 Who can I contact in regards to a law firm harrassing me about a credit card account I have no knowledge of? |
| I have been contacted by a law firm who is threatening to sue. They only have my name. No phone number (They called my parents?), no address, NO SOCIAL SECURITY NUMBER, nothing on any of my credit ... |
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 How can I up my credit score 10 points - FAST!? |
| Im trying to get a mortgage, and FHA loan and my credit score is on 570. I need a 580 score to qualify. I have opened to credit cards and have been paying them on time, they have helped my score a ... |
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 Should I pay off old debts to improve credit? |
I have a few negative credit marks on my report.
I was wondering if I should pay off debts that are only like 2 years old because I am wanting to finance a car and eventually a home...
I ... |
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 Where can you get a FREE credit report? |
Now, I'm not talking about a website where you are ultimately charged for some sort of package or program -- JUST the credit report itself.
Help?... |
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 How to Cash My Check? |
HAPPY CHANUKAH!
so I recieved a check for my chanukah from my uncle, how do i cash it? I mean I do not have a bank account at all and I am not going to get one either so how do i cash a check?<... |
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 I need some extra cash? |
| I work full time but really need some extra cash I would be willing to work from 6pm - 11pm most nights and also weekends. What type of job could I find that would fit in with those hours also any ... |
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 Bad Credit At 18..but before I was legal.It Wasn't' Me.Help Me? |
| I have just recently turned 18 years old last month.I applied for a credit card but was denied. So I decided to check my credit report.Anyway,I discovered that things such as credit cards were taken ... |
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 Have you ever been in over $50K of debt, & eventually got out of it? Is it possible? |
I'm talking about credit cards, student loans, lines of credit, financing cars, homes, etc.
How did you do it? I know you had to work, but did you have to work enough to be ... |
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 Extremely bad situation need credit advice? |
| I got my first credit card when I was 18 thinking I was cool now 23. Now I have 6 in total credits cards all maxed out about 7000 in debt in all 6 not to mention almost all are written off since I ... |
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 Will they catch me if I...? |
| order a magazine in someone else's name with payment option of "Bill Me Later"... |
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 21 and need help badly with credit repair.? |
| I am 21 and have a 550 credit score. I am buying a new truck in a week or two. I got an interest rate on 24000 of 23% I have had my credit reprt for about a month. I have about 10000 in debt some ... |
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 Second Chance Banking or Best Prepaid Debit Card? |
| I've been on a quest to find the best prepaid debit card. I used to have one through Virgin Mobile that allowed you to pay a direct fee monthly and you could use the card as often as you liked. <... |
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 Where to get a credit card for someone with very little credit? |
| I'm sure many of you have been in the same boat as me. I'm 24, not much credit to my name and I've tried about 5 different places (Amazon, Ebay to name a few) and all have rejected my ... |
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 I'm new to the USA, how do I start credit? |
Hi, recently I moved to the USA, right now I'm seeking to complete my steps of the USMLE and hopefully getting into a residency program at a hospital near 'home'.
Thing is ... |
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 Cleaning up credit? |
| I am working on cleaning up my credit after some hard times. I have a few things that have been sent to collections. Is it better that I pay the collection agency or the place where the debt ... |
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 How do i get out of credit card debt? |
| I am being smothered by credit card debt please ... |
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 Is a 836 reasonable credit score? |
| I checked it with experian and that was the score is that good for a 24 years old guy?... |
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bossman | Are capitol one credit cards really better? |
I had this card for about a year, I paid 100$ this month i bought about 70$ worth of stuff, even with a zero balance I would still have around 20$ , 10$ for charges, well i checked my statment and somehow I have a balance of -33$ , Is capitol one really a better credit card, should I transfer the balance to a different card , and shut down the account.. |
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Gillipoos
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I have had major problems with my capital one card. They were the only credit card company that would give me a card and if I was only a day late in paying, the charges they put on the card were astronomical. I ended up cutting mine into bits and vowed never to use it again. It was one of the biggest mistakes I made getting their card in the first place.
If you can 100% guarantee that you can pay the limit or the total amount each month, then in fairness, their rates are good but just make sure you are able to keep up the repayments because they are very quick to hand it over to a collection agency who will fleece you and harass you as soon and as often as they can!! |
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zoomzoom
|
Capital one is th WORST credit card out there.
I paid my balance in full and tried closing it.
i called after one month of reqesting to close it...they told me they'll close it at the end of the billing cycle...when i called after two month's and asked them why this was not closed...they told me that a quequest has been put in place when thirty days has passed from the end of the billing cycle...I waited another month and called them...( as I was still receiving bills with $0 balance)...the sustomer rep transferred me to the supervisor who assured me that it should be closed within the same week. This happened about 4 months ago...I haven't received a bill this month..so i assume they finally closed the account after 4 Months I put in the request. |
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Answer Girl 2007
 |
I hate Capital One. I was young, naive about credit cards, and didn't even have a job, and they gave me a credit card. I didn't know at the time what 26% APR meant. I was in college and ran the card up to it's limit. I have been paying it off for 3 years b/c of it. I was late on a payment and they charge me a fee, the fee caused me to go over my credit limit and they assessed me another fee. This kept happening, as they charge you the APR each month. When I tried to negotiate with them, telling them that I had been paying them for years, they screwed me over and told me we couldn't settle the matter. They ripe people off and should really be punished for it. When they sent me the application, it was all filled out of me, all I had to do was sign. I was like a 3 year old in a candy store. |
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Fly Boy
|
They are not a good card.I heard Clark Howard say they don't always report your good standing to the credit bureaus,but will report if you are a month late.Canceling it may affect your credit negatively.Maybe check out clarkhoward.com. |
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lawguyinla
|
My experience with Capital One has been great. Of course, you have to manage your credit limit and be responsible by making payments on time. Otherwise, like any other bank, you'll get hit with overlimit and late fees. But, if you maintain your account in a positive manner, I've found that they will reward you accordingly. I have 3 different cards with Capital One, which I've had in the average for about 5 years. This year, I wrote to the President of Capital One and asked for relief from any annual fees and my request was granted. In addition, I got an interest rate of 12.9% on all of my current balances, instead of rates between 19% and 23%. In closing, for me, I've had a positive experience with them and found them to be fair and responsive. |
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JFAD
 |
Of all the credit card companies that now exist, the biggest rip off of them all by far is Capital One! Capital One actively solicits debt slaves in colleges; they also sponsor sporting events and have slick commercials that try and make people believe that what they offer is "the no hassle card." Don't be fooled! http://www.gurujeff.com/capital_one_sucks.html |
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Psycmixer
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No
A credit card is a credit card
get the best interest rate you can and the most benefits. They promise you the world and give you ****
and the first time you mis a payment by just one day its a 26% rate for you!! and more...Pay CASH |
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aalen a
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I've had good experiences with capitol 1 |
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Garacaius
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Capital one has been good and fair to me. |
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