 What interest rate can I expect on a mortgage loan with my credit scores? |
What interest rate can I expect on a mortgage loan with my credit scores?
Today I have 564 588 654...I am hoping to have my mid-score up 10 pts by tomorrow, and then i am applying for the loan ... |
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 Should things like bank accounts, passwords, credit cards be just for you? |
| Here's w hat I believe. I believe that some things in life should be just for you only. Its not a lack of trust but there are some things I refuse to share like bank accounts, passwords, etc. W... |
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 I just got a new car loan under my b/f's name but i will be paying it is it okay to send the check in that has |
| only my name? Will they wonder who I am and question it?? R is it more of a hey we got the $$ who cares who's paying it?... |
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 Do medical bills really affect my credit report? |
| I have a few medical bills on my credit report but I here they do affect your credit and some people say they don't. Does anyone know the answer or can direct me to the correct website to get ... |
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 Will it help my credit? |
| i just bought my girlfriend a diamond ring at a value of about $1500 but i'm payin 4 it in payments and i bought it at "Kay" not some shop on the street.... |
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 Can i get credit card???? |
| can i get a credit card when i am unemployed??????????... |
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 No credit? |
| i am 19 and have never had a credit card...just tons of debit cards. what credit card can i actually get to start off with?? i would like to build some credit while i am away at college.... |
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 Credit Card cancellation? |
| Okay, I am thinking of cancel two of my credit cards, which i've already paid off. My question is, will it damage or cause my current score go lower? **I barely use that 2 credit cards**... |
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 If I paid my credit card off early, can I charge something on it's due date and be okay? |
Or will it be listed on the previous months (Jan.) balance? My due date is tomorrow but I have paid it off but want to buy something on sale tomorrow..it's the last day.
Thanks!... |
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 Why are these debts still on my credit report after 7 years? |
| I recently visited freecreditreport.com and got my credit score. When I was 18 years old, I got three credit cards in the mail. I had no job since I was going to college full time and used the $2200 ... |
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 Can I sue a friend for not paying a credit card that I opened for her in my name? |
| In '05 I opened a credit card for my ex-manager. I was told by her that she paid it off. It never crossed my mind about the credit card until a couple of months ago i received a letter from the ... |
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 How much will my credit card limits go up? |
| these banks are giving me little credit card offers, like $2,000. how much do you think these starting limits will increase once i start making payments for 6 months? i need a bigger credit line.... |
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 Stupid Target return policy!? |
| I bought a vaccume at Target back in December and paid for it cash. I paid for it cash, but I dont have the receipt. I am aware of their stupid policy. No receipt no return, unless it was paid for by ... |
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 What is the best way for clients to pay me on ebay? |
| I know paypal is the best way but it is not supported by my country (malta). i can pay via paypal but I can't receive money. I need to receive amounts less than £2 so i can't afford to pay ... |
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 If you enter a fake credit card number on a site? |
| One required it but was not charging anything (dont ask why) so i put 0000000000000 and i think it accepted it but i got scared so closed the site. is anything bad going to happen?... |
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 Which Visa card is the best? |
| Platinum visa card ...citibank Visa...... |
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| Can you use a credit card for ebay? |
| do you have use a paypal on ebay or can you pay with credit ... |
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Wendy B | Advice needed. I feel hopeless, but there's got to be a way out. Any ideas for a strong future? |
My goal is to own a consignment shop. I defaulted on my college loans years ago, but have been paying them off with no late payments. My college loan is my ONLY debt. (no car payment, no credit cards, etc) It is the only thing I've ever "screwed up" as far as lateness. My credit is horrible. The last I checked my credit score was around 420, but has continued to steadily drop over the past few years. I have called credit counsellors, but I can't afford them. I'd really like to open my own business in the next few years, but it really just seems impossible. I feel like investors and banks would laugh me out the door due to my credit. Is there any way around the credit issue if you are an otherwise trustworthy person or am I really doomed like all the information I've found? Any advice would be great. Any reasonable plans of action would be highly appreciated. Thanks in advance. |
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Deliah
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Work at building the credit up, you need more credit that you pay on time, everytime. At leat 2 other merchant accounts. Go to YOUR bank and take out a secured loan for say two hundred dollars and pay on it every month never being late. Get a CC, not Capital One they report funny, but an Orchard account and again every month on time.
Keep the balance down to 30% or less of the CC limit at all times.
Build your credit then your business.
Good luck
ADDED
Yes the Orchard card will cost you a little to own but just remember you do not have the credit to get one of the great offers yet. |
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morlock825
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You can re-establish good credit with secured credit cards and/or collateralized loans. No problem, just have to have the $ or assets up front.... Good luck, you'll get it done if you work hard enough! |
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donald e
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the problem is you are paying an old debt which has been chged off. that makes it show current everytime u make a payment, and from the sounds of it you dont have any current credit history. i have seen this many times over the years. get a secure card and use it to establish a track record, see if you can settle with the college loan, it its federal you must pay it, anything else might settle for pennies on the dollar, ask them and get it in writing and then pay it rebuild your credit and some day it will work for u gl |
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no body
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really, unless you get some long odds in your favor, all you can do is rebuild your credit and get rid of that debt. until then, banks will be laughing you out the door. seriously. |
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Ginger/Virginia
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Search on the internet for keywords like "credit repair." Just collect advice, don't sign up for anything. Some of those are scams.
Here's a government site which should have reliable information: http://www.ftc.gov/bcp/conline/pubs/credit/repair.shtm
Having too many credit cards lowers your credit rating too. You need to limit yourself to a couple of accounts and pay them off in full each month. That starts to establish a reliable record.
Good luck! |
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geologist_tim
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Find someone with the available funds who is willing to partner with you in a business venture. |
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jenbn
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I am somewhat in your same boat. My husband and I are trying to buy a house, but both of us have been climbing out of a endless pit for the last several years because of our credit. The best advice I can give is just pay your bills on time. If you dont have credit cards just keep up your student loans by paying on time every month. I did that for several months with my credit cards and my score started to climb back up. Now that I got my credit cards back in order my husband co-signed on a car with me so that will help me in the long run to. You might want to also pull your credit report and look to make sure there are no discrepinces and if there are dispute them. I did that last year and found out that someone else's account ended up on my credit report. Turns out the account was not tied to a social security # and there was a gal with my same name living in the same city who's stuff got loaded onto my report. I immediately called and had it removed. You can run your report for free once a year at www.annualcreditreport.com You might be surprised at what you find on there if you check it from time to time. I have a service through Bank of America where I can look at my credit report and score as often as i'd like plus it will send me emails when something gets added, or someone makes a inquiry to my report. The service is 12.99 a month and I think its totally worth it. |
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Jhonny
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I have no clue! Good luck though! Just don't kill yourself! |
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bitchington
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All you need to do is be POSITIVE, any thing is possible I guarantee that with life of my wife. |
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dishustler
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www.getcashrealfast.com
it got me out my troubles |
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eamonn.mayweather
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just take bets on betdaq.com
your beting the horse doesnt come first
which means your just like a bookie but to your benefit, theres no licence, no rent and no wages to pay,
just slip me a grand sometime for making you rich |
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