 What is the best way to pay off an $8,000 credit card? |
| My current card has $8,000 on it and the percentage rate skyrocketed to a 24% interest rate! I did not read the fine print and after the introductory 0% rate, the interest rate increased. I closed ... |
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 Do things not showing on my credit report affect my credit? |
| I have bad credit as it is but I'm working on fixing but to start off I'm only paying the debts that show on my credit report... but I know for a fact I have some other things that DON'... |
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 Just got approved for a capital one credit card? |
| OK, so if you read my past questions you can see that I have tried desperatly to get credit to buy a PC from for School. so Capital One approved me for a credit card after I got one of their letters ... |
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 Credit Debt? |
Is it true that if you dont pay your credit cards bill for 6 years they just take it off your credit report and stop asking you for the money, cause its unsecured line of credit???
Cause ... |
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 What's a good credit card for an 18 year old to start building good credit? |
| I'd really like to get one, because I know how to not abuse it, and I have the money to pay it back. Thanks.... |
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 Strange Debt Letter Help? |
| I received a letter off a debt collection company this morning saying I owe them nearly a thousand pounds, and unless I sort it out they will start bankruptcy proceedings against me, after they have ... |
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 Debt collectors? |
| Hi i say on the news about zombie debts on how they are agressive. well I have one of them harrassing me on a debt from 1994. The orginal balance was 400 bucks and now they want 18k. I told ... |
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 Paying off old debts? |
Hello everyone,
I have debts from the last several years.
But my question is, is it better to settle on a debt if the collector is willing to, or pay off the entire thing?
... |
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 Where do I get a prepaid mastercard without having to apply and fill out forms? |
| I am 14 and I want to buy a particular item online but I havent got a debit or credit card and my mum says I am not allowed to get it I have got the money needed for the item all I need is a credit ... |
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 Capital one keeps reporting on my report even through its charged off when will it come off my report? |
Additional Details
so even through they keep reporting it will come off 7 years from when it was charged ... |
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 Should i file for bankruptcy? |
| i have over $13,000 in debt, including medical bills, credit cards, and student loans... my minimum payments each month are averaging just under what i make monthly. i'm barely scraping by and ... |
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 What is the reasoning for employers doing credit checks before hiring? |
| and can you refuse it, and can they not hire you because of a flaw on your credit- and how much weight is actually placed on a credit check for a job?... |
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 Credit collection? |
| I have a collecting from Palisades Collection LLC that is on my credit report. My current score if 650, not good, but not horrible. I am trying to raise my score. the collection is from Alltel for 300... |
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 I rent a room from someone and I love it but their credit card company is harassing me.? |
| I rent a room from someone that I know personally. I love living with them and they really need the extra money. So please do not suggested that I just move out. The people that I am living with ... |
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kara | Applying for a credit card..? |
I'm almost 18 and I would like to get a credit card and I am just wondering how easy it is, what should be my limit, and should i apply through my bank ? |
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Phillip J
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i'm 22 i have 2 Credit cards. why because i am responsible and dumb at the sameee time. i pay everything i get on the CC's back but for your sake dont get one. after a while the charges add up. i mean dang, it me only a month to get $1500 in debt. i am paying it off but most of the stuff on my credit can i didnt need.
stay away from CC's dont spend more then you really make. |
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bobvilla500
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Right now it is almost impossible to get a credit card i am 19 and have been trying. I finally got one after 13 tries from capital one.
however i had to lie and say made $15,000 a year. I talked to my bank first and they told me that with the economy the way it is nobody is giveing out a credit card to anyone who does not make $15,000 a year. |
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KerryD
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I would apply through the bank of better yet, get a store credit card to start with such as JCpenney, American Eagle, etc. Just don't be foolish with it. |
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tim
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Don't get one. If you like spending it will haunt you, just depends if you're making a decent amount of income. Your bank will most likely limit what your credit card is till they see you are reliable. At least that's what mine did... |
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Brandy S
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its hard getting a credit card with no credit. i wouldnt count on getting a good one unless you pay a fee up front and a high interest rate. |
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heathwave101
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I just got my own credit card since I'm going to college.
you can always get one under your parents' names, but you don't build your own credit.
Usually when you turn 18/getting ready to go to college, you should get a lot of offers from various credit card companies. Fill them all out.
I put a $500 limit on mine per month, and also, had my mom co-sign it for me to guarantee that I will pay my monthly bills b/c my account doesn't have that much money in it. It's not much, but at least it'll build your credit. |
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Lily B Talus
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Depends on what you earn, you will get an extremely low credit limit and a high interest rate to start with. |
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Judy Preston
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Look through http://www.free-credit-reports.com/bad-credit.php where you can find the card that suits you most. As your credit is not the one to be dreamed about, you will ahve to use the plastic wise enough to be able to improve your score. |
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Mandy
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You should apply for a student credit card if you are attending college. because most likely, you will not get approved for a regular credit card unless you have a cosigner. The limit is usually around 500 dollars. However, I don't suggest this because many times people as young as you don't pay their bill in time and put it off and the interest rate raises, leaving you with a bigger bill than you started with. |
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