 Joint Bank Account Gone Fraudulent, Need Help! =)? |
Hello,
I opened my Chase Checking Account when I was 15 years old (a minor at the time) with my dad as a join account. Well I just graduated from college and found out my dad sent the ... |
|
 Why did I not receive my credit as promised when I returned your tea? |
| I know you received my return product because I received the green postal card and you said my money would be refunded. So what gives? You've had more than enough time to take care of this.... |
|
 I want debt consolid. loan from credit union for 10k with credit score of 645. Will I be approved? |
| I want to get a debt conso loan from the credit union I just joined. I have a fair credit score of 645-650 depending on which credit report you pull. However, I also have a delinquent cell phone ... |
|
 My credit card bill didn't come? |
| My credit card bill didn't arrive in the mail like it should've, what would happen if my credit card bill doesn't come at all?... |
|
 Recommended first Credit Card for a college student? |
i'm a college student looking for a credit card. i need a card that allows online banking and paying for bills, which i believe almost all do that now.
i was interested in this one...... |
|
 Can Collection Agency refuse payment? |
| I am in AZ and I am trying to pay a collection agency $20.00 per month because that is what I can afford and they are telling me they can not work with me on that amount even though they took the ... |
|
 Do paying surveys work? |
| i was looking into doing surverys where they pay you to make some extra money but do they really work or is it just a scam? if they work, can anyone recommend a good site for me? thanks!... |
|
 I have some money in the bank that I could use to payoff my mortgage, however I am not sure if that is good.? |
| Is it better that I use $118,000 to payoff my mortgage today? If I do that I would not have debts only will have to save for insurance and taxes. I am not sure to invest in the stock market now ... |
|
 Is it legal for a collection agency to do this? |
| I have been having some financial difficulties of the last few years. My brother just called me and said there was a message left on his answering for ME about a "refusal to resolve". P... |
|
 I need money for Christmas, please help!!!!? |
| I'm looking for a way to make some quick money for Christmas. I am a working mother of 2 boys, but my oldest (he's 10) is diabetic, so all my extra money goes to his insulin and supplies. C... |
|
 Is it good to get a credit card to build credit if you have none? |
| I am trying to build my credit but I am only 20 so I dont really have any. Is it a good idea to use a credit card to build credit?... |
|
 What is bankruptcy and if i filed it how would it effect me(read on)? |
| Im on benefits due to illness and my debts are spiralling out of control...debt consolidation companies are not an option as its still too expensive and the last ones i used werent sending payments ... |
|
 My ex-husband trashed my credit!? |
| I have two major charge offs on my credit report one is for 6k the other for 3k. Both generated by my ex-husband. The accounts were in my name alone he just used the cards. Both accounts have been ... |
|
 Captial one credit card? |
| i just recived a letter from captial one this morning as i applied for a card with them i had to sign the agreement and send it away which i have done as soon as i recived the letter does that mean ... |
|
|  |
svictor24 | ANSWERS QUICKLY!!!! What should I do? |
I recieved a letter in the mail followed by a check for 2,850.00. They said I won a lottery for $56,000. They said I have to deposit the check, and send them back the check and they will send me the remainder of the $53,000.
Anyway, I opened up a new account and deposited the check and to my surprise it cleared.
What the hell should I do? I think it's fake, but why would the money clear and why do I have to send them back the funds. Why couldn't they deduct it theirselves and send me the big check.
Additional Details
It's from a sweepstake I entered long ago. They said there was 56 winners. I think the company is National Clearing house or something like that. |
 |
 
inkytoes
|
IT'S A SCAM!! QUICK! Go to bank and make them aware that check is going to come back fraudulent!! I promise you! 1st of all ANY TIME a company/person asks you to send them $ it's a scam! Wheter it's sent back to b4 or after you collect the $. I JUST saw on Oprah this EXACT SCAM! The lady got the $60,000 it cleared and she spent it and now owes the bank plus interest until it's all is paid off. More importantly she has kids and The bank has to option to take out leans on houses, cars, etc.. It was a piece from 20/20's investigation.(also on Oprah that day) It cleared because it takes the bank 5 to10 business days to reach and get verified by the banks main office. To verify what I am telling you go to Oprah.com and search for recent show entitled "scams"and view. Or try to find on 20/20's site. I am unsure of their site address. Try the main network site it's channel2. PLEASE do not spend ANY of the $ it could cost you so much more! Please check out what I am telling you! Good luck and be smart!!! |
|
mukwonago53149
|
How do you know the check cleared? The fact is you DON'T! What you DO know is that the funds are available for spending. This is two different things from the check being "available" and "clearing."
