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 Are there any companies who will loan money to buy a car when the person applyIng is on DLA?
My father gets it and wants a car but doesnt want to lose all of his allowance to get a car -even tho its a good scheme....


 Which website is the best to get a free credit report from?
I know there are a lot of them out there but, I don't know which one is the best....


 Help im soo young with thse credit cards?
k well im 16 and i have about 6 credit cards in my name saying im 18 when im rly only 16. my parents pay them 4 me and sometimes have me give them some money from the atm for them because they have ...


 What happens to credit card debt when someone dies?
How does that work? Is your debt left unpaid?...


 Settling credit card debt?
Ive heard various radio commericals pertaining to this topic. I have alot of credit card debt well over 20k i would say; however, my credit is pretty good (timely payments, no overcharges, etc...) My ...


 Can I get an auto financed if I have a repossession?
I just had my car repoed, because they don't refinance, so I couldn't keep paying the high payment, if they could have worked with me then this would not have happened, I had a financial ...


 What is your credit card bill after Christmas?
too much? ...


 How long can someone keep a check for?
if someone has a check, and hasn't had the time to cash it yet, how long can someone keep it for, before they aren't allowed to cash it?
Additional Details
I'm the one who ...


 I'm seeking advice on spending addiction - SERIOUS answers only, please?
I don't carry credit cards, but I have a bad habit of overspending my budget to the point that checks bounce and I wind up in a financial mess. I have even been suckered into those cash advance ...


 If an adult has no credit history, what's the best way to establish one?
My neighbor is 47 and has only paid cash for everything. She would like to have some kind of credit history....


 Is it possible to get a bank loan or any loan with bad credit?
...


 Hey, I got an email that told me I won a lot of money, but now no one has responded?
This is what the email said:

WE ARE PLEASED TO INFORM YOU TODAY 17th OF July 2008 THAT YOU HAVE JUST WON YOURSELF THE SUM OF 0ne million euro file number 623-880-1121.serial number 553442:Q...


 If I make one late rent payment to my apartment, will it hurt my credit?
My roommate's bank account got messed up with pending deposits and so our rent payment check bounced... we have the money to pay it (and the late fees) a week late, but the leasers have already ...


 I have one credit card and excellent credit. Will getting a new credit card affect my credit score?

Additional Details
I have a balance of $1600. I have never been late with a payment and I have had it about 5 years and it is the only one I have. I want to transfer that balance to a 0...


 Can I make a payment to a credit card that currently has a 0 balance?
I'm making a purchase on my credit card, but the purchase will be about $100 over my limit. If I make a $100 payment to my credit card that currently has a 0 balance (so my balance will be -$100...


 I had to bankrupt a year ago is there Any chance of getting financing for a home? Income is Great!?
...


 What is a quick way to pay off credit cards?
when you don't have a job, no money in the account and don't want to mow lawns or do manual labour or borrow from family or friends....


 Is there a credit card a 18yr old can get without getting denied and no credit history?
I've tryed to apply for a few credit cards to build up my credit like letting my parents use it and them pay the bills but i always get dennied and I dont wanna have a co signer can anyone link ...


 When u cosign for someone and then the property is repoed cause they did not pay. Can u sue them in civil ct?
which court I live in calif

can u do this without a lawyer

does anyone know of a lawyer referral ...


 If I make late payments does this affect my credit?
Sometimes I pay my phone bill or car insurance bill late but I do always pay them every month. Does this affect my credit negatively?
Additional Details
I do pay the full balance owed ...



Machelle
Anyone know any decent credit cards?
for fair credit?
                     
 




jamesPurple
There's a lot on the web.

My favorite is Citibank Master Card


Executive Soul Search
Rating
Credit cards are the worst form of money. You know you have the power to spend/purchase even when you dont have cash. But at the end of the bargain you end up losing more than you wouldv'e have actually spent in the first place. If you want one, you can keep one but make sure its used only in desparate situations.


LL Cool J
Rating
they are all bad


Queen Nefertiti
Rating
Bank of america approved me for a nice limit on their Power Rewards Platinum card and i have limited credit history.

BEST OF LUCK


teenriodoll
Rating
Go to Creditland.com or Bankrate.com or Credit.com. These sites have lists of all types of credit grantors and they also have rating for each type of credit card based on terms and credit type. Hope this helps.

Good Luck


hatezfate
Rating
I like my Visa Credit Card from Providian. I got a good APR but that of course depends on your credit score. I also get my Credit Score From Transunion every month and for like 12 dollars I get my full quarterly report so I can keep track of my credit profile.

It also provides you with online account management. So you can go completely paperless and you can keep track of how much you've spent. It also gives you email alerts so you wont go late on your payments.


john d
I found some good info here.


Christina
I use Chase mastercard. I've had it for a few years and I like it. I originally got it as a student. I pay it off every month.


tweetymay
No they are all EVIL!!!!


(I know from experience.)


lsdial2000
Rating
no, they are all bad. pay cash.


Kendell W
Rating
BANK CARDS ARE THE BEST. THE APR IS ALOT LESS THEN OTHER CARDS


Jerry H
Get a bank card. I got a bank card with my bank (credit card) with 7.9% fixed APR


SuzeY
A few more details, please. Do you pay off your balance in full every month? If so, you may want to get a Chase Rewards card. If you don't, your options narrow down immensely. A good place to look would be in a current issue of Money Magazine. Every month, they have a list of the best credit cards for people who carry balances and for people who don't.

I agree with the other posters, though. Beware of credit in general. Misuse of it can lead to nightmares of epic proportions.


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