im young and responsible i dont go credit card crazy. ive actually have never met my credit limit but was thinking about increasing the limit only if it would help me build a good credit score. ...
My payment for Capital One was due yesterday on Friday.. I didn't get my check until yesterday.. so I put it in the bank and when I tried to go pay it today they had charged me a late fee!!! I ...
I need to get a loan for 270,000 for a house. Additional Details i can put down 20,000. My financial status, well the house will pay off itself. im pretty sure theres some way for an 18 ...
I have got a debt of £600 on a store card. Would it make more sense to transfer this to a credit card that has 0% on balance transfers and 0% interest for 6 months and pay it off via this instead of ...
My brother would like to pay off an outstanding loan but the only way he could do this is by getting a credit card and using the credit to pay off the £2000 loan.
i have 4 credit cards which are up to the limit and an overdraft, i have been offered a loan to pay it all off £7500 over 5 yrs, the monthly repayments are just over £200 per month my minimum ...
something even though its not what they require. Say they want 25.00 a mo. and i can only send 10.00. Can they do anything? I know once it goes to collections it ends up on your credit also. In ...
Yes dear. You spent the money. If you objected to the increase you should have called and had them lower it or not spend the money.
Chasiufan
Definitely. Those agreements printed in tiny unreadable fonts are absolutely watertight.
Krissy
it's in your contract honey, they don't have to tell you that they raised your limit.......besides, you weren't complaining while you were spending away!
angiethompson882004
Yes you are responsible.
schoolot
Sure are.
melissa31011
You are legally responsible for any charges you incur. They do not have to get your authorization to increase your limit. If you do not use that increase you can not be charged for it.
samantha s
If you used the credit line I would think so
Mariposa
Yes, you still charged the amount. Look on the bright side, with your limit being raised, the amount you charge will be a smaller debt used compared to credit available usage if your shopping habits don't change. (This will help your score increase.)
Crissy M
Yes. Credit card companys view this as a "perk". Since you have paid on your account in the past and maintain good credit, it is their little way of "rewarding you".
Phil O' Brien
Yes. You are responsible for all charges you authorize on your card. They don't need your authorization to raise or lower your credit limit.
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