Instead, contact your bank and ask them to verify that the check actually cleared. Tell them your story - bankers such as myself are trained to pay attention to scams going around.
In the RARE event they tell you the check has cleared, ask them to document it in writing - so if you send the money - the bank is on the hook and not you.
However, I would say there is a 99.9% chance this is a scam. What company sends you a check and asks for it back? That doesn't make any sense. |
|
boohoo
 |
It can take up to 2 weeks to clear--it is a scam--saw it on dateline and even Judge Judy.
The money will be there then it will bounce and you will have to pay the bank back. I think we have all gotten this letter in the mail. |
|
Niki R
|
It is a scam that has been circling for a while now. If I were you keep the funds that cleared and to hell with them. |
|
LARA N
|
Please please please please do NOT spend that money you deposited. I work at a bank- and this is most definetely a scam- i've seen it happen to numerous people! They will send you the 'check' and have you deposit it, only then will they know you took the bait. The check WILL NOT CLEAR- how much time did you give it? I almost guarantee that check will come back. Also, there will more then likely be a 'fee' to gather the remainder of your 'prize'. The fee will be taken, you will get a 'prize check', and hey, what do you know, that will not clear either! And if they are asking you to deposit the check and send them the cash- you are most likely supporting terrorists and scam artists around the world, who will take the money, and your check will bounce, leaving you liable for it. Just remember, you don't get something for nothing, and when it's too good to be true...well, I don't think I need to finish that sentence. |
|
Dubbya
 |
Do not spend the money! The cheque is counterfeit. Even though it appears to have "cleared" you'll find out within the next few days, possibly sooner, that the cheque is bogus and the bank wants their money back.
Phone the bank and talk to the manager. Inform them of your suspicions and ask them how to proceed. Remember that it's you they'll go after since you deposited the check. Bogus or not, if you take the money, you're culpable.
Do not under any circumstances return the processed check. If you do, you'll be handing the scam artists your banking information.
The fraudsters are using legitimate business names to gain "buy-in" from unsuspecting victims. |
|
ne11
 |
Send the letter to the Atty. General in your state. He builds cases on fraudulent lotteries and such that affect the residents of the state. It's a scam!
The check would be debited from your bank account and you would lose the money. Wait awhile until the check is processed by the originator's bank. Then you'll get a letter from your bank stating that (a) the original bank does not exist; (b) the bank is no longer in service; (c) insufficient funds.
You are in a world of trouble. |
|
ewtaylor2001
 |
i recieved a letter in the mail, saying that ive won 75,000, along with a cashiers check of 2,850 it also has a name in which who to contact name stella bowen she wanted me to deposit the check and wait until cash was avilable to me, then call her back. it sounds kinda fishy. what do you think i should do?
It's a scam. If you cash the check and send them the money, your bank will hold you responsible for it. The check is forged.
You can see from above someone else has had this happen also |
|
Captain DK
|
Talk about this to the bank councellors... And if they think its fake.. just withdraw the money and close the account! |
|
Adam P
|
The check is fake.
It's a fraud.
You will "cash" the 2850 and send them what they want ($2850)with a valid check, they are hoping you send before it clears.
Rip it up, silly, don't fall for it like so many others have. I see this everyday pretty much.
-Adam P.
http://www.desertorchidlending.com |
|
§♥ℜedℜoses♥§
|
uhmm...i think national clearing house is for real but that does sound FAKE, why would you send them the money, cuz i would be scared i wouldnt get it back..id just stick with the money from the check that cleared, or try to find a 1800 number for them, not the one that would have come on the check or anything look it up online |
|
$m¤¤v¥ £¤¢¤
|
Do NOT withdraw any of that money out. Close the account immediately! Do not accept any of the proceeds from that deposited check. You need to inform the bank of what has happened and go to the authorities. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 38 minutes(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
4 | 1 day(s) ago
| | | |
11 | 4 day(s) ago
| | | |
11 | 5 day(s) ago
| | | |
8 | 6 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
9 | 3 week(s) ago
| | | |
11 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
