 Credit Card? |
| My friend is a minor like me, we're only 15, but he has a credit card that he uses to buy stuff online, so he doesn't have to use his mom's credit card. I was wondering where to get ... |
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 Is having too many credit cards bad? |
| I like to take advantage of the cash back of major cards and coupons that many department stores give. I have about 8 different cards. Total probably around $20k in credit limit. Is it bad to have ... |
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| Where can I go to check my credit (FREE) online? |
Additional Details
I don't have an open bank account or any other subscriptions..
But I got a call from someone saying I owned an amount.. He wouldn't tell me ... |
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 Using debit card for bill? |
| Quick question everyone, When I use a debit card, Mastercard, to pay for pizza, will the card number show up on the receipt or no?, Thanks for all the replies!... |
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 I won 4000, 000, 000 US dollars ? |
hey ppl ... i got this e-mail telling me that i've won 4000, 000,000 dollars and my ID has been randomly selected... this is part of it
"Agent In charge of Your Region in C... |
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 College Student Needing Serious Credit Card Debt Help? |
| I have about 3,000$ in credit card debt and I am a student in college and I cannot pay off all of this while working very little in college. I can't get any loans either even with my parents ... |
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 Help!!! I have a question about what I should do regarding a credit card payment.? |
I have a credit card that I am already a month behind on. Next week the minimum payment will be two months late, but in two weeks I will be able to pay off the entire balance, which I plan to do.
... |
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 I have way too many dept store credit cards that i havent even used should i cancel them? |
| they are like Kays Zales Ebay Paypal card? i never will use them cause i have others but someone told me cancelling them was bad. ihave about 10 credit cards and i want to just close some will it ... |
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 Parents using a credit card issued under my own name? |
| Apparently, I get credit card offers coming to my house address even though i go to college outside of my state. My parents have basically forged my signature and created several credit cards under ... |
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 Where do i stand with my bank? |
| i stupidly co signed for a loan with my ex five years ago. I recently found out that my ex has not paid this loan for a year! instead the bank decide to go into my account and take out some money for ... |
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 Why won't they give me a chance? |
| I need a credit card for college, but I get turned down. I got my credit report, and there is no blemishes on it. Actually, there's not much on it at all. I also don't have the $200.00 to &... |
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 Cash Loans.? |
| Where can i get a cash loan, I have really bad credit and everywhere i have tryed are turning me down tryed prov personal credit and many others, At the mo i would even consider a loan shark, any ... |
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 How can I rent a car WITHOUT a credit card? 10 Points awaits the best answer!? |
I need to hire a motor on the 7 th August. Any ideas?
I only have debit card..
Thanks in advance
Additional Details
Sorry am in the UK!... |
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 What's the worst that can happen if you do not pay your debts? |
| How long does it take before they try to take you to court and how can you get judgements of your ... |
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 What exactly is "consolidating" your bills?? |
| I know this is sort of a dumb question, and I know what it means, they put all of your bills together for one monthly payment, but does it really help? or do they end up screwing you over in the end..... |
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 Asked to cosign a loan.? |
| A family member has asked me to cosign a loan to pay the IRS. If they default, when will I be notified? Will I have to pay it all at once or can I continue to make monthly payments. If they miss a ... |
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 Credit card charges what can you do to avoid them? |
| why do some retailers charge a service charge when using a credit card as the transfer sometimes just takes ... |
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dvnlady | Anyone know of any credit cards you can apply for with little or bad credit. Please none from HSBC bank.? |
I'm looking for a credit card I can get. I guess either my credit is bad or I don't really have much credit. I already tried for ones from HSBC Nevada bank. Any others I can try for. I really need to get my car fixed and a credit card would help. I can pay it off @ tax time, and keep it for emergency. |
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$m¤¤v¥ £¤¢¤
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Here's the problem, most credit cards for little or bad credit either are secured cards (which aren't a bad thing), or they're backloaded with all types of fees that are charged well before you even receive the card. Orchard Bank, (HSBC) ironically deals with people that are trying to either build or rebuild their credit. If you're wanting an unsecured card, then this would be your best option. The next best option would be with Bank of America, they offer 2 types of secured cards. One that's fully secured which you would have to put a deposit upfront in order to determine your credit line, and they also offer a $99/$500 secured card in which you put up $99 and you may be eligible for a $500 limit. Prepaid cards are really no more than bank issued debit cards. First Premier, New Millenium, and Tribute all offer unsecured cards, but they're loaded with fees that eat up the available credit on the card before you get them like I mentioned earlier.
