Any place that will give an auto loan to anyone with credit score of 465?

You name it, it is on my sisters credit. Repo, past due credit card bills, hospital bills, etc... She really needs an auto loan for at least $5000.00.

That's not a good FICO score, but (American) auto manufacturers are getting very desperate. Who knows... someone at "the big 3" dealers may go for it. Watch out for extreme interest rates though!

Of course! just be ready to pay an arm & a leg in interest!

She should be able to get a loan - she will likely end up with an wopper of an interest rate of 12 - 13%

Her best bet would be to try a multiple lending service such as on of the ones reviewed here:
http://www.consumerresource.info/auto-loans.html

Another option is to try a "buy here pay here" local dealer. Sometimes, they are not concerned with credit as much as they are employment.

Either way, its doable, just costly.

Yea, look for places that dont care what your cradit score is ususally called Special Credit auto loaners. Look around im sure you'll find at least one!

SHE PROBIBLY WONT GET IT WITHOUT SOME REALLY HIGH INTREST. MY TRUCK PAYMENT IS 498.00 MNTH. ONLY 193.00 OF THAT IS GOING TOWARD TRUCK. INTREST EATIN ME ALIVE.

I know that with that low of credit score I don't think she will be able to a car loan. the only thing I could tell you is find someone who will sign a co loan with another person.
My credit is bad too and can't get a new car either. So I understand how you feel.

sure do
http://www.wesayes.com

Oh yeah.. there are a lot of places that will - but you will definately see a HIGH interest rate.. My suggestion before you apply anywhere - is start to get hercredit cleaned up...

#1) Pull all your reports. Not online, request actual physical copies. They usually contain more than what an online report does. This will give you a start on where you need to go with your reports. Also, keep them. Never toss them. They are proof later on if you need them to refer to if you ever get into a legal situation regarding your credit (lawsuit etc).

#2) Dispute. Dispute anything that is not correct including, balance amounts, lates, etc. If you have only one or two lates, I would call your creditor and see if you can get them removed via goodwill gesture, or send a goodwill letter. You can find some great letters on some of the credit boards like creditnet.com and creditboards.com.

#3.) Collections? If you have any collections on your account or anything that should not be there, send a DV (debt validation) to the creditor asking to prove the debt. If they cannot, they have to remove the debt off of your report by law.

#4.) You have rights - check out http://www.ftc.gov/os/statutes/031224fcr... for more info.

#5.) check out some of the posts on creditnet.com and creditboards.com for assistance.

#6.) If you have no credit, or want a temporary boost - have a family member or really (really, really, really) close friend add you in as an authorized user on their credit cards. Make sure the balances are not high, otherwise this could hurt you more. The higher the available credit, the more your utilization will go down on your report - therefore bumping your score.

#7.) Avoid unnecessary inquiries. Hard pulls can hurt you, so avoid applying for new credit cards unless necessary.

This of course is a shortened version of things you can try. Research info on those links I provided you. You can increase your score spending just a short amount of time per week, sending letters to creditors etc. I increased my score over 100 points in less than 6 months. Depending on your situation, this could take shorter or longer time, but at least you have somewhere to start. Good luck!

many companies even autoway will finance you. its either a higher interest rate or more of a down payment. i have known some that you can buy a porsche if you wanted it. no credit needed. late model cars with nothing down, with no interest, but the payments are high as the price is inflated to cover the cost of the interest. just shop around as you can find them. dealers will do it on late model cars, but you may have to put 20% to 50% down. good hunting.

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