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 Overdraft!!!!!!!?
If I wrote a check out for $600.00 and I only have $50 dollars in my checking account will it go ...


 I have 10,000 in cash and need a car but want to get a loan....?
to help my hideous credit. Will a bank loan me the 10,000 if I put my 10,000 cash up as colateral?...


 Is 698 a good credit score?
...


 For people with bad credit?
How many negative items do you have on your credit report? I'm trying to find out how bad mine really is....


 Do having open credit card (such as best buy and banana republic) with a zero balance hurt your credit?
...


 My credit score is 666?
What does this mean? What does the devil have in store for me and my finances?...


 I am just trying to figure out credit?
I just don't get it, I spent 15,000 to pay off everything on my credit. My score has rebounded some to about a 647 except for my trans union which went from a 630 to 599. I opened a credit card ...


 Do my parents see everything they bought on the credit card after they buy it? I really want to use it without
ok so there is this game on the computer and u can get credits to buy clothes but you have to buy them. and my parents probably would not buy me them. i want to take their credit card and use it. it ...


 Will opening a secured credit card improve my credit rating?
I have heard that applying for a secured credit card (setting my own account spending limit) will help improve my credit score. Is this true? And how does that make any sense?...


 How can I get a $15,000 loan if I have horrible credit??
I own my home, have about $15,000 in credit card debt and I am DROWNING. I can't make my monthly payments and I really can't think of any ways to get any extra cash in order to pay them. I ...


 What do i do,i don't have a credit card?
...


 With a score of 500, is there a reputable mortgage company that will finance a mortgage for me today?
i have no bankruptcys but i have collections out the @#! anyway, these collections are from companies that keep updating my report as though I am late this month when in fact it's from 2000, i�...


 I got a loan and I lost my job and I m thinking to go back to Italy what happen if I dont pay the loan ?
I dont have intencion to come back to the UK ant earn in euros and pay pounds it is hard can they do something to me if I m going to anoither country in europen union plz help
Additional D...


 How do i rebuild my credit?
I filed chap 7 in Nov 2004, was discharged in Feb 2005. How do i go about rebuilding my credit and raising my score. I would like to purchase a home soon. I have noticed that some of the creditors ...


 How to get out of credit card debt without paying?
I want to know how to get out of credit card debt without paying a dime or filing ...


 Credit Cards???
Ok I have a question about credit cards. I just got a new credit card to pay off another one because it has 0 % till Jan 2009 on balance transfers. I got approved for $8,000.00 (by the way I have ...


 Banks / Credit Scores etc.?
I want to apply for a bank account but I don't have much of a credit record. There's nothign negative - just nothing much at all.
I have tried with First Direct and they refused me ...


 If put a personal check in my account how long will it take to clear its loca?
...


 Is my debit card a credit card?
Hello every one.

i opened and account with key bank.
In order to get a free ipod!

as part of the promotion i had to apply
for a key bank credit card!
a debit card ...


 Something is on my creditcard bill I didnt buy!!!!!!!!!!!!
I was looking at my credit card statement, and there is somthing on there that I didnt purchase, I am really scared, is this going to happen all the time? What should I do? I called my credit card ...



priya
About credit card?
how to use an credit card?
                     
 




mphsblue
Rating
No offense, but if you don't know, you probably shouldn't have one. Just give the card to the retailer and they will swipe it. You sign the ticket and you are off to the races. You will receive a bill for it at the end of the month - make sure that you keep the balance below 40% of your credit limit.
Good luck!


rose_merrick
sensibly and for emergencies only


Matt C
Rating
Don't use it unless you have to, it's too easy to build up debt very quickly with them.


Skippy
Use it to get yourself a little extra time to pay off purchases or for shopping online and then pay off the full amount every month. That's how you should use one but not how any of us do! :-(


SPIFIMAN1
Rating
Responsibly.

You can use a credit card for everyday purchases like gas, groceries etc. Never exceed 40% of your limit in any one month and make sure that you pay off the balance every month in full. Mail your payments well in advance of the due date to make sure and avoid late fees and interest charges.

Never, never, never charge anything that you can not pay for in 90-days or less.


See Saw
Rating
use it wisely,,, pay ur cc bills on time


harish
Rating
Small steps like paying your bills on time and using only part of the credit available to you. Also use your credit cards for making small payments regularly, so that it is reflected in your credit record. More tips available at http://www.acreditlibrary.com/buildcredit.html


nicemanvery
Rating
With total abandon !!


ladyvgw
go to a shop, select a product, go to checkout, hand over product, be asked for money, hand over credit card, wait, enter pin. take credit card, receipt and product, leave shop


Ed F
Rating
If you want to get a good credit rating you should use your credit card sensibly and within a budget you are comfortable with, and most importantly pay the bill in FULL every month.

If you are worried about the limit that has been set for you, you can ask it to be reduced.

I however use my credit cards to buy things that my conscience will not let me buy with my debit card such as expensive Champagne in nightclubs and stuff that I really don't need!


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