 Has anyone been through credit card identity fraud?!? |
| I just got notified that there has been a $10,000 cheque withdrawal out of my mastercard that I never made!!! Luckily the bank stopped it. I just want to know how I can protect myself in the ... |
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 Where's the best place to check your credit score? |
I know a lot of websites offer this service, but isn't there a free website where the govt. allows you to check your score once a year?
Is this safe, or could a computer hacker get in ... |
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 Am I in position to get new car without going overboard? |
| I owe 2975 on mazda 2002. in bad cosmetic condition, first car, no late payment, no repo, credit score 561. monthly income 1911.00, I want a new car, looking but scared to make wrong decision. should ... |
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 How can i raise my credit score?? |
| Im 21, i've been working since i was 16 at the same place. I've applied for bank accounts but because i have no credit they wont let me open an account - i have my wages paid into my ... |
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 If you had a friend or family member with Bad Credit? |
| Would you let them use your Social Security number to buy a car, get a cellphone, get credit cards, or take out a loan? Even if they told you they would pay you back?. People do this a lot because ... |
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 What can we do about debt? |
| We have alot of debt...around $6 or $7000 dollars worth...We want to eliminate some of that debt but how? what can we do? My husband is military and was wondering if we could get like a VA loan or ... |
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 Ebay purchase and paypal payment? |
| I purchased an item on ebay on friday evening through paypal and i received confirmation to my email, on my paypal account it reads TRANSACTION COMPLETE & PAYMENT STATUS complete. Another e-mail ... |
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 Understanding my first credit card?!?!? |
| I currently have my first credit card,and i'm still a bit confused. I have 1,000 of available credit.After i pay my first months payment,or minimum payment does my credit get renewed and go back ... |
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 Bill Collectors Stop!? |
ok i just want to know how do i stop bill collectors from calling my job??
Additional Details
umm i know that much people this was actually an apartment that i broke my lease cause the ... |
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 Help repairing credit, what do I do now? |
| I am 23-yrs. old and I am desperately trying to repair my credit. I have paid down all my collection accounts except for two medical bills totaling $1800.00. These two accounts are 4-years old. H... |
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| What is the best way to build up my credit? |
| I'm 20 and of course I pay my phone bill and rent as well as electric and other utilities. But these obviously aren't helping my credit enough to even be able to consider buying a home. I ... |
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 Does anyone know if it negatively affects your credit score to apply to too many companies for credit? |
| I have once applied to several different companies in a short period of time but I do not do that consistantly. I have heard though that it CAN affect it because of this reason. What do you think? I ... |
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Shaun R | Any repayment tips for loans and creidt cards? |
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surfinthedesert
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Yeah, whatever you don't just pay the minimum! It will take you 30 years to pay off a credit card doing that. By paying the minimum PLUS 25% (if the minimum was $100, you pay $125), you can pay off the card in under 3 years. Less time if you make higher payments. |
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totollyme23
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oh poop |
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ramjet
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First and foremost - cut up your credit card or freeze it in a chunch of ice in the deep freeze....
Second - keep plugging away at those payments or consolidate all payments into one using a reputable finance company.
Once you are free of credit card debt - you can re-evaluate your situation and decide if you can handle having the card again. |
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User Name
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pay as much as you can, as quickly as you can |
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tt
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For what it is worth this might help. There is a free download software look at my profile for the url finance. The software gives you a perspective of where you are with your debts and gives a strategy on how to clear them. Its shareware software that I used with some success. It just might help you. |
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jameslankford
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yes, as soon as you get your paycheck, pay your bills for loans and Credit cards. If you find yourself with extra money than pay extra towards your loans principle. Get yourself out of debt then save money to pay cash only for most purchases. Never be late and always pay extra! |
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?
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Pay as much as you can each month? |
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Darby
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Yes, always pay at least the minimum before the due dates. Never being late on a payment is the key to a good credit score. If you only pay the minimum, though, you will never get out of debt. You could look around for a very low interest credit card (it might be for only 3 or 6 months), use it to pay off your other debts if the amount isn't outrageous, and then pay as much as you can possibly afford each month to whittle down the total. And keep on doing that. If you have a home, you can look into getting a home equity line of credit and use it to pay off all your debts. Home equity lines are running at about 8 or 8.5 percent now. Good luck. |
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Nusha
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Paid them off as soon as possible and never use them again. Possible exception is for a car or home.
"Them that understand interest, collect it, and them that don't, pay it!" |
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Shirrwood
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Most people spend great amount of money without much thought to what they're buying. Write down everything you spend for a month, cut back on things you don't need, and use it to reduce your debt more quickly.
At first time pay down the balances of loans/credit cards that charge the most interest, then the next. |
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ceprn
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Pay off the highest interest debt first. |
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JB
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Pay more than the required requested amount.
Don't spend more than you can pay off at once.
Pay on time -- don't be late one day. |
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realist86
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become a dancer !! better than paying credit cards with othercredit cards lol |
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