 What rights do co-signers really have? |
| I was stupid 2 years ago when my neice needed a cosigner for her student loans. She promised me and her mother that she would never, ever not pay the loans. Well, now she has changed her mind and ... |
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 Which one is it....? |
| I work at a bank so I should know this but everyone gives different answers. When you get your credit card statement is it better (credit score wise) to pay it off in full or just pay a big chunk. B... |
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 How do I get the creditors to stop calling? |
| My fiance's creditors (NCO Financial, Canada) keep calling my parents house asking for him. I have told them SEVERAL times that this was the wrong number. They have my fiance's number but ... |
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 How much will it hurt my chances of buying a house if I.....? |
finance a motorcyle that costs $10,000. My equifax score is 687 and my experian score is 724 and I don't have my TransUnion score. Also, I wont be buying a house until October.
I ... |
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 If you had to guess, how much personal debt do you have? |
| Not counting car loans or mortages. I know this is a tough question and most people would not want to answer. But I am just trying to guess where I stand, if anyone is willing to answer.... |
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 Does your credit score go down if to many credit lenders look? |
| I am looking to buy a house and want to seek a few different options before buying. If I have them all pull my credit will this cause my score to decrease? Please tell/show me how you know this.... |
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 Is a credit score of 645 good? |
| i was thinking of getting a loan to get a house built for when i get out of college. will that be enough to get a loan?... |
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 Credit card nonpayment? |
| What will a credit card company do for balance of $5300 that I owe them and am not able to pay?... |
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 What should I do? |
| I found out via my credit report that in 1995 my sister used my SS # to get a phone in her name, now I have a $430.00 bill. How should I handle it? Should file fraud, pay it myself or demand she pay ... |
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 How to start my credit history? |
| What is the first step should I take to begin my credit history? Loan, credit card?... |
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 Is it better to pay off old debt? |
| my husband has some old stuff on his credit report that is now in collections. some of the things are 3 years or more old. is it better to pay these collections off, or will they eventually fall ... |
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 I am 20 years old soon to be 21 is 710 a good credit score for me? |
| Does everyone start off with a score of 830 and then it drops down or do you work your way up to a perfect score? What does my score of 710 actually mean? I do have credit cards but whenever I get ... |
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 Should I take a loan offer from the United Kingdom? |
| I have had 3 or 4 loans offered to me and they want me to wire them a 200 dollar lawyer fee. Should I or has anyone else in here done this. I am in desperate need because of school and also my other ... |
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 My credit rating is awful.? |
| My curent credit score is 511. I have been paying ALL my bills on time for 8 months now and have also cleared 2 defaults, but my score isnt improving. Ihave registered with experian and have been ... |
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 Is there somewhere i can get my credit report for free? without entering a credit card number...? |
| i don't want to give up a credit card number...i feel that if they say FREE CREDIT REPORT that i should not need to provide a c.c. # sounds like they are trying to pull a scam...i know that i ... |
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 Credit score below 520 and in need of a loan can any body help? |
| i am in need of loan and my credit score is below 520 due to a divorce I am a single mom with 3 small kids I am looking for some lender that can help me I have no money to pay out and prosper my ... |
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 Should I get a personal loan to pay off credit cards? |
| I currently have two credit cards (#1 - $1569.94(14.99%), #2 - $4,153.37(15.99%)) I'm having no problems paying them down, even though it is going down quite slowly. I am usually paying the ... |
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 I need help really really bad.? |
Hi and thanks for taking time to help me.
About 2 months ago I was preapproved for a new/used truck from a reputable dealer. I took every precaution known to man to make sure it was true before I... |
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mariposa6809 | Any good loan advice out there? |
I've got a fixed loan from Natwest that I took out earlier this year to consolidate various bits and bobs. It was for £15,000 but with interest over 5 years I'm going to pay £22,000.
Paying off 374 a month which is quite tough, but looking to whack more at it to get rid of it quicker.
