 Has anyone heard about a credit card company named"Juniper"? |
| I got an offer from Juniper through the mail, APR is 8.99%, no annual fee and plenty of other benefits. When I called it sounded very unprofessional and even the recording sounded home made. I felt ... |
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 Why would my credit score go down 15 points in a month, when nothing major has changed with my credit? |
| I'm not deliquent on anything. I have the same bills as before. I'm not sure what could have caused it to fall 15 points.... |
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 I was a victim of identity theft i don't have a credit card so how do i get a credit check? |
| this all happend when i was under the age of 18 but i cant get a any credit and every time i try to do a credit check it tells me i need a creidt card i have never had any creidt cards i do however ... |
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 Bad Credit and No One will rent to us!? |
| My fiance and I have tried submit applications for 7 apartments in our town, and NO ONE will rent to us, because his credit is horrible..He recently paid off his debt on his credit card, and it did ... |
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 Is my credit messed up? |
| Im new to credit cards and my mother said she will help me by paying them for now. So I left it up to her. I checked my account online and it said I was 5 days over due on a credit payment of 20 ... |
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 Can this go on forever? |
| A negative action on my credit report is supposed to fall off in 3 years according to what I see here. Can the collection agency renew my status as active or sell it to another agency to collect with ... |
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 Does bad credit ruin my chances of obtaing an auto loan? |
| i am applying for an auto loan through hbsc and i currently have a low to fair credit score. i also have a credit card that is closed and still unpaid. does this ruin my chances of being accepted for ... |
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 Repairing credit-Is it true old debts do go away after time? |
| I am trying to get an apt., so I recently had my credit ran, thought I had really really bad credit, turns out I only have two recent accounts in collections, which I've already requested ... |
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 If an overdue account is sent to collections, how long before it's on my credit report? I was told 2-3 mths... |
| I had three cell phone lines with Sprint that I decided to cancel because Sprint's customer service is the worst. Anyway, since I did it before the contract expired, I'm being charged the ... |
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 What happens if I have an unpaid credit card bill and I do not work therefore I don't have the money to pay it |
| A "Law Firm" out of CA called me last week and spoke to me about a credit card bill I had that is past due. The man told me that the Office turned the bill over to them because it was past ... |
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 I applied for a loan. My credit rating is poor but it looks like i was accepted? |
I am being sent a credit agreement. does this mean i was approved?
Additional Details
kerTCHING!! drugs and hookers!!!!... |
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 Can I cancel my credit cards before the balance is paid off? |
Hi,
I just got out of graduate school and have a lot of credit card debt on several cards. A few have decent interest rates. It would be great to cancel all but a few and keep paying them off. ... |
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 Repo question and a general credit rating question too!? |
| Okay, this is a little complicated. My fiance and I are about to get married and want to buy a house, among other things. Basically, we're trying to get his credit rating higher, because in his ... |
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 Do you have to pay to own a credit card? |
| I am thinking about getting a credit card, so I can pay for things over the internet, and then just clear my balance whenever I use it. Would this cost me anything? Do you incur charges if you don... |
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 Is there anything wrong with GA TRUST FINANCIAL? |
| I applied for a loan and just waiting for my funds, so far they are pretty good with me. do you think they are for real?... |
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 How do i handle this situation, i used my dads credit card through pay-pal ad he found out? |
| I used my Dads credit card through pay pal, and he just found out, in total i think i wasted about $160, but the money was wasted in breaks trying to see if he doesn't notice. For a while it ... |
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 Any company that provides loans for bad credit? |
| need to find a company that provides loan for people with bad credit.. no down payment ... |
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greatdame53209 | After buying a home won't it be much easier to get a new car? |
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Lori A
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There is almost no loan easier to get than a car loan and homeowners usually have an advantage. However, new credit sometimes lowers your credit rating for a bit and may impact what interest rate you'll pay on the car loan.
Buying a car before the mortgage may impact whether or not you qualify for the loan, so..your best bet is to buy the house, then wait 3-6 months before buying a car.
You can also test the waters earlier and see if you can still qualify for a good rate. As hard as the dealer will make it, you always CAN walk away if the terms don't suit you. |
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luvinsuzie
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Yes it will be easier to get a new car.........But if you are having trouble getting a new car.........maybe you should work on your credit before you try yo get a house. |
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winchamp
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If you are looking to buy a house and a car, buy the house first. The lender or mortgage company will run a report to see what your total debts are to help determine how much you will qualify for. If you purchase a new car first, it will show as debt. Purchasing the car first could actually hurt the total home loan you can qualify for. |
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oorelisysoo
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new cars are pretty easy to get because they can use the car as collateral. Although yes, setting up some good credit with a house helps. |
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Frank Castle
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You are confused.
To buy a new car you need MONEY and not a HOME. |
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garciasgirl9
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That will depend on how much money you make, if a lender sees that you have a new & large debt such as a mortgage & they feel you cannot afford it they may not want to finance you. |
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kvuo
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New cars are for rich people and suckers.
According to the Federal Reserve, as of August, 2003, the average car loan term was 5 years, 3 months, (63 payments), up from 4 years, 4 months (52 payments) in 1998. Financial institutions commonly offer 6-year car loans, and a handful will even offer 7 or 8-year loans!
Yes, I want to be paying 8 years for something that goes down in value. Can we say upside-down?
Pay cash for cars. |
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Mr. #
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it depends on your financial situation ie: your mortage payment history, finances to pay for car, equity that you've accumulated and credit history. Buying a car is easier in that there is alot less paperwork involved but if you plan on financing it, you still need a good credit history which is the main factor. |
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SHANE M
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I would not recommend buying a new car period. They lose 40 to 60% of their value in the first three years. Buy a low mileage used car and pay cash. I would be expecially careful since you just bought a home. A lot of times they will under escrow you the first year and raise your payment dramatically by hundreds of dollars a month the next year to make up a escrow shortage. The money you thought you had to buy new car and afford the monthly payment could be a killer if this happens after a year. I have been there and done that.
Save and pay cash for a used car. |
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chuckie411
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Yes, if you pay your mortgage on time, you may find it easier to get a car. However, it may be a bad idea to get a car loan if you are in the process of buying a home right now. Buying the car could jeopardize your mortgage approval. Wait until you've been in the house a few months. |
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