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 I just turned 18 and want to apply for a credit card, i have no credit history, what do i do?
I have applied for discover and have gotten turned down and also a visa from bank of america and am still waiting.what would you recommend i do?...


 In U.K got letter saying I have a bank charge to be paid by certain date, thought they were illegal now?
shall I pay and contest it later or not pay it? If I don't pay it will they try and tack on another charge?...


 Best Credit Card ??
I am living in Mumbai. Can u give me a comparison of different credit cards...in terms of their...
1. registration & maintenance charges.
2. cash back details
3. their reliability<...


 I started out early in life no knowing how important good credit was.Can I ever recover from bad credit?
In my twenties I got things on credit and really didn't care if they were paid or not.Now that I'm in my late thirties I feel the need to improve and really have things that I need.I was ...


 Does any one know of a legitimate company that could offer a loan of 3000.00$ to someone with bad credit?

Additional Details
I tried Prosper but my credit rating was to low....


 Advice on consolidationg credit cards?
I'm seriously thinking about consolidating my credit cards. This would be my first time and there are so many options as far as which bank to go to. Does anyone have any advice?...


 How can I get a good used car with poor cerdit.?
I was not tought how to maintain good credit. So I have made mistakes with poor judgement. Now in my time of need I don't know what to do. Help, I'm a single mother of two who really ...


 Dose inquiries effect your credit score?
And How can you find a web site for free credit score without adding a credit card or have to pay?
Additional Details
Does not dose, Sorry for spelling.....LOL...


 I think I'm being ripped off?
Hey does anyone know if it's legal for a collections agency to double the amount of a past due balance? I just found out that a relative didn't pay a cell phone bill I got for them in my ...


 Would you like being a cashless society?
Your money is now a credit accessed electronically everywhere you want or need to spend. Would you like it better? We are heading that direction.
Additional Details
wow, I was just ...


 Can a 14 years old boy can already get a credit card???
can a 14 years old boy can already get a credit card like VISA, MASTERCARD and others......


 Can a cc continue to bill you late payments if there is no outstanding purchase balance and no finance fees?
...


 What is the difference between secure and unsecured credit?
I hear about it all the time but really don't know the difference between the two. Could you also give some examples of both? Thanks for the help!...


 Advice on establishing credit?
I'll be 19 years old come May. I am a freshman in college and I have about $11,000 in the bank in stocks and other areas. It's making me some nice interest. My current job brings me about $7...


 Am I secretly the type of borrower creditors love?
I consume a lot and up to my armpits in debt. I always make my payments with the occasional late fee added on. I pay over 2000 in interest each month but I still get treated like a bytch by my ...


 Why can't I get a credit card?
I am 19 years old and a college student. I want to get a credit card to establish credit and to help later down the road in life (like a car or house). I don't have a job, but can pay for ...


 How long do debt collectors have to collect on debt?
...


 Can i return an item without recipt and use credit card for proof of purchase instead?
...


 I'm thinking about filing for bankruptcy I maybe have about a little over $6000 in personal credit card debt
plus an auto loan I did for someone in 2002, my debt is more than my income. Does anyone know if it would make sense for me to file for such a small amount. I have already talk to a lawyer's ...


 I co-signed a car loan and now the friend went missing. I've made 3 of the car payments.?
I've got to get ahold of this car to sell or something. Once I find my "friend", how can I get the car away? Will the police help? Wondering what to do? I can't keep making these ...



joan i
Are Credit Repair kits worth the money? Do they help raise your credit score?
Thinkin about purchasing Suze Ormans credit repair kit.
                     
 




f912guy
one word SCAM!!!!!


STEVEN F
Everything you can legally do to improve your credit, you can do without the repair kit. When you buy the kit, you are paying for advice. Most of the advice is available on-line at no charge.


mia2kl2002
Rating
I would think this would be unwise, if you already have money problems. Go to your local Consumer Credit Counseling. They will help you get your bills paid off and not cost you a lot. They are great to work with.


tinnee
Suze has a great reputation so her products are worth the try. But your best bet is to pay your bill on time try to work with collection and stay on the payment and dont buy items you dont NEED and cannot afford. If you can pay more than the minimum do that especially on your credit cards bill you owe less(against Suze's idea. she thinks you should pay more on the card with higher interest). Within a year you will be amazed how far you been.


taketwo
it's bad news


echo
Rating
I agree with Steven, you can save that money and get the same - and much more - information for free.

Do some reading in the site I've listed. Start in the newbie forum and then in the credit forum.


johnnylakis
I like Suze Orman but I doubt her kit will help you any. If you really want some tips, edit your question, and I will give you some.


oldguy
all credit strategies work ONLY if you are willing to stick to the rules they say to follow. too many people get their credit fixed then ignore the rules and start spending again and get deeper into trouble


David F
I’m in the mortgage business and send all my clients with
Credit issues to this Lexington Law. They do wonders making all kinds
of things come off the their credit reports.

Try them out they are Awesome!



http://www.lexingtonlaw.com/Home.php?tid=662.0.5859


flagmagnets
There are a few worth it, but most are garbage. Guerrlilla Credit on EBay by Ms. Thomas is good, I have used it, but you can do A LOT of legal repair by yourself. It takes research. DO research on the internet and even better, at your local library. It will take time, but you will be suprised at how much you can do on your own.


YouTube
Rating
heres a free one> http://ebooks.interkeys.com/money/repair_credit1

dont bother wasting money on them, you can get the info there


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