It's tough finding a card when your credit isn't that great, or you don't have any credit to start with. What I would do in your situation would be to start putting back money in savings to fix your car, and try a secured card. This way, you don't have to go into extra debt trying to fix your car, and you can custom build a credit card by going the secured route. |
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stormwarnfm
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Well, do you have little credit, or bad credit? Only you know this.
I know orchardbank takes higher risk credit, as does continental finance.
The only draw back is that with continental, I think they have most of your $300 credit line eaten up with fees to join, and you only have about $75 available.
My suggestion...try a private lender, like American General or something like that that is a collateral based loan. If your car is paid off, use it as the collateral, and the reason for the loan is car repairs.
That may be more what you need right now. |
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Marion K
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Stop applying for random credit. Every time you do, it lowers your score!
The first step is to find out your credit scores from all 3 agencies. Visit www.creditboards.com Then Credit Boards has a database of what the minimum scores are for just about every credit card under the sun.
While you're there, learn about how to repair your credit reports by yourself. |
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standinglynx
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Try first premier. Also, talk to your bank's loan department. They can tell you about the legitimate companies that can help you out. They may even be able to help you as long as you request a credit limit <$1000. Otherwise, you may wind up paying 23% interest or more. Also, check with Citifinancial in your yellow pages. They do loans even with goofy credit. However, their interest rate is up there. Good luck. Also, if you need your car fixed, does your local school or college have an auto shop that would be willing to help you out? |
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flasteve
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take a look at http://preferred.ecreditdirectory.com/categories/bad_credit_credit_cards |
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Crystal Marie
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you can get prepaid credit cards that help build up your credit until u can get a cash limited credit card. i think master card and visa make them...
hope this helps. good luck and have a great day! |
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waswap
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Capital one will give anyone a credit card of about $250 - $500 which will help build or rebuild credit. Watch out though some card companies like to charge you a $30 members fee even if you don't use or acctivate the card. don't be surprised by it when you get your first statement. I would start with a department store like Kohls or JCPenny first. You can't get into to much trouble with those because you can only use it in one store and they are usually small amounts.
For fixing your car, you might want to try a credit union and get a secured collateral loan. That way it's an installment loan that looks better on credit reports than a revolving line of credit and once it's paid back you can't charge it up again. If you have another emergency you can go back to that bank and probably get another loan the same type or an unsecured loan that you won't need collateral on, because you proved you can do good business with them. |
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tom
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try here http://tommmi.ecreditdirectory.com hope this will help.thanks tom |
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aleish
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Check this one: http://www.badcreditresources.com/bad-credit-credit-cards.html. It has a list of banks/ companies that gives credit cards to people even if they have a bad credit score. |
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Shortstuff13
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Orchard Bank offers a credit card that is for people with bad or no credit. |
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smiley3
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acceptmycard.com!! |
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mjbrightergem33
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I WAS TOLD THAT U can open account ,,savings that is with bank of america and soon u can apply for a CREDIT CARD TOO. MJ |
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punkmonkeyjen
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to be able to apply for better cards. contact equifax and experion (maybe transcredit also) and ask to verify certain debts that if removed will neutralize your credit. within 30 days they have to answer you and if they fail they have to remove it from your credit. You will still owe the money but it looks better. It's the scam that people use to "clean up" your credit but they charge you upwards of $500. |
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thingy
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Don't get a credit card! Wait until you can afford things before buying. You'll be pleased in the long run. |
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