card that suits you..
Just remember..if/when you get one... only spend if you know you'll be able to pay for it. |
|
annie red
 |
I do not want to sound nasty about this but frankly there are millions and millions of people just like you that should not have credit cards. They are taking this country down a really nasty road. Here's the thing, if you do not know the answers to these questions you should not have a credit card. Please do yourself a favor and get educated before you do anything else, and by education I do not mean on this site. I mean talk to the bank offering the card and then talk to another and another. Check with a credit union also and consider talking to a store that offers a credit card for comparsion sake. You'll learn what you need to make the right desiosn. I will give you a tip though, never, ever pay a credit card company for th "prilvegage" of carrying their card unless its American Express. You won't have the credit history to get one of those for a while. Also see the jump from 12.99% interets to 18.49% theres a reason they are doing that, and its becuase they are counting on you to not be able to pay and they make their income off from interest. Please think carefully before you act.. |
|
dwp_ins@verizon.net
|
I would research several cards. There are many sites that
allow you to compare credit cards. One that I know is a
reliable site is http://www.rightcharge.org
They break cards out in categories such as balance transfer
cards, low interest rate card, reward cards, student cards,
cards for people who have poor credit, cards for people who
have no credit, etc.
They make it easy not only to compare cards but also to apply on-line. Also they have secure on-line applications and free articles to help you make the right choice for you.
I would definitely check this site out.
Good Luck! |
|
abstruse
|
No, sorry this is not detailed, but you should never pay an annual fee for a card with no rewards program. Heck, you should never pay an annual fee period. |
|
CreditAdvice
 |
I agree. You need to get a card with no annual fee, low interest rate and rewards.
http://www.bestcreditcardratings.com/ |
|
Fl. Guy
|
1st off you don't get to pick your credit limit, the bank does but for your first card the limit will probably be low.
12.9% is a good intrest rate but the card may be harder to qualify for.
there are lots of cards out there with no annual fee. so that seems high to me.
most cards only offer 20 to 30 day grace period for purchases so that is excelent
yes if you pay off completly within the grace period you will avoid intrest charges.
the 55 day grace period woud make the annual fee worth it if you pay off in time each month.
cash advance would be if you use the card to get cash from an ATM or teller and always carry a higher rate.
good luck |
|
Totti
|
The annual fee is too high for a basic credit card.
The interest is the standard rate.
You don't have to have an account with a bank to get a credit card with them.
Purchases is when you make a payment with your card. Cash advance is when you retrieve money from the ATM with your card.
If you pay the whole owed amount within the interest free period then you won't pay any interest. |
|
Jame Mario
|
If you want to get a card with lower fee and best credit history.
You would have a look at this:http://www.creditcardscom.cn/
And you can also know which cards are bad~ |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 24 minutes(s) ago
| | | |
10 | 35 minutes(s) ago
| | | |
11 | 45 minutes(s) ago
| | | |
10 | 1 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
11 | 4 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
