 What's a good, SAFE website or way to check my credit score? |
| I thought about freecreditreport.com, but I just wanna make sure that's safe and reliable. If not there, then where should I go? Thnks! 10pts Best Answer!... |
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 Im thinking about filing chapter 13 and doing debt consolidation, any thoughts or experiences? |
| I pay all my bills on time (for the most part) but it's nothing but the minium, I was thinking about doing chapter 13 debt consolidation, is this wise?... |
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 What happens when you can't pay your credit card, I owe more than I could pay off in a lifetime? |
| I owe 20.000 dollars@ 500.00 a month. I no longer can pay it.I feel extreamly bad, and scared of what might happen. My name is the only one on the account, I know it will ruin my credit , but will it ... |
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 My boyfriend is concidering breaking up with me but is unsure, what do i do? |
We've been going out for two years and things have been rocky between us latly, i wont lie.
im still in love with him but hes unsure if he loves me.
He said either way he ... |
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 I owe $6000 in credit debt, but i am unable to make payment. I am out of the Country right now and wouldn't be |
| coming back anytime soon maybe more than 10 years. Any suggestion about what i should do about this debt? I am not so worry about bad credit because i wouldn't need credit for anything in the US ... |
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| Credit Score When Buying a Car? |
| Does buying a car affect your credit score? Does it go down because you've made such a large purchase, or up because you qualify to buy such an expensive item?... |
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 Who in the HE** came up with the idea of credit checks to rent an apartment or house? |
| I feel that is a bunch of bull!! I am having a hard time trying to find an apartment or house for my family because I had a car repossesed. Now, thats crazy!! The reason I couldn't pay my car ... |
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| Do I have to pay a bill from my doctor that I went to 4 years ago? |
I just received the bill of $400.00. I don't know the details. I know I didn't have any blood test as the bill claims. I only went to take care of my acne.
Do I have to pay ... |
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 Could you tell me how to save money? |
| Because I always waste my money soon.... |
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 Can we be turned over to collections even if we are making some sort of payment a month on the account? |
| There's a school account that we verbally agreed to make a monthly payment on for a certain amount. We fell short this month due to extra bills piling up so we made a payment that was less then ... |
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 Plese tell me how bad or fair my credit scores are? |
| hi i would like to apply for a loan through a credit union (TDECU) but i'm scared my credit score isnt high enough. my future husband has somewhat good credit and is already on his second loan ... |
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 Can debt collector file lawsuit? |
| ok yesterday i sent a debt verification letter to this debt collector. ive already talked to them once but didnt agree to anything or give any info. just so happens some lawyer i think has something ... |
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 Anyone know a place to actually GET a loan with bad credit? |
| We want to, more or less, get a loan for debt consolidation. We screwed up in the past, and have never been able to catch back up again to do it "right" We've gotten our sh** ... |
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 Credit score? |
| I have a credit score of 550 and I am trying to get it up. I have paid off the majority of all the stuff that was bad on it except a few Dr. bills. I tried to get a home loan and they told me that if ... |
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 Can i sue my credit card company? |
| I try to make is short. Last year, I made my final payment on my interest free consumer credit card via online banking. When I got my following statement it shows that payment was not received and I ... |
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lived and learned | Am I the only person who makes two payments on their credit card bill in one month? |
I've done this once before and only because I have a bit of a balance. Guess I figured if I have the money in my account right now, might as well make another payment on the credit card, before I spend the money and then don't have it for the next month's bill. It's my first credit card ever. Does anyone else tend to do this, or is it just me?
Additional Details
Thanks everyone for answering my question. I've never had credit before and am trying to build credit.
*Doug, I hope they don't raise it, it's already 19%. Thanks everyone, have a great day. |
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hungry man
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This is a great way to pay off the credit card early and save a lot of interest. Look at the interest rate your credit card is charging you and then consider that an early payment has just avoided that amount of money out of your pocket. Keep this up and you will look back at this and say "that was pretty wise of me". Good luck and keep it up. |
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Longhaired Libertarian
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My wife and I make several payments during the month, depending on how much we are using the card. I always pay off the balance each month, there is no interest charged if you do. Have two main cards, one for my business and one household. |
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leonardhomes@sbcglobal.net
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Yea I do it from time to time |
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Craig T
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Nothing wrong with making 2 or more payments.
What I usually do is pay the minimum due immediately after the statement cuts that way if something happens, I get busy, whatever the payment is already made. Then I almost always pay at least 1 additional payment during the month. |
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peilthetraveler
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I only make two payments if the bill gets too high. For instance, i pay my rent with my credit card (875$) and if my balance during the month gets over 1000$ i will pay it, then at the end of the money i will pay any extra money i have put on the card. I also only use my card for things i would normally pay cash for and i dont use it as a loan to buy that big screen TV or Stereo or whatever else. |
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Stinky's Mom
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I do that...when I have the funds available to.
What I do is make my usual payment and then whatever I have extra I split between my savings and the credit card. It's made it really easy to pay off. |
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ibamyb
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I usually only use my credit card for online purchases or at Christmas when I don't want my hubby to see what stores I am buying from, or my 1 "store" card that I get points towards purchases that that store.
I usually pay the charges off as soon as they post to the account (check the charges online and then use my banks "web pay" feature) or very soon after that. (Sometimes twice a month.)
No finance charges!
I started doing this when I made an online purchase with one of my cards intending to pay it off when the bill came. Well, the company switched billing systems and in the switch it reverted my address back to an old address (from 3 yrs prior) and I never got the bills and got hit with 2 months of late fees, finance charges, etc and a ding on my otherwise perfect credit! :( |
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bobby d
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I do that also. It will save you on interest - but for me, I do it to keep from spending it on something I don't need and use if for debt reduction. I also make two payments a month on my mortgage which cuts years of the payoff date. |
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Doug
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I do it. Credit card companies don't like it, sometimes they will rase your intrest rate because of it because they aren't making more money off of you from intrest. (it happend to me once) If they do, just ditch that card and go to another one. |
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