 Can a collection agency change the agreed amount? |
| I've settled a debt I owed, the agent at the collection agency said that they will be debting my bank account for a certain amount for 4 months and that will suffice the amount I owe. However ... |
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 I have no credit cards or loans and im about 500 in debt from bellsouth how can i get approved for credit? |
| I AM TRYING TO GET A CREDIT CARD, AUTO LOAN, OR A PERSONAL LOAN BUT I GET DENIED ALL THE TIME MOSTLY DUE TO INSUFFICIENT CREDIT HISTORY! SO PEOPLE HELP ME OUT WHAT CAN I DO IN MY SITUATION... |
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 My husband and I are on the verge of losing everything,We both work but we can't seem to make ends meet.? |
| What do we do?We don't qualify to borrow from our 401 k Yet.We don't have enough credit to get a loan from the bank.And they say we make to much for financial help from the state.What are ... |
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 Credit card? |
| i just recieved my first credit card trying to improve my credit if i dont use the card will that help my credit just showing that i have a card and the mothly fees are being ... |
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 Why would you press the credit key even if you were using your debit card? |
I just got my new debit card in the mail. It has a VISA logo, but the bank says I should be sure to press the "credit" button when making merchant transactions with my debit card.
... |
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 I have bad credit. Is it possible for me to still be able to get a car loan for a used vehicle? |
| Without, paying super high interest rates? I also want to spare myself the embarrassment of being turned down for a car loan at a dealer. Any suggestions?... |
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 Is it possible to have your credit cleared, All bad stuff and bankruptcys too? |
| Can you pay a firm to remove this stuff? Is there anyone who has done this?... |
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 Is this debt collector messing with me? |
| I have a big medical bill that got sent to a bill collector. I called them today to try to make payment arrangements and they told me that I had to try and get a loan. Once denied I would have to ... |
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 File Bankrupcy before suicide? |
| I am thinking of ending it all due to my debt. I am wondering, should I file for bankrupcy before I leave, so my spouse and estate dont get drained with my debt?... |
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 I overdrew my bank account, now its closed, and a collection agency is calling me? |
| A lady from a collection agency has been calling me regarding my overdrawn bank account. I talked with her & she compromised with me, and I was supposed to moneygram the money to her on monday. H... |
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 Are minors responsible for a credit card in there name if recived when under 18 ? |
| I recently found out my daughter has 2 credit cards both in her name she was only 17 when she recieved them and they are not cosigned by me or any other adult, is she responsible or is the company at ... |
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 Charge off from 1995, shouldn't that drop off my credit report by now? |
| I was 18, dumb and had a CC, enough said. I don't have enough to pay a settlement amount let alone payments. Please don't tell me what I already know about my choices. Just would like ... |
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 Credit Card trouble............? |
| Got myself in a little over my head with the credit card thing....any suggestions on what to do to get out with out filing for bankruptcy????... |
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 Question about Credit Rating? |
I have an account that I am getting ready to pay off, and found out that it is a revolving credit account.
After paying it off, will it negatively impact my credit rating by closing the ... |
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ksisk44 | Application for a credit card....? |
okay.. so ive already tried applying for a credit card over the internet and that didnt go through; i tried applying for one through my bank, and that didnt go through... i need some help with this-- its f****** pissing me off! im of age, ive never had a credit card before, and i dont have bad credit.. so what the s***? |
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Esmerelda
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Try to get a store or gas credit card first. They don't have as stringent requirements as the banks. My first card was from Sears. Pay regularly and soon you will be swimming in credit card offers... |
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weeesa2004
 |
Do you have a checking or some sort of credit account..ie phone bills..etc? even though you are of age many places are denying you because you have no history of any good credit ..they see that as a risk and potentially unreliable. I'd recommend going to your local bank and speaking to someone who can assist you..local banks tend to be more lenient. I'd also recommend limiting the number of times you apply for any card because each time you get denied it shows up on ur credit score- hope this helped any and good luck :) |
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grierGRIER h
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As the name suggests, a student credit card is specially designed for students and is very different from your regular credit card. Because it may be the first time for college students to apply for a credit card, most credit card companies designed their student credit cards to be a form of secured credit cards.
It will help a student to avoid accumulating high amounts of debt because of reckless spending. If you need groceries, or that recommended book but you don't have the money for it, then it may be time for you to use your student credit card. It is good if you start learning good financial habits from your student life itself. Don't use the card to pay for everything and anything. Use it judicially or it will land you in a debt to repay after the college finishes. Apply online for a best student credit card at: http://www.credit-card-gallery.com/Student_Card.html |
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beauty s
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try orchardbank.com |
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eva j
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visit this link to get easily its easy now |
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Ron Berue
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Perhaps you could apply for a debit card. At least its a start. Perhaps the following information may be of some help to you. BUT PLEASE read on.
The lender - every reputable lender - wants EVERY borrower to have "a track record".
Lenders want to see - through a credit report or credit reports - how well [or not-so-well] the borrower manages and budgets his/her/their money and income.
A very good friend of mine went to a bank and asked to borrow $50,000.00 The credit report was downloaded from a credit bureau. My friend had no credit. When the various bills were received in the mail, my friend preferred paying for everything in full. RESULT: Instead of getting approved to borrow $50,000.00, my friend was approved for and could borrow only $1,500.
Due to the lack of "a track record", the bank officer informed my friend the best way to be approved for a larger amount was to make monthly payments for just one (1) year. THEN pay off that small loan and apply for a larger amount.
Its easy, when someone informs another of what the lender REALLY wants: the lender wants that interest. The lender wants to see the borrower's track record.
I wish you well
VTY,
Ron B. |
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juceree
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1st stop applying for credit cards it will hurt your credit score, then go here
http://www.debt-consolidation-credit-repair-service.com/forums/forumdisplay.php?f=184 |
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SCH
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Have you tried applying for a card for students? Or one for people with bad or no credit? Try Orchard Bank...I got a card from then within 6 months of filing for bankruptcy, so I think they will pretty much give one to anyone! |
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Al Mac Wheel
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Banks are willing to loan money to people who do not need it.
Banks are not willing to loan money to people who do need it.
Getting credit established when you first start out is the pits.
The way I got it decades ago, which may no longer work today
(a) There were some stores where I was a regular customer, they knew me, they never had any trouble with me.
(b) I told them I needed a credit reference, and asked if I could use their names.
So now I have a bunch of places where I had permission to use them as credit references.
* This included where I paid rent for lodging
* It included places where I shopped at least weekly
So this was enough for me to get a credit account that had high interest and low limit.
I paid the bills like clockwork, nver behind
Then after a year I was able to apply for a credit account with lower interest rate, higher limit |
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