Has anyone ever heard of Trinity Credit services from Texas?they do credit repair and want$1500 to do 2 people |
| I found these guys on the web. They have been in business 10 years. Their rep says for my husband and I it will be $1500 because there is so much to clean off. This seems excessive but I have not ... |
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I am being taken to court by a law firm that bought a delinquent credit card account I had about 6 years ago.? |
| and never paid it off. The law firm wants to garnish my wages if I go to court (I am trying to settle with them out of court). How much can they garnish my wages? I live pay check to pay check. All ... |
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I just turned 16, am i able to get a credit card? |
| can i get a credit card or do i realy havve to be 18.....THANKS FOR THE HELP!... |
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A friend, ex friend, used my credit card, without my knowledge, to purchse from Victoria's Secret.com...? |
| and this was about a week ago. Can I cancel the order and will I get all my money back? All of it? The order is expected to arrive on January 14 or 15, 2008.... |
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Credit repair? |
Has anyone had their credit repiared by 3rd Eye Inc. Additional Details i already am in the credit repair program but i want to know has anyone heard of this comapny i am already with ... |
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Debt collectors? |
| i got a letter from a debt agency today stating that i owe an internet service provider €769.69 for a service that was supposed to be cancelled. But what i was wondering was if i do owe this money ... |
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Is a credit card a bad idea for an 18 year old? |
Additional Details basically i've just got a credit card and every1 keeps saying what a bad idea it will be.... but i've only got a £200 limit at the mo anyway?? how can it ... |
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Unfair credit card? |
| Hi there. i recently made a couple of late payments but paid immediately the next month on top of the fine. ive been a loyal customer for years and had a low interest rate but now they have withdrawn ... |
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Can i get a loan or credit card with no credit? |
i am 19 and i need to borrow about 1000 dollars to pay some bills and rent. I have no credit or anything but i only need this money for around a month before i can pay it back. any advice? A... |
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Tell me how to get "un" "royally screwed"? |
| Before I begin let me just be completely honest. I have just up and left two apartment complexes, I am on chex systems because I owe 200 to one and around 600 to another bank. When I was 15 my "... |
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My sister is using her 2 year old daughter's information to get credit cards, how can i stop this? |
| Well, as shameful as this may be, my sister has a two year old daughter and i just recently found out that she's been using her daughters information to open accounts such as credit cards, cell ... |
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Why should Americans use cash instead of credit cards? |
| For Americans it’s much easier for us to slide our credit cards then to pay with actual cash. Most Americans are trying to manage their money in this tough economy and are slowly going back to ... |
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Bert | Any body tell me about payday loan? |
What is payday loan ? and how can i take this with no faxing ,and i also have bad credit history? |
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Floretta Z
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Bert, You might have to reasearch more options, bad credit hurts a lot of people. http://www.americaschoicetoday.com/Payday-Loan.html |
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MamaMelo
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The best advice I can give you is DO NOT DO IT!!!!! It's a predatory lending practice that sets you up for failure. There is no limit to the amount of interest they can charge. So you could wind up paying $200 in interest a month on an $800 loan! They count on people with poor credit and people that are uninformed on their lending practices. You would have a hard time getting out of their debt. None of your interest is applied to the principle and you could pay forever. |
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mel
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you should not consider this' it's throwing away your pay before you earn it.
but it's a good setup question for a clickthru link for your friends at yahoo. |
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Future Citizen of Forvik
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Payday loan are a bad deal. They make you give them a check and they threaten to cash it if you don't pay them off. Then they will take smaller amounts as interest to keep from cashing the bad check. |
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Lily B Talus
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Not if you are in the U.K....generally though they are not a good idea as you'll never get straight. |
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jesse77521
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Unless you make thousands of dollars a paycheck you can count on getting a payday loan and then losing your entire next paycheck and then some. Their interest rates are absolutely disgusting and you will get sucked into a cycle of refinancing that loan over and over again until you just can't make it anymore. If you're really hard up for some cash that you would even consider a payday loan you might want to try pawning something and getting a collateral loan that way. I have opted for that method when I'm in a crunch - the best thing is even though you're paying back the same type of interest as a payday loan, you can make the payments in installments and you can get your collateral back when you're done paying it off. |
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grayhambone
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WOW. Another setup question by our friends at Yahoo. :( |
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Betty Iguana
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Taking a payday loan is a bad idea. The interest rates are outrageous! And these loans are set up to where you never get from under them once you get started.
