 After I pay my debts, how long does it take for my credit to rise substantially? |
| I will pay off all of my debts in 6 months. Will my credit go up immediately after they're off of the books?... |
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 How do I improve my credit score quickly? |
| My credit score is far worse than I thought, and is dropping by the minute. I have a lot of debt, and little to no time to pay it off. I HAVE to buy my house in June and basically have to raise my ... |
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 Credit card? |
say i dont pay my credit card bill and the bank that has my savings and checking also issued me a credit card,can they go into my account without permission and take the money to pay my bill?
<... |
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 How do I start a credit score? |
| I am 18 years old and have no credit whatsoever, can i have a good credit score by june? and how do I start obtaining credit?... |
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 Difficulty with Experian, re: disputing errors on credit report. HELP? |
| I've been trying to resolve errors on my credit reports recently, but Experian is giving me a major headache. I sent them two letters via certified mail; one to request deletions, and a second ... |
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 Why would identity fraud be my problem and not my bank's ? |
| Suppose someone manages by digital or other means to trick my bank into paying out money which it incorrectly thinks that I have authorised. Isn't this the bank's problem in the end ? S... |
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 Why do people accept credit anf then not pay it back? |
| Don;t they realize that comapnies don't eat those costs, they pass it on to the rest of us who responsibly pay our bills?... |
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 How to increase credit score? |
Equifax is 739
Transunion is 750
Experian is 749
I have my credit card for 14 months ago.
How to increase credit score? cause i dont actualy use my credit card i only use ... |
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| Having problems with debt collector for an 8 yr old account they will not provide info other than amount i owe |
| Today i got a letter through the post from a debt collection agency. When i phond them i was greeted by an unhelpful agent who would not provide me with much info. The debtor was noted as singlepoint ... |
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 Am I reponsible for Mom's debt when she dies? |
My Mom has a couple credit cards and is about 12,000 in debt. Although I am not a joint owner of the card they have had me as an authorized user for years and in fact have issued me
a card in my ... |
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| Theres a checkcashing place my son cashed a check at, the people who sent him the check put stop payment on it |
and now ace express tells him he owes them 285.00$ what can they do as far as going to jail, or sending him to a collection agency
Additional Details
they check was a personal check from ... |
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 I have one shoddy credit card (26% apr? lol) that I only have in order to build credit. Will...? |
| they eventually give me more credit after so many months of paying on time and not really using the card anyway? Or can I request more credit at some point? I've only had the card for a few ... |
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 How would you be affected if your credit limts were reduced? |
| According to the article linked to below, one analyst thinks that the credit industry is poised to reduce the liquidity of the American consumer by 2 trillion dollars through credit line reductions. ... |
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 How to Build your credit with new Social Security Number ? |
Does the the Cellphone Bills, Credit card, Internet bills help in Building credit ?
What is the best way to Build an Excellent credit.
what to avoid .
Additional Details
I do ... |
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 Is a credit score of 717 considered a good score? |
Good enough to get a auto loan or possibly a home loan?
I have only had credit cards for almost 2 years.... |
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goldyn graham | Am I going to be forced to live in a cardboard box? |
I will graduate in 2 weeks with a Master's degree in Mental Health Counseling. Yes, this is a great accomplishment, but it has come with a hefty pricetag of about $90,000 (undergrad debt included).
Unfortunately, my parents never had the important "these are loans you will have to pay back someday" talk, and I irresponsibly racked up serious debt. I have private and federal loans and they are all starting to come out of deferment and I am scared to death!! Even with my Master's, I am entering one of the lowest paying professions on the face of the planet, and there is NO way I can even come close to paying the minimum monthly payments (one consolidated loan itself has a payment of $1800/mo.). In addition, I will have a $250/mo. loan payment (to my mom) for paying off $10,000 worth of credit card debt.
I don't even know where to begin and I fear the worst: garnished wages, damaged credit (which is really good right now), and not being able to survive.
Any sincere advice? |
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skcs11
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Now that you are out of school, welcome to the real world |
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Alison P
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Be proactive! Contact your lenders and express you concerns. See if they can arrange lower payments or forbearance. They are more likely to work with you now than if you go into default. |
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Rachel
 |
If your loans are federal stafford loans or loans by the government then you can call them and they will reduce your payment. There is something called an 'income contingency plan' that they use for people who can not pay they're payment but are willing to try. You can also apply for a forbearance, which will temporarily allow you to stop making payments for up to a year. |
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David C
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i don t know why you spent soo much time in college and soo much money to enter "one of the lowest paying proffesions on the face of the planet". |
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bluebird
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Why don't you try for positions in your field in Canada? Alberta, British Columbia, etc. are so short of professional medical staff. You would like Canada, especially Alberta. Be brave and give it a try. Our money is almost at par!
PS: From where I sit, there would be no shortage of clients!! |
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Expert Realtor
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I don't have any advice for you but to say I truly sympathize with you. I had a friend that I watched rack up $84,000 in student loans to get an RN degree, only to find out in her area $24.00 an hour is all that a new grad paid out. She is still living at home with her parents to try to pay it back.
While your credit is good, try to shop around for a better rate. I have a feeling that you are in a very, very bad loan just from your payment alone, not knowing any details about it.
I wish you luck. |
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smiling_freds_biz_info
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Hi there,
You will want to consider starting a business on the side. The one I know about is not a scam ; it is certainly not get quick rich.
If you are sincere in your desire to get rid of that debt....while pursuing your Profession, please email me and we can take it from there. Please be sure to state your geographic location in your email.
Oh - you can't be afraid of working hard.
But - in 2-3 years you can be earning $5000/month part-time. In 2- 5 years you can be earning $100,000 per year...part-time.
Whatever you choose, don't panic. Things have a tendency to work out. |
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