 Is a 7,000 credit card limit for a 21 year old good? |
Is that below average, above average, or just average? Just curious. Thanks.
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Don't worry ppl- I'm great at managing money and very careful with my credit ... |
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 My credit score is 453.? |
| What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H... |
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 Can Collections file a case on you and get you arrested ? |
| can that happen if you owe $600 or more to your bank, credit card company, or online company like neteller ?... |
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 Will consolidating my debt with a consolidation company worsen my credit or will it help? |
| I am in debt with all my credit cards, i was thinking about consolidating my debt but I heard that was going to mess up my credit even more. Is that true?... |
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 Which credit card should be paid off first? |
| I have 2 credit cards that I'm trying to get paid off. Card A has a balance of about 700 and an interest rate of about 9%. Card B has a balance of around 1700 and a REDICULOUS interest rate of 28... |
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 I forgot to pay my discover card payment. Will it affect my credit score? |
| I was just busy over the holidays and missed it. I paid it on my computer after I got off work last nite, but I am so embarrassed because they called me at work and wanted the payment then and their ... |
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 How can I build my credit? helppppp? |
I just turned 18 in October and I need helppp!
I can't get approved for credit cards, even the ones that say no credit history credit cards, or instant approval. I've applied for a ... |
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 I want to start building my credit, How do I do this? |
| I'll be 18 soon so how do start building my credit and keep it good?... |
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 My credit score went from 765 to 632. I have 2 hospital bills reported in collections. $953, and $480? |
What happened?
Additional Details
Is that really enough to make it drop so much, or should I check into this? Who would I call, the credit bureau? What is the FASTEST way to correct ... |
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 Need a Bad Credit Loan? |
| I am looking for a loan I have a poor credit score, looking for lenders that are willing to lend rather than waste time saying they do loans when they don't. If anybody has managed to get a ... |
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 How do you get an unsecured loan when you have EXTREMELY bad credit.? |
| I have tried prosper.com as I have seen suggested so many times on this site, but I was turned down. I need $3500 ASAP. I am desperate.... |
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 Terrible credit credit cards? |
My credit is not bad because I can't handle money, I have never had an account open in which I would receive credit if I paid on time or vice versa.
Two medical bills, small $10... |
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 My credit is about 650 and next year i want to refinance home? |
| i have a credit score of 650 got 1 credit card one small loan that will be paid by october and mortgege payment i want my score to be at 750 next year is it possible with these credits or should i ... |
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 I purchased a home for 360,000 paid 50k, down and I now owe 366K on it payments now 2700 a month, suggestions? |
| the lender will not lower the payments or the interest rate and the new appraisal on the home is 330,000. Any suggestions will help I can't afford the payments.... |
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Andrea B | Any suggestions for someone with bankruptcy on their credit that would now like a credit card? |
I had to file bankruptcy 6 years ago, because of a previous marraige. I would like to have a credit card now. It is really hard to find one that will approve me. Does anyone know of a credit card company that would approve me? |
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SPIFIMAN1
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Try Orchard bank, Capital One and First Premier.
Have to ask, why did you wait so long? You should have done this as soon as your BK discharged. |
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Steveo
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Been in your place. Contact all the credit card companies in order by the lowest interest rate. See if you can negotiate a payback and have them reinstate the card. Tell them of the circumstances surrounding the BK. It can't hurt.
You can join a credit union that has their own credit cards. They are nicer than banks, as they are working for their members and not for stockholders. |
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heidifreckles
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been there, done that!
My suggestion, you are better off without one!
BUT...
try providian, orchard bank or household credit
Also capital one! |
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mitch stein
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Captal One, but be warned they will rip you off. beleive me you are better off without the card just get a visa mac crad on your checking account and remain cash rich. |
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Loren S
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there are banks that will issue you a credit card but the interest rate is terribly high. |
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Fireball226
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if your job is good go ahead and apply for it... i know someone who is doing well after going thru the same thing and she just bought a new car... |
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Cols
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Good luck.
Your best bet is a high-interest card with a low credit limit. You are probably best off contacting your bank or a debt counselor. The worst thing you can do is apply for a lot of cards at once, because your credit being checked that many times in a row will only hurt your credit score further. |
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Beverly W
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there is always someone to give to credit, however because of your bankrupcy, you are not going to get a high credit limit, and your interest rate will be borderline illegal, your best option is to go to someone in your family with good credit, ask them to put you on their credit card, there fore their credit will become your credit, in time you will be able to get back on your feet, use this time to formulate a plan so you never have to go the bankrupcy route again, it stays on your credit record at least 10 years. |
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m_c_m_a_n
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You will have to start with a secured card first. You only have a year to go though and the BR should drop off. |
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MikeL
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Sit back and ride it out.
You know better
Don't do it again.
Pssst
7 years |
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