 How can I get rid of my credit card debt? |
| I had a good job for a while and being stupid I charged my college tuition ($9,000) onto credit cards thinking I will pay it off within a few months. Its been more than a year an my credit card ... |
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 Why are bill collectors such jerks? |
| I hate collections calls. Is it really any skin off these people's teeth if I pay my bill or not? And what's with the rudeness and judgement, they don't know my financial situation. I ... |
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 Debit card = credit card? |
| so i have a debit card can i buy stuff online, cuz everything says enter ur credit card number, can i enter my debit card number?... |
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 Whats the difference beetween a mastercard and a visa card? |
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Additional Details
ive heard mastercard is worldwide and visa is not as much ... |
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 I saw a charge on my credit card that says "VIP Tune 6 CYP" and I can't figure out where it came from. |
My bank card company can't figure it out and it's for a charge of 29.99 which indicates a subscription or something..
Additional Details
anyone know a URL?... |
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 I'm thinking about getting a credit card, I have a job, in school, and 19 years old, any advice? |
| I don't have any bills to pay, except a cell phone bill. And I'm sure I'd be able to keep up with the bill, any advice on what to look out for and what company to go with?... |
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 Where can I get free a credit report? |
| I want to check my credit report for free and I don't want to put my credit card information. Does anyone know a good site?... |
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 Forgot to pay credit card, will pay first thing tomorrow. due by 12th. am i going to make it? |
| forgot to pay credit card bill. its due to be paid by 12th, if i pay first thing tomorrow morning will it clear in time do u think? is there anyway i can get extension/any one have any tips. dont ... |
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 Whats does COD mean? |
Im trying to order something over the internet, and when I click " will call or mail in payment (COD not accepted)", what does COD mean?
Thanks so much!... |
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 I need a company that will give me a personal loan with bad credit to consolidate CC and give me extra cash.? |
| I need the extra cash to pay off some bills that are not credit cards and to put new tires on both of the vehicles. Credit Card Consolidation will not work in my situation. I had good credit at one ... |
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 How is it possible to be in so much credit card debt. please explain? |
| as i understand it you get a credit card where you can spend 1000pounds for example that you dont have so you are effectively -1000pounds but that is the limit is it not? after a grand i understand ... |
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 I have a debt of 7000 on a credit card,would it be wise to transfer it to anothor credit company? |
| if they advertise 15 months interest free,does this whole amount need to be cleared by the end of 15 ... |
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 Will canceling a credit card i have be bad? |
| i have 2 credit cards, the intro apr is about up. i owe no balance on them, can i cancel them and reapply for new credit cards with no apr for the first year with nothing bad happening? like to my ... |
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 I need 100 thousand dollars to get out of finacial debt, but i am bankrupt...what can i do? |
Additional Details
i need to pay off house, pay off bankrupt trustee, pay off car, remodel the house and put some away for a child that is going to college in about another year......... |
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Manda A | Anyone know the fastest way to pay off a credit card? |
I have a few credit cards and was wondering if anyone had any good plants to minimise them quickly? |
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Waine
 |
hi there! Well just send them the full amount, that will do it!
Having said that, I have been posting these links below to people with similar problems and I am getting tons of best answers, not sure which one of them is doing the trick though just take your time and go through it you are bound to find what helps you out!
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me, hope it helped you. |
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lucyanddesi
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find the one with the lowest interest rate and transfer the others to it. This will lower your finance charges. then pay at least double the minimum payment (paying the minimum will keep you in debt forever). If you get a credit card application that offers 0 interest on transfers for a year or so, get that card and transfer balances.
Of course, you've got to STOP using the cards in the meantime, or forget the whole thing. |
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Jim S
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Call credit counseling services- probably 2 1/2 years tops to pay the cards off. Will stop all late charges, if any. CCS |
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Rukus1
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send them money |
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single 30-35
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don't put anything anymore on the credit card. pay off all remaining balances. |
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Penelope
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1st thing you have to do is be able to say "I had a few credit cards". Very important to get rid of them. Also, good if you can consolidate your debt and make the largest payment that you can |
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eGuy
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http://www.nohasslebargains.com/loan/clear_credit_card_debt.html
Clear Credit Card Debt
Financial Services |
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girlwhoknowsitstrue
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Pay the minimum on all of the cards, and the maximum on the one with the lowest balance. Once that is paid off, take the money you put on that one and pay the maximum on the one with the second lowest balance.
There's something psychological about being able to eliminate each of those bills that keeps you on track.
When you pay off the card, DO NOT CLOSE the account - keep it open, but don't charge anything on it - otherwise your FICO score gets screwed up (credit rating). |
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Big Bear
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You take the highest interest rate card you have and pay them as much extra money as you can while continuing to pay minimum payments on all of your other cards. Then you do the same for each card until they're paid off. |
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Fantine
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First, cut up the cards and stop using them. Then, pay more than the minimum amount due. Pay more on the cards with higher interest. When those are paid off, apply that excess money to the other cards. |
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kimberhill
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The best strategy is to consolidate the debt. You can do this by either transferring the whole lot to a single card which has a low interest rate, or taking out a personal loan to pay out the credit cards.
This will save you money to start with - the personal loan and the low rate cards will save you money on interest and annual fees.
Once you have consolidated and cleared your cards, cancel them - why do you need so many cards? It is only an enticement to get yourself into debt again.
Next you need to set up a strict budget. Find out what you can afford to pay each week and have your employer pay it directly into your loan or set up an automatic debit with the loan provider. If you never see the money it is easier to stick to your repayment plan. |
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SweetBrunette
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I cash in my retirement, along with paying the penalty fees.
Retirement was not giving me more than 8 %, not to mention that I would have to pay taxes which is about 30 %.
With the credit cards, I was already paying 10%, so I got rid of the retirement.
Nowaday, no debt, more freedom to go out. I was free from my old rotten job where my new boss was constantly harrassing and threatening me, nonstop on a daily basis. I was basically shaking, and all of my doctors told me to get out before I lose my health. I quit, and my finance had given me the freedom to choose to save my health.
Now when I get a job, I will be able to put money aside. Currently, I am happily living off with what I have left. |
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hansolosby
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Cut them up so you can't use them anymore. |
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dccuttie75
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See if they can give you a fast pay off,you know if you owe like 500 they will cut it in half for you. |
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tim d
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stop useing it so much and pay them off. get that one book from that ladey suzie ormen or w.e her name is she knows her money stuff she can get u debt free. |
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lanes
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cut them up, go to the bank, and consolidate all your bills into one loan |
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Terri L
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cash |
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Hoa N
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list smallest to largest
pay minimum on all credit credit card except the smallest, after paying off the smallest, attacking the next one
like snow ball effect |
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Mightymo
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Go to a bank and have them consolidated, then you have one payment a month with a much lower interest rate. But the bank will cut up your credit cards. |
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jan d
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Consolidate your debts:
Ways to Consolidate Debt
http://www.debt-explained.com/category/Ways-to-Consolidate-Debt.html
Credit Card Debt Management
http://www.debt-explained.com/category/Credit-Card-Debt-Management.html |
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Madare
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Everytime you get money divide it into as many credit cards as you have and pay it, eventually you will pay them off! |
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style_sex69
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Spending is always easy, right? Cause I dont see anyone asking help on their spendings. |
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T
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Get a short term loan at a lower interest than those credit cards. Tear those suckers up. |
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[-*ashley*-]
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Well if you don't have enough money maybe you can try to do some online surveys... Some online survey's can give you up to $5 to $100. |
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