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 Is it worth paying off collections or using the money to get a secured credit card?
I have about 4K in past medical bills from 2 years ago. Would it be worth paying them off, or put a deposit on a secured credit card to help inmprove my credit?...


 Free stuff?
REALLY FREE. you know, no sponsor offers to fill out, no signing up for anything, no shipping and handling fees, no filling out any form or ANYTHING. i want free stuff where you just fill out your ...


 How old should you really be when you use a credit card?
I'm just 11 years old and I wnat to buy stuff in the internet....


 Can you get a loan with no credit with a co-signer??
...


 Respond to debt collector?
Someone left a very official/legal sounding message on my phone, I found out it's some debt collecting agency. The message asks me to call them for a "business proposition" or ...


 How can i get good credit?
im 20yrs old and im tryin to esablish credit at a young age i tried applyin to cards like a jc.penny wal mart stores like that but they turned me down. also i be gettin these credit cards in the mail....


 Co-sign for a relative?
My husband wants to co-sign a loan for his cousin. How could this affect MY credit in a negative way? I have good credit and don't want it ruined.
Additional Details
My husband ...


 I have a car payment that I can not pay anymore. What happens to my credit if I turn it in?
I am in a financial bind and I will not be able to make my car payments on top of everything else I have to pay. I would like to keep my car but have lower monthly payments. I think the best thing to ...


 Prepaid credit card? Can anyone point out the advantages?
I am curious as to the advantages of a pre-paid credit card. Surely if I had money to put on a prepaid credit card then I wouldnt need the card? Also if I had the money to put on a card surely I ...


 This Lady Charged me CREDIT instead of DEBIT on my visa check card?! what does this mean!?!?! help please!!!?
I told her specifically, "I want to use DEBIT" and she charged me credit!
I told her to void it and redo it as a credit and she said that she couldn't.
I'm so pissed...<...


 Its it possible for me to start building my credit now,?
i am 17 years of age and i wont turn 18 intill june but i was wondering is it possible for me to start building my credit ...


 How can I get a credit card, I keep getting refused.?
...


 Do credit unions do credit checks when you apply for a loan with them?
...


 Can I be sued in civil court by a 3rd party collection agency over an unsecured credit card debt?
I just received a summons to Akron, Ohio municipal court by the collection agency. Is there a way I can get out of paying back this debt?...


 Debt collection letter to pay an old credit card from 1999, should I pay it?
I received a letter from a collection agency to pay an old credit card debt from 1999. I recently got my credit report this year and this debt did not show up on it, should I pay it? Will this affect ...


 I know someone that committed fraud in order to get a mortgage.he is going into foreclosure. what can he do?
He is considering filing chapter 7 bankruptcy on both of his homes, but I think they will find out he committed fraud in order to get the loan. What can be done if anything to help him?...


 What's the best way to get rid of or erase bad credit.?
...


 I am about to buy a new car. Should I pay off our credit cards or use the money for a larger down payment?
I am wondering if paying off my credit cards will help lower the interest rate that will be offered to me or will a larger downpayment be more beneficial. **Please NO solicitations**
A...


 Is it neccessary for an adult to have a credit card? Isn't a debit card already enough?
Someone asked how to keep financial stability and many people agreed that she should get away from credit cards....


 How can you clean up your credit?
...



Pebbles
After you have paid all your bills for the month - how much money ..?
do you have to spend on yourself for going out/ clothes etc for the month????
                     
 




Imogen M
Since working out a budget plan, itemising all my outgoings, sorting out my direct debits and keeping an eye on every single penny of my income for the last three years, I usually have around about £150 left at the end of the month to spend on "whatever". I usually seperate that into 3X£50, to be spent £50 on clothes and girlystuff, £50 on impulse puuchases and £50 to go when it's suddenly needed for stuff like petrol, kebabs, unexpected journeys etc.


susan e
after i pay the bills i see how much food i can get at the grocery.when i have a little extra i look for deals on ebay and going out is Piccadilly but hopefully the job I interviewed for yesterday comes thru.i'm behind on the rent but i broke my foot and couldn't work,needed aflac !


♥Gillian..
Rating
Not enough!


alatoruk
Rating
after buying little luxuries, like food, nothing


smudge
About £500 a month, depends on what sort of month it is. But it all begins with how much you earn in the first place. My monthly bills were less when I rented but have increased with buying.
xxxx


andy f
Rating
well i have two young lads and i don't work full time so i have sod all left perhaps i should get a better job!!


Michael z
Rating
usually none !
my bills are more than my income and i live a simple life so i don't go out much - gladly, making love doesn't have a tax on it yet...


weasel bat
Rating
None at all I'm afraid and that's with careful budgeting.


Tilly
about 350 pounds but I have to get petrol out of that and also any unexpected things like car repairshouse repairspresents for birthdays etc. aftereverything I end up with about 150month which mostly goes on food for me and food reats for my cat.


TOON ARMY FOR EVER.
That has puzzled me for a while as well.My Gert gives me my pocket money for the week and that's it.I never know whether we are in the red or black at the bank.Do you think she would get upset if i asked to see the bank statements?Or should i just trust her and let her get on with it?


Gem*
Enough - even more now I've quit smoking!! I feel rich lol!!


pack1710
Rating
That left over money should be part of your budget as well. Bills are just part of your budget. The budget is a useful tool to plan what you spend. When you plan what you spend then you make the money work for you.

When you do your budget you should always do that budget for that month. There is no master budget. Each month and even each week in your budget will look different. It should look different.

There is nothing wrong with putting clothes, movies, dancing, shoes in your budget. What you spend on those things are not quite as important as actually planning to spend that money. When you plan than you can actually start working toward savings goals and building up wealth. Good Luck and have fun.


livinfortheweekend2
Never enough


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