What I keep asking Natwest (who fail to give me a straight answer) - will I end up paying less if I keep whacking a chunk at it every few months? They said I'll pay it off sooner - that goes without saying - but will the interest recalculate automatically, so I won't have to end up paying the full £22,000?
Does anyone else have a similar loan and be able to answer my question?
Thanks! |
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The South Will Rise Again
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what you need to do is every 12 month get the amount owed re added with the new amounts left to get the less intrest on it |
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Hibee
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There may be reference to this in the paperwork you signed when you took out the loan.
If not, and if they refuse to answer your queries, tell them you are going to write to Jessica Investigates, in the Daily Telegraph. That should shift them |
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Paul S
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Did you take out payment protection insurance? Did they tell you you needed PPI? If they did then you have grounds for miss-selling. On a loan of 15k the PPI will be high. Have a look at Moneysavingexpert.com. He tells you how to go about claiming this back. If you pay back a loan early then you would pay less interest. I doubt the bank would be interested in calculating what you owe every time you pay something extra. Email me if I can help any further. |
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Ian M
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Depends on waht you signed up for. If you are paying interest on the outstanding balance then more payments means less interest.
If, as is often the case, you have agreed to pay off a fixed amount over a fixed period then the Early Settlement Regs will apply and you will have to pay a proportion of the cost of credit.
These regs are complex and you will need to see a debt councellor or other financial advisor (use voluntary not private who will charge) |
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esmerelda v
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Please make an appointment to see the citizens advice bureau, they are experts at dealing with this sort of thing |
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Vance S
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j |
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James William
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Hello Everybody,
I am James William, a U.K resident and a second year student of university of liver pool. Just a months ago i walked into the hands of some dubrious person(scams), when i was in search of a loan of € 4,500 Pounds to enable me fund my education since i lost my parents in a gharsly auto accident while they were away on vacation. the scamers parted with my € 540 Pounds, which i managed to gather from friends and families to enable me takr care of my bills for lart two months. I decided to tell Betsey.A.Braiaton who communicated the story to Adrew Fulp who happens to be my Vic president for academic services and has got link with various notable lending firm accross the globe. By this means using it to bring a globarlizetion to the world, many student and business men having finacial problems have been able to complete their education to bring a globar happiness around the world .
My happiness now is that i have not only gotten the loan(€ 15,000 Pounds) to pay my tuition them Harvey Loan Inc, piloted by Mr, Patrick Harvey, i have also been able to establish a chaned to allow me collect money at very low competative interest rate.
since they have assured me thet i can come for more funds as long i am a genuine person for requesting it and that there is a possibility of repayment at the stopulated time.i have never ever seen this kind of wonder in my life and i decided i will tell it to the whole wild world and i need every one to thank GOD for Mr Patrick Harvey, the man GOD used to rescue me even when all hope had been lost and gone and i will say to every one, no matter how dark and sinful the world is today, there are still GOD fearing and reliable people on earth and if you are in need or require a loan legitimately and Government approve lenders, i will advice you contact this loan lender and you can reach him via patrickharvey12@yahoo.com and i want you all to pray for this man for me and you will also tell the world your own story. |
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G B
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Try this site, its free and you can get loads of advice , its also helped me a lot.
moneysupermarket.com |
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Thomas C
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Credit cards have become a necessity in society nowadays, you can't go anywhere without having to use one. That's why it's imperative to maintain a good<!--credit rating and use your credit card smart. Lots of credit card related question been asked here and yours just another one. Check it out this website, hope it helps.
http://credit-cards.awardspace.com/
After all, without a credit card, it's harder to live, and especially hard to shop online. Credit cards are charge cards where all your-->purchases are charged to your account. Before applying for one, allow yourself to learn as much information as possible, including the policies pertaining to a particular usage. |
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steven
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the quicker you pay it back the less it will cost you, it always does, that's why they won't give you a straight answer |
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Sarah G
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Don't buy "junk" on tick just to keep up with the Joneses. |
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