 If you had a friend or family member with Bad Credit? |
| Would you let them use your Social Security number to buy a car, get a cellphone, get credit cards, or take out a loan? Even if they told you they would pay you back?. People do this a lot because ... |
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 What can we do about debt? |
| We have alot of debt...around $6 or $7000 dollars worth...We want to eliminate some of that debt but how? what can we do? My husband is military and was wondering if we could get like a VA loan or ... |
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 Ebay purchase and paypal payment? |
| I purchased an item on ebay on friday evening through paypal and i received confirmation to my email, on my paypal account it reads TRANSACTION COMPLETE & PAYMENT STATUS complete. Another e-mail ... |
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 Understanding my first credit card?!?!? |
| I currently have my first credit card,and i'm still a bit confused. I have 1,000 of available credit.After i pay my first months payment,or minimum payment does my credit get renewed and go back ... |
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 Bill Collectors Stop!? |
ok i just want to know how do i stop bill collectors from calling my job??
Additional Details
umm i know that much people this was actually an apartment that i broke my lease cause the ... |
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 Help repairing credit, what do I do now? |
| I am 23-yrs. old and I am desperately trying to repair my credit. I have paid down all my collection accounts except for two medical bills totaling $1800.00. These two accounts are 4-years old. H... |
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| What is the best way to build up my credit? |
| I'm 20 and of course I pay my phone bill and rent as well as electric and other utilities. But these obviously aren't helping my credit enough to even be able to consider buying a home. I ... |
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 Does anyone know if it negatively affects your credit score to apply to too many companies for credit? |
| I have once applied to several different companies in a short period of time but I do not do that consistantly. I have heard though that it CAN affect it because of this reason. What do you think? I ... |
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 Life Debt and living with it as a 21 year old? |
| I attended a online college (westwood college online) and relized it wasnt for me. Well...I am paying for my mistake 25,000 in debt. The school keeps on calling and calling and one of my loans has ... |
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 Why don't the Banks just print more money to cover the "Credit Crunch? |
Oh, they already did that, Ok then, why dont we just photocopy Banknotes to pay off our Credit Card bills, surely that would help, all pull together, kind of thing?
Additional Details
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 Can i get a loan? |
| My credit score is 546 (very poor) but i have a great opportunity to buy a very profitable business with an investor who will put down half of the money. Is it possible, with a co-signer, for the ... |
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 What credit score do you need to get a credit card? |
| I have around a 650, does anyone have any good suggestions on a card for that score?... |
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ellie | Any ideas how to get a mortgage without a credit check? |
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I dont know!
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Unfortunately you won't get a mortgage without a credit check. Most lenders are licensed to be able to give loans, and therefore have to abide by certain criteria in their underwriting process. Reviewing a credit file is one of those criteria. Lenders (personal or secured) offer various rates to customers of different credit worthiness. The only way to determine what product you would be offered is by doing a credit check. |
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bluecow
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u cant |
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Keith G
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It can't be done! |
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gavmel259
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Impossible. You are not talking about them lending you just a few quid. |
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jizzumonkey
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loan shark
but am guessing u wanna keep your kneecaps |
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B
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Now why would someone trust you with at least a hundred thousand dollars without at least glancing a little? Especially with the mortgage crises that's going on now. Its actually worse now because they not only pull it once they pull it about three times by the time you close and they want explanations for EVERYTHING negative on there. |
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WelshLad
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It's impossible. |
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src50
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Ain't gonna happen. |
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Gary
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I hope all lenders do a credit check. That has been the problem in the United States and is the root of the problem in the first place. Too many people were given mortgages that should not have received one and that is why we have so many foreclosures. It was simply called greed and I placed a lot of the blame on banks and mortgage lenders. |
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Pengy
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Well you can dream that it happens, but in reality it will not |
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ckm1956
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Even before the recession hit last fall, it was impossible.
Why should I lend money to someone that wasn't assured to pay it back? |
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Lily B Talus
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no one will lend you money without knowing whether you are likely to be able to pay it back |
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Bunny D.
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Not with any "lender" except an Owner who will finance. I have sold houses owner finance and I can tell you I want to see a good chunk of money down and the ability to pay in case I have to repossess it. Good luck. Save your money if you want to own a home. The easy days are gone for now. |
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