 Is this a scam? |
| I got this dude's e-mail address from a question on here. He says he gives out personal loans to people $4000-$100,000. He asked for a copy of my ID. He is overseas. Is this a scam? What ways ... |
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 Is there any way of making real money online from zero bucks?? time is a limit..///? |
| there are many websites tellin abt makin money online... tellin 2 giv only 30 mins .... am ready 2 giv 120 mins but is there any real way of makin money???and i cant invest money online...i have my ... |
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 I have bad credit, how do I fix it? |
| I'm in my early 20's and I have bad credit. A few years ago, I went behind my parents back and got a load of credit cards and charged about $4000. I have been trying to pay back my ... |
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 Why can't I get a credit card??? |
| My credit score is high and I have no outstanding payments due. My credit was bad in the past, but it's all been fixed and my credit score increased. I did get approved for a couple cards some ... |
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 Credit card date? |
My bank credit card asks for payment on the 24th of each month, is this because they know people are short of money a few days before the end of the month?
Do/did you ever work in a bank? could ... |
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 Is it safe working with Pay Pal? |
| How can one claim his payment from PayPal without giving details of his bank account? Please tell me in details how does it work and how can payment be claimed?... |
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 I just got approved for a $500 credit limit, do I have good credit? |
| I just applied for a Victoria's Secret card and was approved and given a $500 credit limit. I'm just wondering if this is a good limit or not? Does this mean I have good or bad credit or ... |
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 HELP!! Credit Card Debt and Balance Tranfers? |
| I have 2 cads that carry a balance, one has 132 dollars on it the other has 700. I just recieved an offer from Chase with Chase Visa Plantium Card, that offers 0% intersts on balance tranfers and no ... |
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 How do you pay for credit card bills? |
| When they send you the bill can you give them your debit card number to pay for it? Does your checking account charge money to do this even if it's not online? How are credit card bills paid for?... |
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 Help Needed, upside down car loan, divorce, no refi option? |
| My wonderful ex husband left me with a ton of credit card debt and a car worth 12K that we owe about 18K on. I signed the loan while married because I felt intimindated and pressured (really wish I ... |
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 Paying my credit card payment in full every month? |
| Okay, so I'm 19, I just got a credit card to build my credit, I've been searching around and some people say you should pay your cc payment in full every month and other say you should pay I... |
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| Best way to use credit card to improve credit? |
| I am trying to improve my credit scores, I have a credit card, but I have heard different ways of using that can help you credit (not going above 50% of limit, paying it off right away, not paying if ... |
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 In order to save our economy why cant the goverment print money in order to get us out of debt? ? |
| i know the goverment could not just hand out money but in order to repay banks to get our economy going so that banks would lend money why cant the goverment just paint enough money to clear our ... |
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 Suicide because of debt? |
right now I'm in debt: check boucing,car payments,payday loans,credit cards.and etc.
I have 2 jobs.but every paycheck I get payday loans swallows it.it leaves me no money or most of ... |
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 My Citibank card in good standing just notified me that they were raising my rate from 9% to 25%!? |
| I have never paid late, my fico score is the same (over 700) and I haven't made any late payments on any other accounts. Why would they do this? I can opt out and close my account, but is there ... |
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Where's Wally | Anyone else get duped by freecreditreport.com? |
The part that hooked me into freecredireport.com was the "free" part. Only to find out that they have a monthly hidden membership charge unless you cancel. Why can't anyone earn an honest living these days?
Additional Details
Yes I didn't read the fine print. Opt in rther than opt out should be the norm. To all those who say "read the fine print"...sorry I have a life and don't have the time. I guess I should though seeing as no one can make money these days without being decieving. |
 |
 
iceman
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LOL
Yes, its so difficult to cancel a membership within 30 days. Man that takes an awful lot of work.
They make it very clear that you have to sign up for the 12/month membership to get your report, but they dont charge you until your 30 day free trial is up. So as long as you take the 2 mins out of your month to cancel you will never be charge a dime. |
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lil_hem_n_va
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Because they tell you their not free and they are not affiliated with your annual free credit report that you have a right to. You had to give them your credit card number to get the report so that should have told you something. I'm sorry, but by not reading the fine print, the mistake is yours not theirs. You should have realized you were going to be charged for something when you got the report. They aren't really charging you for the report, they are charging you for their credit monitoring service. You can cancel it. But from experience, I know they make it clear that they are not the free credit report you're entitled to. Yes, it seems like a scam, but you were the one that didn't do the research. |
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Celeste
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Don't feel bad, you're not the only one who's been mislead by freecreditreport.com. However, they have changed their tv ads to disclose that in order to get your "free" report, you'll be signed up for their monitoring service.
Cancel the service, asap. If you really want a truly free credit report, you need to go to http://www.annualcreditreport.com
AnnualCreditReport.com is the only government approved website to receive your free reports. This site allows you to receive 3 credit reports (one report per bureau) every 12 months.
Always read the fine print. |
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surelycoolgirl
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I did it and it was completely free. You must have gone to the wrong link. It shows the one you are talking about, but it also has the completely free one as well. You just selected the wrong one. |
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Still reading
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The site you need is annualcreditreport.com, the site which truly lets you get free credit reports as required by FACTAct. Granted, they do try to sell you upgrades, but the difference is that they have an opt-in program, not an opt-out program as freecreditreport.com has.
It does seem to me, however, that it would be obvious that any site that advertises as freecreditreport.com does, must be pretty sure that they'll sell something to the user in order to stay in business. Whenever you see prominent ads over and over for something for free, you need to be careful. Free is often only the hook--the rest of it will cost you dearly. |
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becky m
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I had an awful ring around the rosie with them. They will charge you every month, even if you cancel. Sometimes twice. I changed bank account so I don't have to deal with this crap anymore. |
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Chuck P
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Ain't nothin free in this world kid |
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SG Elite
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Report it to Yahoo as abuse. You will be doing society a great service. |
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Studly
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You are standing in a very LONG line of people who were suckered by this company.
Unfortunately they are following all the rules, and they do disclose these fees (in very fine print). The government can't do a whole lot about them at this point.
Consumer education is the best course of action. It certainly does not help when people come on Yahoo Answers and post their link when people ask where they can get there "annual credit report".... |
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Sadie
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I just got my credit report and had no problem... I didn't even have to enter in a credit card. Oh wait, that was annualcreditreport.com |
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technocelt
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A few years ago, the federal government passed a law so that everyone can get one free credit report per every 12 months. The site for that is annualcreditreport.com
They don't advertize like the other companies so I think people have forgotten about them. |
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Keta
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I'm sorry to say that you were not duped, nessecarilly. I received a free report from them, no strings attached. You probably did not select the correct option to receive yours so I would not complain about them "duping" you when you clearly did not read what you were signing up for, before signing up. |
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