You know that anything with a multi-state ban and a US Military ban is bad news.
If you need quick money, ask a family member. Or, just cut back on all unnecessary purchases/bills and suffer for a little while. No more haircuts (or go get an $8 cut at the local beauty school), no more manicures, no more valet parking, no more cable TV. After a year or so of cutting way back, you'll be able to clean up your credit and save some money.
It will be hard at first but after a while you'll get used to living on a budget and you'll be glad to have some money in savings! |
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jeremy r
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in the states, they give you this loan ( the pay day loan place) say it was 100$ you have a week to pay it back but youll pay back say $125- $145. its ok if your in a pinch. Better be sure you can pay it back!!!!!!!! |
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Amenda D
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payday loans are short term loans in which one can borrow an amount up to 1000 pounds and you have to pay back the borrowed amount by your next payday. The most salient feature of this loan is one don't require to have a good credit history and no faxing of documents is required as well for availing the loan.
You can get more information about what a payday loan is here:
http://www.ask4paydayloan.co.uk/what_is_paydayloan.html |
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headie
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I used quickquid.com they were good but charge you a wild rate no faxing or anything.. but u would need to be very desperate to use them.. rest are awful dnt go there if you can help it |
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heather h
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they are horrible designed for middle (i think middle upper class) and if you are not at that level financially it could be a bad idea to get one because it can take forever to pay off...
Bad credit doesnt matter because a lot just require you to be employed, have a bank account with direct deposit, a check, and a utility bill showing your current address this way they can take the money for the payment from your bank account (whether you can afford it or not) on your payday when your direct deposit goes through.
If it's an absolute rut for the holidays or something at least tax return is around the corner to use it to pay it off. I know a couple of people who were already living paycheck to paycheck and got into even worse situations because they couldn't pay them off. In PA most of the places that do them in person were shut down or are not allowed to do payday loans and the only 2 in my city left have a max amount of i think 250 the first time and 400 the second and subsequent times you borrow.
for info on payday loans in general check out this site (especially section 5 & 6)
http://en.wikipedia.org/wiki/Payday_loan
if you still are interested do a google search for "payday loans no faxing" you might find some with no faxing
sorry for being so long - winded but hopefully this helps. |
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Saman
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I tried this http://www.e-paydayloan.co.uk/apply.html a few months back. They have online application form and you don't need to fax anything.
it just get approved on the same day |
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brown W
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Good day,
I am Mr Brown Walter, a reputable, legitimate & an accredited money Lender.
I loan money out to individuals in need of financial assistance.
Do you have a bad credit or you are in need of money to pay bills?
I want to use this medium to inform you that i render reliable beneficiary
assistance as I'll be glad to offer you a loan.
Services Rendered include:
Refinance
Home Improvement
Inventor Loans
Auto Loans
Debt Consolidation
Line of Credit
Second Mortgage
Business Loans
Personal Loans
International Loans
Please write back if interested.
Brownwalterloans0@yahoo.com
Tel-+234 805 401 2911
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Ricanprincesa
 |
Although PayDay Loans are know to be horrible (which most are) I have found a really good one that has helped me for about a year now. They only charge $8.75 for every $100 you borrow and give you extensions on your loan for a small fee instead of charging you outrageous interest rates like most other companies. I have bad credit and they have approved me every time. Depending on the info you provide them, will determine if you will have to send them anything. Here is the info. if you are interested:
DiscountAdvances.com
If you tell them you were referred by a friend or family they will give you 50% off your loan: Enter code TGJGZB
HOPE THIS HELPS! Good Luck ;) |
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Margaret J
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Hello All,
Well I wont be criticizing payday loans like most of you'll have done. As per my knowledge is concerned, Payday loans are meant for a specific reason. Keeping in mind the emergencies of medical payments, bill payments, credit card payments etc and when you have no cash in your pocket and even your payday is far off. The birth of payday loans was because of such reasons.
Now offers like bad credit history and still eligible for payday loans, no faxing required and instant cash requirements fulfilled are putting an artificial pressure on the borrowers to take these loans.
The borrower should be quiet careful as the charges are disclosed at the time of taking the loan itself. Everything is clear enough.
But in the times of emergencies even the highest charges are acceptable if you are fulfilling you immediate cash requirements.
The borrower should analyze as to what sort of a loan best suits him/her. A payday loan fulfills your immediate cash requirement and therefore a its own niche in the category of loan products.
Regards |
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